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Side-by-side financial comparison of First Foundation Inc. (FFWM) and LINKBANCORP, Inc. (LNKB). Click either name above to swap in a different company.
First Foundation Inc. is the larger business by last-quarter revenue ($48.4M vs $46.0M, roughly 1.1× LINKBANCORP, Inc.). LINKBANCORP, Inc. runs the higher net margin — 6.4% vs -97.9%, a 104.3% gap on every dollar of revenue. On growth, First Foundation Inc. posted the faster year-over-year revenue change (421.7% vs 7.3%). LINKBANCORP, Inc. produced more free cash flow last quarter ($23.8M vs $-35.2M). Over the past eight quarters, LINKBANCORP, Inc.'s revenue compounded faster (6.6% CAGR vs -2.7%).
John B. Lacson Colleges Foundation (Bacolod), Inc. is a private maritime college in Bacolod, Negros Occidental, Philippines.
LINKBANCORP, Inc. is a US-based bank holding company that offers comprehensive retail and commercial banking services to individual consumers, small businesses, and mid-sized enterprises. Its core offerings include deposit accounts, lending products, wealth management solutions, and digital banking services, primarily serving customers across regional markets in Pennsylvania.
FFWM vs LNKB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $48.4M | $46.0M |
| Net Profit | $-8.0M | $2.9M |
| Gross Margin | — | — |
| Operating Margin | -97.5% | 8.5% |
| Net Margin | -97.9% | 6.4% |
| Revenue YoY | 421.7% | 7.3% |
| Net Profit YoY | 43.0% | -61.2% |
| EPS (diluted) | $-0.09 | $0.08 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $48.4M | $46.0M | ||
| Q3 25 | $63.6M | $44.8M | ||
| Q2 25 | $51.4M | $42.3M | ||
| Q1 25 | $71.4M | $53.4M | ||
| Q4 24 | $9.3M | $42.9M | ||
| Q3 24 | $9.2M | $42.9M | ||
| Q2 24 | $57.5M | $41.3M | ||
| Q1 24 | $51.1M | $40.5M |
| Q4 25 | $-8.0M | $2.9M | ||
| Q3 25 | $-146.3M | $7.8M | ||
| Q2 25 | $-7.7M | $7.4M | ||
| Q1 25 | $6.9M | $15.3M | ||
| Q4 24 | $-14.1M | $7.6M | ||
| Q3 24 | $-82.2M | $7.1M | ||
| Q2 24 | $3.1M | $5.8M | ||
| Q1 24 | $793.0K | $5.7M |
| Q4 25 | -97.5% | 8.5% | ||
| Q3 25 | -92.7% | 22.3% | ||
| Q2 25 | -21.1% | 22.4% | ||
| Q1 25 | 8.8% | 36.0% | ||
| Q4 24 | -247.7% | 22.6% | ||
| Q3 24 | -1276.7% | 21.3% | ||
| Q2 24 | 4.6% | 18.0% | ||
| Q1 24 | -0.2% | 18.1% |
| Q4 25 | -97.9% | 6.4% | ||
| Q3 25 | -230.1% | 17.5% | ||
| Q2 25 | -15.0% | 17.5% | ||
| Q1 25 | 9.7% | 28.7% | ||
| Q4 24 | -152.2% | 17.7% | ||
| Q3 24 | -896.9% | 16.5% | ||
| Q2 24 | 5.4% | 14.1% | ||
| Q1 24 | 1.6% | 14.1% |
| Q4 25 | $-0.09 | $0.08 | ||
| Q3 25 | $-1.78 | $0.21 | ||
| Q2 25 | $-0.09 | $0.20 | ||
| Q1 25 | $0.08 | $0.41 | ||
| Q4 24 | $-0.24 | $0.21 | ||
| Q3 24 | $-1.23 | $0.19 | ||
| Q2 24 | $0.05 | $0.16 | ||
| Q1 24 | $0.01 | $0.15 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.6B | $52.3M |
| Total DebtLower is stronger | — | $177.3M |
