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Side-by-side financial comparison of FIRST FINANCIAL BANKSHARES INC (FFIN) and Twist Bioscience Corp (TWST). Click either name above to swap in a different company.

FIRST FINANCIAL BANKSHARES INC is the larger business by last-quarter revenue ($164.7M vs $103.7M, roughly 1.6× Twist Bioscience Corp). FIRST FINANCIAL BANKSHARES INC runs the higher net margin — 44.5% vs -29.4%, a 73.9% gap on every dollar of revenue. On growth, Twist Bioscience Corp posted the faster year-over-year revenue change (16.9% vs 12.0%). FIRST FINANCIAL BANKSHARES INC produced more free cash flow last quarter ($286.0M vs $-34.8M).

First Financial Bank is a regional bank operated by First Financial Corporation and based in Terre Haute, Indiana. It is the oldest national bank in Indiana and the fifth oldest national bank in the United States. First Financial Corporation is Vigo County's only publicly traded company.

Twist Bioscience is a public biotechnology company based in South San Francisco that manufactures synthetic DNA and DNA products for customers in a wide range of industries. Twist was founded in 2013 by Emily Leproust, Bill Banyai, and Bill Peck.

FFIN vs TWST — Head-to-Head

Bigger by revenue
FFIN
FFIN
1.6× larger
FFIN
$164.7M
$103.7M
TWST
Growing faster (revenue YoY)
TWST
TWST
+4.9% gap
TWST
16.9%
12.0%
FFIN
Higher net margin
FFIN
FFIN
73.9% more per $
FFIN
44.5%
-29.4%
TWST
More free cash flow
FFIN
FFIN
$320.8M more FCF
FFIN
$286.0M
$-34.8M
TWST

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
FFIN
FFIN
TWST
TWST
Revenue
$164.7M
$103.7M
Net Profit
$73.3M
$-30.5M
Gross Margin
52.0%
Operating Margin
54.4%
-31.7%
Net Margin
44.5%
-29.4%
Revenue YoY
12.0%
16.9%
Net Profit YoY
17.6%
3.4%
EPS (diluted)
$0.51
$-0.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FFIN
FFIN
TWST
TWST
Q4 25
$164.7M
$103.7M
Q3 25
$161.3M
Q2 25
$156.6M
Q1 25
$149.0M
Q4 24
$147.1M
Q3 24
$139.5M
Q2 24
$134.5M
Q1 24
$129.6M
Net Profit
FFIN
FFIN
TWST
TWST
Q4 25
$73.3M
$-30.5M
Q3 25
$52.3M
Q2 25
$66.7M
Q1 25
$61.3M
Q4 24
$62.3M
Q3 24
$55.3M
Q2 24
$52.5M
Q1 24
$53.4M
Gross Margin
FFIN
FFIN
TWST
TWST
Q4 25
52.0%
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
FFIN
FFIN
TWST
TWST
Q4 25
54.4%
-31.7%
Q3 25
39.2%
Q2 25
52.2%
Q1 25
50.4%
Q4 24
51.7%
Q3 24
48.3%
Q2 24
47.3%
Q1 24
50.0%
Net Margin
FFIN
FFIN
TWST
TWST
Q4 25
44.5%
-29.4%
Q3 25
32.4%
Q2 25
42.6%
Q1 25
41.2%
Q4 24
42.4%
Q3 24
39.7%
Q2 24
39.0%
Q1 24
41.2%
EPS (diluted)
FFIN
FFIN
TWST
TWST
Q4 25
$0.51
$-0.50
Q3 25
$0.36
Q2 25
$0.47
Q1 25
$0.43
Q4 24
$0.43
Q3 24
$0.39
Q2 24
$0.37
Q1 24
$0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FFIN
FFIN
TWST
TWST
Cash + ST InvestmentsLiquidity on hand
$197.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.9B
$456.1M
Total Assets
$15.4B
$638.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FFIN
FFIN
TWST
TWST
Q4 25
$197.9M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FFIN
FFIN
TWST
TWST
Q4 25
$1.9B
$456.1M
Q3 25
$1.8B
Q2 25
$1.7B
Q1 25
$1.7B
Q4 24
$1.6B
Q3 24
$1.7B
Q2 24
$1.5B
Q1 24
$1.5B
Total Assets
FFIN
FFIN
TWST
TWST
Q4 25
$15.4B
$638.1M
Q3 25
$14.8B
Q2 25
$14.4B
Q1 25
$14.3B
Q4 24
$14.0B
Q3 24
$13.6B
Q2 24
$13.2B
Q1 24
$13.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FFIN
FFIN
TWST
TWST
Operating Cash FlowLast quarter
$299.4M
$-24.8M
Free Cash FlowOCF − Capex
$286.0M
$-34.8M
FCF MarginFCF / Revenue
173.6%
-33.5%
Capex IntensityCapex / Revenue
8.2%
9.6%
Cash ConversionOCF / Net Profit
4.08×
TTM Free Cash FlowTrailing 4 quarters
$503.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FFIN
FFIN
TWST
TWST
Q4 25
$299.4M
$-24.8M
Q3 25
$86.5M
Q2 25
$61.3M
Q1 25
$76.8M
Q4 24
$309.6M
Q3 24
$80.7M
Q2 24
$68.8M
Q1 24
$75.6M
Free Cash Flow
FFIN
FFIN
TWST
TWST
Q4 25
$286.0M
$-34.8M
Q3 25
$83.7M
Q2 25
$58.7M
Q1 25
$74.7M
Q4 24
$292.9M
Q3 24
$77.7M
Q2 24
$63.8M
Q1 24
$71.7M
FCF Margin
FFIN
FFIN
TWST
TWST
Q4 25
173.6%
-33.5%
Q3 25
51.9%
Q2 25
37.5%
Q1 25
50.1%
Q4 24
199.1%
Q3 24
55.7%
Q2 24
47.4%
Q1 24
55.3%
Capex Intensity
FFIN
FFIN
TWST
TWST
Q4 25
8.2%
9.6%
Q3 25
1.7%
Q2 25
1.6%
Q1 25
1.4%
Q4 24
11.4%
Q3 24
2.2%
Q2 24
3.7%
Q1 24
3.0%
Cash Conversion
FFIN
FFIN
TWST
TWST
Q4 25
4.08×
Q3 25
1.65×
Q2 25
0.92×
Q1 25
1.25×
Q4 24
4.97×
Q3 24
1.46×
Q2 24
1.31×
Q1 24
1.42×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FFIN
FFIN

Segment breakdown not available.

TWST
TWST

Industrial Chemicals$37.2M36%
Diagnostics$35.3M34%
Food Or Agriculture$12.8M12%
Academic Research$12.2M12%
Health Care$6.1M6%

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