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Side-by-side financial comparison of First Foundation Inc. (FFWM) and NACCO INDUSTRIES INC (NC). Click either name above to swap in a different company.

NACCO INDUSTRIES INC is the larger business by last-quarter revenue ($62.8M vs $48.4M, roughly 1.3× First Foundation Inc.). NACCO INDUSTRIES INC runs the higher net margin — 14.1% vs -97.9%, a 111.9% gap on every dollar of revenue. On growth, First Foundation Inc. posted the faster year-over-year revenue change (421.7% vs -4.3%). Over the past eight quarters, NACCO INDUSTRIES INC's revenue compounded faster (9.5% CAGR vs -2.7%).

John B. Lacson Colleges Foundation (Bacolod), Inc. is a private maritime college in Bacolod, Negros Occidental, Philippines.

NACCO Industries, Inc. is an American publicly traded holding company, headquartered in Cleveland, Ohio. Through a portfolio of mining and natural resources businesses, the company operates under three business segments: Coal Mining, North American Mining, and Minerals Management. The Coal Mining segment operates surface coal mines under long-term contracts with power generation companies and an activated carbon producer pursuant to a service-based business model. The North American Mining se...

FFWM vs NC — Head-to-Head

Bigger by revenue
NC
NC
1.3× larger
NC
$62.8M
$48.4M
FFWM
Growing faster (revenue YoY)
FFWM
FFWM
+425.9% gap
FFWM
421.7%
-4.3%
NC
Higher net margin
NC
NC
111.9% more per $
NC
14.1%
-97.9%
FFWM
Faster 2-yr revenue CAGR
NC
NC
Annualised
NC
9.5%
-2.7%
FFWM

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
FFWM
FFWM
NC
NC
Revenue
$48.4M
$62.8M
Net Profit
$-8.0M
$8.8M
Gross Margin
22.8%
Operating Margin
-97.5%
17.5%
Net Margin
-97.9%
14.1%
Revenue YoY
421.7%
-4.3%
Net Profit YoY
43.0%
80.0%
EPS (diluted)
$-0.09
$1.17

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FFWM
FFWM
NC
NC
Q1 26
$62.8M
Q4 25
$48.4M
$66.8M
Q3 25
$63.6M
$76.6M
Q2 25
$51.4M
$68.2M
Q1 25
$71.4M
$65.6M
Q4 24
$9.3M
$70.4M
Q3 24
$9.2M
$61.7M
Q2 24
$57.5M
$52.3M
Net Profit
FFWM
FFWM
NC
NC
Q1 26
$8.8M
Q4 25
$-8.0M
$-3.8M
Q3 25
$-146.3M
$13.3M
Q2 25
$-7.7M
$3.3M
Q1 25
$6.9M
$4.9M
Q4 24
$-14.1M
$7.6M
Q3 24
$-82.2M
$15.6M
Q2 24
$3.1M
$6.0M
Gross Margin
FFWM
FFWM
NC
NC
Q1 26
22.8%
Q4 25
18.0%
Q3 25
13.0%
Q2 25
10.0%
Q1 25
14.7%
Q4 24
12.0%
Q3 24
11.7%
Q2 24
13.4%
Operating Margin
FFWM
FFWM
NC
NC
Q1 26
17.5%
Q4 25
-97.5%
11.3%
Q3 25
-92.7%
8.8%
Q2 25
-21.1%
-0.1%
Q1 25
8.8%
11.7%
Q4 24
-247.7%
5.5%
Q3 24
-1276.7%
31.9%
Q2 24
4.6%
14.1%
Net Margin
FFWM
FFWM
NC
NC
Q1 26
14.1%
Q4 25
-97.9%
-5.8%
Q3 25
-230.1%
17.3%
Q2 25
-15.0%
4.8%
Q1 25
9.7%
7.5%
Q4 24
-152.2%
10.7%
Q3 24
-896.9%
25.4%
Q2 24
5.4%
11.4%
EPS (diluted)
FFWM
FFWM
NC
NC
Q1 26
$1.17
Q4 25
$-0.09
$-0.53
Q3 25
$-1.78
$1.78
Q2 25
$-0.09
$0.44
Q1 25
$0.08
$0.66
Q4 24
$-0.24
$0.99
Q3 24
$-1.23
$2.14
Q2 24
$0.05
$0.81

