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Side-by-side financial comparison of First Foundation Inc. (FFWM) and LINKBANCORP, Inc. (LNKB). Click either name above to swap in a different company.

First Foundation Inc. is the larger business by last-quarter revenue ($48.4M vs $46.0M, roughly 1.1× LINKBANCORP, Inc.). LINKBANCORP, Inc. runs the higher net margin — 6.4% vs -97.9%, a 104.3% gap on every dollar of revenue. On growth, First Foundation Inc. posted the faster year-over-year revenue change (421.7% vs 7.3%). LINKBANCORP, Inc. produced more free cash flow last quarter ($23.8M vs $-35.2M). Over the past eight quarters, LINKBANCORP, Inc.'s revenue compounded faster (6.6% CAGR vs -2.7%).

John B. Lacson Colleges Foundation (Bacolod), Inc. is a private maritime college in Bacolod, Negros Occidental, Philippines.

LINKBANCORP, Inc. is a US-based bank holding company that offers comprehensive retail and commercial banking services to individual consumers, small businesses, and mid-sized enterprises. Its core offerings include deposit accounts, lending products, wealth management solutions, and digital banking services, primarily serving customers across regional markets in Pennsylvania.

FFWM vs LNKB — Head-to-Head

Bigger by revenue
FFWM
FFWM
1.1× larger
FFWM
$48.4M
$46.0M
LNKB
Growing faster (revenue YoY)
FFWM
FFWM
+414.4% gap
FFWM
421.7%
7.3%
LNKB
Higher net margin
LNKB
LNKB
104.3% more per $
LNKB
6.4%
-97.9%
FFWM
More free cash flow
LNKB
LNKB
$59.0M more FCF
LNKB
$23.8M
$-35.2M
FFWM
Faster 2-yr revenue CAGR
LNKB
LNKB
Annualised
LNKB
6.6%
-2.7%
FFWM

