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Side-by-side financial comparison of First Foundation Inc. (FFWM) and SAGA COMMUNICATIONS INC (SGA). Click either name above to swap in a different company.

First Foundation Inc. is the larger business by last-quarter revenue ($48.4M vs $26.5M, roughly 1.8× SAGA COMMUNICATIONS INC). SAGA COMMUNICATIONS INC runs the higher net margin — -26.1% vs -97.9%, a 71.8% gap on every dollar of revenue. On growth, First Foundation Inc. posted the faster year-over-year revenue change (421.7% vs -9.3%). SAGA COMMUNICATIONS INC produced more free cash flow last quarter ($-459.0K vs $-35.2M). Over the past eight quarters, SAGA COMMUNICATIONS INC's revenue compounded faster (2.4% CAGR vs -2.7%).

John B. Lacson Colleges Foundation (Bacolod), Inc. is a private maritime college in Bacolod, Negros Occidental, Philippines.

Saga is a British company focused on serving the needs of those aged 50 and over, originally owned by its founder, later acquired by private equity, and ultimately listed on the London Stock Exchange. It has 2.7 million customers. The company operates sites on the Kent and Sussex coast: Enbrook Park and Priory Square. It is listed on the London Stock Exchange and is a constituent of the FTSE 250 Index.

FFWM vs SGA — Head-to-Head

Bigger by revenue
FFWM
FFWM
1.8× larger
FFWM
$48.4M
$26.5M
SGA
Growing faster (revenue YoY)
FFWM
FFWM
+430.9% gap
FFWM
421.7%
-9.3%
SGA
Higher net margin
SGA
SGA
71.8% more per $
SGA
-26.1%
-97.9%
FFWM
More free cash flow
SGA
SGA
$34.8M more FCF
SGA
$-459.0K
$-35.2M
FFWM
Faster 2-yr revenue CAGR
SGA
SGA
Annualised
SGA
2.4%
-2.7%
FFWM

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FFWM
FFWM
SGA
SGA
Revenue
$48.4M
$26.5M
Net Profit
$-8.0M
$-6.9M
Gross Margin
Operating Margin
-97.5%
-36.0%
Net Margin
-97.9%
-26.1%
Revenue YoY
421.7%
-9.3%
Net Profit YoY
43.0%
-645.3%
EPS (diluted)
$-0.09
$-1.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FFWM
FFWM
SGA
SGA
Q4 25
$48.4M
$26.5M
Q3 25
$63.6M
$28.2M
Q2 25
$51.4M
$28.2M
Q1 25
$71.4M
$24.2M
Q4 24
$9.3M
$29.2M
Q3 24
$9.2M
$28.7M
Q2 24
$57.5M
$29.7M
Q1 24
$51.1M
$25.3M
Net Profit
FFWM
FFWM
SGA
SGA
Q4 25
$-8.0M
$-6.9M
Q3 25
$-146.3M
$-532.0K
Q2 25
$-7.7M
$1.1M
Q1 25
$6.9M
$-1.6M
Q4 24
$-14.1M
$1.3M
Q3 24
$-82.2M
$1.3M
Q2 24
$3.1M
$2.5M
Q1 24
$793.0K
$-1.6M
Operating Margin
FFWM
FFWM
SGA
SGA
Q4 25
-97.5%
-36.0%
Q3 25
-92.7%
-2.2%
Q2 25
-21.1%
5.0%
Q1 25
8.8%
-9.5%
Q4 24
-247.7%
3.4%
Q3 24
-1276.7%
5.7%
Q2 24
4.6%
7.2%
Q1 24
-0.2%
-9.6%
Net Margin
FFWM
FFWM
SGA
SGA
Q4 25
-97.9%
-26.1%
Q3 25
-230.1%
-1.9%
Q2 25
-15.0%
4.0%
Q1 25
9.7%
-6.5%
Q4 24
-152.2%
4.3%
Q3 24
-896.9%
4.4%
Q2 24
5.4%
8.4%
Q1 24
1.6%
-6.2%
EPS (diluted)
FFWM
FFWM
SGA
SGA
Q4 25
$-0.09
$-1.07
Q3 25
$-1.78
$-0.08
Q2 25
$-0.09
$0.18
Q1 25
$0.08
$-0.25
Q4 24
$-0.24
$0.20
Q3 24
$-1.23
$0.20
Q2 24
$0.05
$0.40
Q1 24
$0.01
$-0.25