| Stockholders' EquityBook value | $912.6M | $306.4M |
| Total Assets | $11.9B | $3.1B |
| Debt / EquityLower = less leverage | — | 0.58× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.6B | $52.3M | ||
| Q3 25 | $1.7B | $194.2M | ||
| Q2 25 | $1.1B | $155.1M | ||
| Q1 25 | $1.0B | $220.2M | ||
| Q4 24 | $1.0B | $166.1M | ||
| Q3 24 | $1.1B | $191.2M | ||
| Q2 24 | $1.4B | $181.7M | ||
| Q1 24 | $1.6B | $172.3M |
| Q4 25 | — | $177.3M | ||
| Q3 25 | — | $102.3M | ||
| Q2 25 | — | $102.3M | ||
| Q1 25 | — | $102.7M | ||
| Q4 24 | — | $112.5M | ||
| Q3 24 | — | $102.4M | ||
| Q2 24 | — | $102.3M | ||
| Q1 24 | — | $102.2M |
| Q4 25 | $912.6M | $306.4M | ||
| Q3 25 | $917.9M | $305.5M | ||
| Q2 25 | $1.1B | $298.0M | ||
| Q1 25 | $1.1B | $294.1M | ||
| Q4 24 | $1.1B | $280.2M | ||
| Q3 24 | $1.1B | $277.4M | ||
| Q2 24 | $933.2M | $271.4M | ||
| Q1 24 | $928.7M | $268.2M |
| Q4 25 | $11.9B | $3.1B | ||
| Q3 25 | $11.9B | $3.1B | ||
| Q2 25 | $11.6B | $2.9B | ||
| Q1 25 | $12.6B | $2.9B | ||
| Q4 24 | $12.6B | $2.9B | ||
| Q3 24 | $13.4B | $2.9B | ||
| Q2 24 | $13.7B | $2.9B | ||
| Q1 24 | $13.6B | $2.8B |
| Q4 25 | — | 0.58× | ||
| Q3 25 | — | 0.33× | ||
| Q2 25 | — | 0.34× | ||
| Q1 25 | — | 0.35× | ||
| Q4 24 | — | 0.40× | ||
| Q3 24 | — | 0.37× | ||
| Q2 24 | — | 0.38× | ||
| Q1 24 | — | 0.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $-31.9M | $25.3M |
| Free Cash FlowOCF − Capex | $-35.2M | $23.8M |
| FCF MarginFCF / Revenue | -72.8% | 51.7% |
| Capex IntensityCapex / Revenue | 6.9% | 3.2% |
| Cash ConversionOCF / Net Profit | — | 8.59× |
| TTM Free Cash FlowTrailing 4 quarters | $-45.9M | $55.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-31.9M | $25.3M | ||
| Q3 25 | $9.2M | $23.6M | ||
| Q2 25 | $-16.3M | $6.3M | ||
| Q1 25 | $-552.0K | $2.6M | ||
| Q4 24 | $-8.7M | $25.4M | ||
| Q3 24 | $14.2M | $14.0M | ||
| Q2 24 | $-9.1M | $6.4M | ||
| Q1 24 | $7.2M | $-771.0K |
| Q4 25 | $-35.2M | $23.8M | ||
| Q3 25 | $8.6M | $23.2M | ||
| Q2 25 | $-16.7M | $6.1M | ||
| Q1 25 | $-2.5M | $2.2M | ||
| Q4 24 | $-11.4M | $22.6M | ||
| Q3 24 | $13.4M | $13.1M | ||
| Q2 24 | $-9.4M | $6.3M | ||
| Q1 24 | $5.9M | $-1.2M |
| Q4 25 | -72.8% | 51.7% | ||
| Q3 25 | 13.5% | 51.8% | ||
| Q2 25 | -32.4% | 14.5% | ||
| Q1 25 | -3.5% | 4.2% | ||
| Q4 24 | -123.5% | 52.6% | ||
| Q3 24 | 146.2% | 30.5% | ||
| Q2 24 | -16.3% | 15.3% | ||
| Q1 24 | 11.6% | -3.0% |
| Q4 25 | 6.9% | 3.2% | ||
| Q3 25 | 1.0% | 0.8% | ||
| Q2 25 | 0.8% | 0.4% | ||
| Q1 25 | 2.8% | 0.7% | ||
| Q4 24 | 29.4% | 6.7% | ||
| Q3 24 | 9.0% | 2.1% | ||
| Q2 24 | 0.4% | 0.1% | ||
| Q1 24 | 2.5% | 1.1% |
| Q4 25 | — | 8.59× | ||
| Q3 25 | — | 3.01× | ||
| Q2 25 | — | 0.85× | ||
| Q1 25 | -0.08× | 0.17× | ||
| Q4 24 | — | 3.35× | ||
| Q3 24 | — | 1.97× | ||
| Q2 24 | -2.96× | 1.10× | ||
| Q1 24 | 9.09× | -0.13× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.