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FFWM
FFWM
NC
NC
Cash + ST InvestmentsLiquidity on hand
$1.6B
Total DebtLower is stronger
Stockholders' EquityBook value
$912.6M
Total Assets
$11.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FFWM
FFWM
NC
NC
Q1 26
Q4 25
$1.6B
$49.7M
Q3 25
$1.7B
$52.7M
Q2 25
$1.1B
$49.4M
Q1 25
$1.0B
$61.9M
Q4 24
$1.0B
$72.8M
Q3 24
$1.1B
$63.1M
Q2 24
$1.4B
$62.4M
Total Debt
FFWM
FFWM
NC
NC
Q1 26
Q4 25
$100.8M
Q3 25
Q2 25
Q1 25
Q4 24
$99.4M
Q3 24
Q2 24
$29.0M
Stockholders' Equity
FFWM
FFWM
NC
NC
Q1 26
Q4 25
$912.6M
$429.2M
Q3 25
$917.9M
$426.4M
Q2 25
$1.1B
$413.1M
Q1 25
$1.1B
$409.1M
Q4 24
$1.1B
$404.9M
Q3 24
$1.1B
$397.3M
Q2 24
$933.2M
$384.1M
Total Assets
FFWM
FFWM
NC
NC
Q1 26
Q4 25
$11.9B
$661.2M
Q3 25
$11.9B
$637.6M
Q2 25
$11.6B
$631.3M
Q1 25
$12.6B
$634.2M
Q4 24
$12.6B
$631.7M
Q3 24
$13.4B
$597.4M
Q2 24
$13.7B
$560.1M
Debt / Equity
FFWM
FFWM
NC
NC
Q1 26
Q4 25
0.23×
Q3 25
Q2 25
Q1 25
Q4 24
0.25×
Q3 24
Q2 24
0.08×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FFWM
FFWM
NC
NC
Operating Cash FlowLast quarter
$-31.9M
Free Cash FlowOCF − Capex
$-35.2M
FCF MarginFCF / Revenue
-72.8%
Capex IntensityCapex / Revenue
6.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-45.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FFWM
FFWM
NC
NC
Q1 26
Q4 25
$-31.9M
$11.4M
Q3 25
$9.2M
$42.3M
Q2 25
$-16.3M
$-7.8M
Q1 25
$-552.0K
$5.0M
Q4 24
$-8.7M
$25.2M
Q3 24
$14.2M
$2.8M
Q2 24
$-9.1M
$4.1M
Free Cash Flow
FFWM
FFWM
NC
NC
Q1 26
Q4 25
$-35.2M
Q3 25
$8.6M
Q2 25
$-16.7M
Q1 25
$-2.5M
Q4 24
$-11.4M
Q3 24
$13.4M
Q2 24
$-9.4M
FCF Margin
FFWM
FFWM
NC
NC
Q1 26
Q4 25
-72.8%
Q3 25
13.5%
Q2 25
-32.4%
Q1 25
-3.5%
Q4 24
-123.5%
Q3 24
146.2%
Q2 24
-16.3%
Capex Intensity
FFWM
FFWM
NC
NC
Q1 26
Q4 25
6.9%
Q3 25
1.0%
Q2 25
0.8%
Q1 25
2.8%
Q4 24
29.4%
Q3 24
9.0%
Q2 24
0.4%
Cash Conversion
FFWM
FFWM
NC
NC
Q1 26
Q4 25
Q3 25
3.19×
Q2 25
-2.39×
Q1 25
-0.08×
1.03×
Q4 24
3.33×
Q3 24
0.18×
Q2 24
-2.96×
0.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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