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FFWM
FFWM
SGA
SGA
Cash + ST InvestmentsLiquidity on hand
$1.6B
$31.8M
Total DebtLower is stronger
$5.0M
Stockholders' EquityBook value
$912.6M
$151.5M
Total Assets
$11.9B
$201.3M
Debt / EquityLower = less leverage
0.03×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FFWM
FFWM
SGA
SGA
Q4 25
$1.6B
$31.8M
Q3 25
$1.7B
$26.3M
Q2 25
$1.1B
$24.9M
Q1 25
$1.0B
$27.0M
Q4 24
$1.0B
$27.8M
Q3 24
$1.1B
$28.7M
Q2 24
$1.4B
$24.1M
Q1 24
$1.6B
$28.8M
Total Debt
FFWM
FFWM
SGA
SGA
Q4 25
$5.0M
Q3 25
$5.0M
Q2 25
$5.0M
Q1 25
$5.0M
Q4 24
$5.0M
Q3 24
$5.0M
Q2 24
$5.0M
Q1 24
$0
Stockholders' Equity
FFWM
FFWM
SGA
SGA
Q4 25
$912.6M
$151.5M
Q3 25
$917.9M
$162.1M
Q2 25
$1.1B
$163.7M
Q1 25
$1.1B
$163.6M
Q4 24
$1.1B
$165.9M
Q3 24
$1.1B
$166.0M
Q2 24
$933.2M
$165.8M
Q1 24
$928.7M
$164.4M
Total Assets
FFWM
FFWM
SGA
SGA
Q4 25
$11.9B
$201.3M
Q3 25
$11.9B
$218.4M
Q2 25
$11.6B
$218.9M
Q1 25
$12.6B
$219.3M
Q4 24
$12.6B
$221.7M
Q3 24
$13.4B
$223.2M
Q2 24
$13.7B
$221.6M
Q1 24
$13.6B
$218.0M
Debt / Equity
FFWM
FFWM
SGA
SGA
Q4 25
0.03×
Q3 25
0.03×
Q2 25
0.03×
Q1 25
0.03×
Q4 24
0.03×
Q3 24
0.03×
Q2 24
0.03×
Q1 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FFWM
FFWM
SGA
SGA
Operating Cash FlowLast quarter
$-31.9M
$-18.0K
Free Cash FlowOCF − Capex
$-35.2M
$-459.0K
FCF MarginFCF / Revenue
-72.8%
-1.7%
Capex IntensityCapex / Revenue
6.9%
1.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-45.9M
$2.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FFWM
FFWM
SGA
SGA
Q4 25
$-31.9M
$-18.0K
Q3 25
$9.2M
$3.4M
Q2 25
$-16.3M
$755.0K
Q1 25
$-552.0K
$1.4M
Q4 24
$-8.7M
$3.6M
Q3 24
$14.2M
$5.1M
Q2 24
$-9.1M
$1.2M
Q1 24
$7.2M
$3.8M
Free Cash Flow
FFWM
FFWM
SGA
SGA
Q4 25
$-35.2M
$-459.0K
Q3 25
$8.6M
$2.8M
Q2 25
$-16.7M
$-559.0K
Q1 25
$-2.5M
$668.0K
Q4 24
$-11.4M
$3.1M
Q3 24
$13.4M
$4.5M
Q2 24
$-9.4M
$-280.0K
Q1 24
$5.9M
$2.8M
FCF Margin
FFWM
FFWM
SGA
SGA
Q4 25
-72.8%
-1.7%
Q3 25
13.5%
9.8%
Q2 25
-32.4%
-2.0%
Q1 25
-3.5%
2.8%
Q4 24
-123.5%
10.5%
Q3 24
146.2%
15.6%
Q2 24
-16.3%
-0.9%
Q1 24
11.6%
10.9%
Capex Intensity
FFWM
FFWM
SGA
SGA
Q4 25
6.9%
1.7%
Q3 25
1.0%
2.1%
Q2 25
0.8%
4.7%
Q1 25
2.8%
2.9%
Q4 24
29.4%
1.9%
Q3 24
9.0%
2.2%
Q2 24
0.4%
5.1%
Q1 24
2.5%
4.2%
Cash Conversion
FFWM
FFWM
SGA
SGA
Q4 25
Q3 25
Q2 25
0.67×
Q1 25
-0.08×
Q4 24
2.86×
Q3 24
4.02×
Q2 24
-2.96×
0.50×
Q1 24
9.09×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FFWM
FFWM

Segment breakdown not available.

SGA
SGA

Broadcast Advertising Revenue Net$20.2M76%
Digital Advertising Revenue$4.3M16%
Other Revenue$1.9M7%

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