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FFWM
FFWM
LNKB
LNKB
Revenue
$48.4M
$46.0M
Net Profit
$-8.0M
$2.9M
Gross Margin
Operating Margin
-97.5%
8.5%
Net Margin
-97.9%
6.4%
Revenue YoY
421.7%
7.3%
Net Profit YoY
43.0%
-61.2%
EPS (diluted)
$-0.09
$0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FFWM
FFWM
LNKB
LNKB
Q4 25
$48.4M
$46.0M
Q3 25
$63.6M
$44.8M
Q2 25
$51.4M
$42.3M
Q1 25
$71.4M
$53.4M
Q4 24
$9.3M
$42.9M
Q3 24
$9.2M
$42.9M
Q2 24
$57.5M
$41.3M
Q1 24
$51.1M
$40.5M
Net Profit
FFWM
FFWM
LNKB
LNKB
Q4 25
$-8.0M
$2.9M
Q3 25
$-146.3M
$7.8M
Q2 25
$-7.7M
$7.4M
Q1 25
$6.9M
$15.3M
Q4 24
$-14.1M
$7.6M
Q3 24
$-82.2M
$7.1M
Q2 24
$3.1M
$5.8M
Q1 24
$793.0K
$5.7M
Operating Margin
FFWM
FFWM
LNKB
LNKB
Q4 25
-97.5%
8.5%
Q3 25
-92.7%
22.3%
Q2 25
-21.1%
22.4%
Q1 25
8.8%
36.0%
Q4 24
-247.7%
22.6%
Q3 24
-1276.7%
21.3%
Q2 24
4.6%
18.0%
Q1 24
-0.2%
18.1%
Net Margin
FFWM
FFWM
LNKB
LNKB
Q4 25
-97.9%
6.4%
Q3 25
-230.1%
17.5%
Q2 25
-15.0%
17.5%
Q1 25
9.7%
28.7%
Q4 24
-152.2%
17.7%
Q3 24
-896.9%
16.5%
Q2 24
5.4%
14.1%
Q1 24
1.6%
14.1%
EPS (diluted)
FFWM
FFWM
LNKB
LNKB
Q4 25
$-0.09
$0.08
Q3 25
$-1.78
$0.21
Q2 25
$-0.09
$0.20
Q1 25
$0.08
$0.41
Q4 24
$-0.24
$0.21
Q3 24
$-1.23
$0.19
Q2 24
$0.05
$0.16
Q1 24
$0.01
$0.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FFWM
FFWM
LNKB
LNKB
Cash + ST InvestmentsLiquidity on hand
$1.6B
$52.3M
Total DebtLower is stronger
$177.3M
Stockholders' EquityBook value
$912.6M
$306.4M
Total Assets
$11.9B
$3.1B
Debt / EquityLower = less leverage
0.58×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FFWM
FFWM
LNKB
LNKB
Q4 25
$1.6B
$52.3M
Q3 25
$1.7B
$194.2M
Q2 25
$1.1B
$155.1M
Q1 25
$1.0B
$220.2M
Q4 24
$1.0B
$166.1M
Q3 24
$1.1B
$191.2M
Q2 24
$1.4B
$181.7M
Q1 24
$1.6B
$172.3M
Total Debt
FFWM
FFWM
LNKB
LNKB
Q4 25
$177.3M
Q3 25
$102.3M
Q2 25
$102.3M
Q1 25
$102.7M
Q4 24
$112.5M
Q3 24
$102.4M
Q2 24
$102.3M
Q1 24
$102.2M
Stockholders' Equity
FFWM
FFWM
LNKB
LNKB
Q4 25
$912.6M
$306.4M
Q3 25
$917.9M
$305.5M
Q2 25
$1.1B
$298.0M
Q1 25
$1.1B
$294.1M
Q4 24
$1.1B
$280.2M
Q3 24
$1.1B
$277.4M
Q2 24
$933.2M
$271.4M
Q1 24
$928.7M
$268.2M
Total Assets
FFWM
FFWM
LNKB
LNKB
Q4 25
$11.9B
$3.1B
Q3 25
$11.9B
$3.1B
Q2 25
$11.6B
$2.9B
Q1 25
$12.6B
$2.9B
Q4 24
$12.6B
$2.9B
Q3 24
$13.4B
$2.9B
Q2 24
$13.7B
$2.9B
Q1 24
$13.6B
$2.8B
Debt / Equity
FFWM
FFWM
LNKB
LNKB
Q4 25
0.58×
Q3 25
0.33×
Q2 25
0.34×
Q1 25
0.35×
Q4 24
0.40×
Q3 24
0.37×
Q2 24
0.38×
Q1 24
0.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FFWM
FFWM
LNKB
LNKB
Operating Cash FlowLast quarter
$-31.9M
$25.3M
Free Cash FlowOCF − Capex
$-35.2M
$23.8M
FCF MarginFCF / Revenue
-72.8%
51.7%
Capex IntensityCapex / Revenue
6.9%
3.2%
Cash ConversionOCF / Net Profit
8.59×
TTM Free Cash FlowTrailing 4 quarters
$-45.9M
$55.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FFWM
FFWM
LNKB
LNKB
Q4 25
$-31.9M
$25.3M
Q3 25
$9.2M
$23.6M
Q2 25
$-16.3M
$6.3M
Q1 25
$-552.0K
$2.6M
Q4 24
$-8.7M
$25.4M
Q3 24
$14.2M
$14.0M
Q2 24
$-9.1M
$6.4M
Q1 24
$7.2M
$-771.0K
Free Cash Flow
FFWM
FFWM
LNKB
LNKB
Q4 25
$-35.2M
$23.8M
Q3 25
$8.6M
$23.2M
Q2 25
$-16.7M
$6.1M
Q1 25
$-2.5M
$2.2M
Q4 24
$-11.4M
$22.6M
Q3 24
$13.4M
$13.1M
Q2 24
$-9.4M
$6.3M
Q1 24
$5.9M
$-1.2M
FCF Margin
FFWM
FFWM
LNKB
LNKB
Q4 25
-72.8%
51.7%
Q3 25
13.5%
51.8%
Q2 25
-32.4%
14.5%
Q1 25
-3.5%
4.2%
Q4 24
-123.5%
52.6%
Q3 24
146.2%
30.5%
Q2 24
-16.3%
15.3%
Q1 24
11.6%
-3.0%
Capex Intensity
FFWM
FFWM
LNKB
LNKB
Q4 25
6.9%
3.2%
Q3 25
1.0%
0.8%
Q2 25
0.8%
0.4%
Q1 25
2.8%
0.7%
Q4 24
29.4%
6.7%
Q3 24
9.0%
2.1%
Q2 24
0.4%
0.1%
Q1 24
2.5%
1.1%
Cash Conversion
FFWM
FFWM
LNKB
LNKB
Q4 25
8.59×
Q3 25
3.01×
Q2 25
0.85×
Q1 25
-0.08×
0.17×
Q4 24
3.35×
Q3 24
1.97×
Q2 24
-2.96×
1.10×
Q1 24
9.09×
-0.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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