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Side-by-side financial comparison of First Foundation Inc. (FFWM) and UNITED STATES LIME & MINERALS INC (USLM). Click either name above to swap in a different company.

UNITED STATES LIME & MINERALS INC is the larger business by last-quarter revenue ($87.9M vs $48.4M, roughly 1.8× First Foundation Inc.). UNITED STATES LIME & MINERALS INC runs the higher net margin — 34.7% vs -97.9%, a 132.6% gap on every dollar of revenue. On growth, First Foundation Inc. posted the faster year-over-year revenue change (421.7% vs 9.8%). UNITED STATES LIME & MINERALS INC produced more free cash flow last quarter ($25.7M vs $-35.2M). Over the past eight quarters, UNITED STATES LIME & MINERALS INC's revenue compounded faster (10.8% CAGR vs -2.7%).

John B. Lacson Colleges Foundation (Bacolod), Inc. is a private maritime college in Bacolod, Negros Occidental, Philippines.

United States Lime & Minerals Inc is a leading US-based natural resources enterprise that produces high-calcium lime, dolomitic lime, limestone and related mineral products. Its core client segments cover infrastructure construction, steel manufacturing, agricultural soil amendment, environmental emission control and industrial processing, serving customers across North America.

FFWM vs USLM — Head-to-Head

Bigger by revenue
USLM
USLM
1.8× larger
USLM
$87.9M
$48.4M
FFWM
Growing faster (revenue YoY)
FFWM
FFWM
+411.8% gap
FFWM
421.7%
9.8%
USLM
Higher net margin
USLM
USLM
132.6% more per $
USLM
34.7%
-97.9%
FFWM
More free cash flow
USLM
USLM
$60.9M more FCF
USLM
$25.7M
$-35.2M
FFWM
Faster 2-yr revenue CAGR
USLM
USLM
Annualised
USLM
10.8%
-2.7%
FFWM

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FFWM
FFWM
USLM
USLM
Revenue
$48.4M
$87.9M
Net Profit
$-8.0M
$30.5M
Gross Margin
48.0%
Operating Margin
-97.5%
41.0%
Net Margin
-97.9%
34.7%
Revenue YoY
421.7%
9.8%
Net Profit YoY
43.0%
13.2%
EPS (diluted)
$-0.09
$1.06

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FFWM
FFWM
USLM
USLM
Q4 25
$48.4M
$87.9M
Q3 25
$63.6M
$102.0M
Q2 25
$51.4M
$91.5M
Q1 25
$71.4M
$91.3M
Q4 24
$9.3M
$80.1M
Q3 24
$9.2M
$89.4M
Q2 24
$57.5M
$76.5M
Q1 24
$51.1M
$71.7M
Net Profit
FFWM
FFWM
USLM
USLM
Q4 25
$-8.0M
$30.5M
Q3 25
$-146.3M
$38.8M
Q2 25
$-7.7M
$30.8M
Q1 25
$6.9M
$34.1M
Q4 24
$-14.1M
$27.0M
Q3 24
$-82.2M
$33.4M
Q2 24
$3.1M
$26.1M
Q1 24
$793.0K
$22.4M
Gross Margin
FFWM
FFWM
USLM
USLM
Q4 25
48.0%
Q3 25
51.2%
Q2 25
45.8%
Q1 25
50.6%
Q4 24
44.3%
Q3 24
48.2%
Q2 24
45.5%
Q1 24
42.7%
Operating Margin
FFWM
FFWM
USLM
USLM
Q4 25
-97.5%
41.0%
Q3 25
-92.7%
45.3%
Q2 25
-21.1%
39.0%
Q1 25
8.8%
43.7%
Q4 24
-247.7%
38.8%
Q3 24
-1276.7%
42.6%
Q2 24
4.6%
39.1%
Q1 24
-0.2%
35.9%
Net Margin
FFWM
FFWM
USLM
USLM
Q4 25
-97.9%
34.7%
Q3 25
-230.1%
38.0%
Q2 25
-15.0%
33.7%
Q1 25
9.7%
37.4%
Q4 24
-152.2%
33.7%
Q3 24
-896.9%
37.3%
Q2 24
5.4%
34.0%
Q1 24
1.6%
31.3%
EPS (diluted)
FFWM
FFWM
USLM
USLM
Q4 25
$-0.09
$1.06
Q3 25
$-1.78
$1.35
Q2 25
$-0.09
$1.07
Q1 25
$0.08
$1.19
Q4 24
$-0.24
$-2.20
Q3 24
$-1.23
$1.16
Q2 24
$0.05
$0.91
Q1 24
$0.01
$3.92

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FFWM
FFWM
USLM
USLM
Cash + ST InvestmentsLiquidity on hand
$1.6B
$371.1M
Total DebtLower is stronger
$0
Stockholders' EquityBook value
$912.6M
$630.8M
Total Assets
$11.9B
$681.0M
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FFWM
FFWM
USLM
USLM
Q4 25
$1.6B
$371.1M
Q3 25
$1.7B
$349.5M
Q2 25
$1.1B
$319.9M
Q1 25
$1.0B
$300.6M
Q4 24
$1.0B
$278.0M
Q3 24
$1.1B
$255.0M
Q2 24
$1.4B
$222.5M
Q1 24
$1.6B
$207.0M
Total Debt
FFWM
FFWM
USLM
USLM
Q4 25
$0
Q3 25
$0
Q2 25
$0
Q1 25
$0
Q4 24
$0
Q3 24
$0
Q2 24
$0
Q1 24
$0
Stockholders' Equity
FFWM
FFWM
USLM
USLM
Q4 25
$912.6M
$630.8M
Q3 25
$917.9M
$602.3M
Q2 25
$1.1B
$563.3M
Q1 25
$1.1B
$532.2M
Q4 24
$1.1B
$497.7M
Q3 24
$1.1B
$474.2M
Q2 24
$933.2M
$441.1M
Q1 24
$928.7M
$415.3M
Total Assets
FFWM
FFWM
USLM
USLM
Q4 25
$11.9B
$681.0M
Q3 25
$11.9B
$652.8M
Q2 25
$11.6B
$607.4M
Q1 25
$12.6B
$585.3M
Q4 24
$12.6B
$543.2M
Q3 24
$13.4B
$521.8M
Q2 24
$13.7B
$484.2M
Q1 24
$13.6B
$464.0M
Debt / Equity
FFWM
FFWM
USLM
USLM
Q4 25
0.00×
Q3 25
0.00×
Q2 25
0.00×
Q1 25
0.00×
Q4 24
0.00×
Q3 24
0.00×
Q2 24
0.00×
Q1 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FFWM
FFWM
USLM
USLM
Operating Cash FlowLast quarter
$-31.9M
$45.6M
Free Cash FlowOCF − Capex
$-35.2M
$25.7M
FCF MarginFCF / Revenue
-72.8%
29.2%
Capex IntensityCapex / Revenue
6.9%
22.6%
Cash ConversionOCF / Net Profit
1.49×
TTM Free Cash FlowTrailing 4 quarters
$-45.9M
$102.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FFWM
FFWM
USLM
USLM
Q4 25
$-31.9M
$45.6M
Q3 25
$9.2M
$45.9M
Q2 25
$-16.3M
$34.0M
Q1 25
$-552.0K
$39.4M
Q4 24
$-8.7M
$38.6M
Q3 24
$14.2M
$39.0M
Q2 24
$-9.1M
$21.2M
Q1 24
$7.2M
$27.2M
Free Cash Flow
FFWM
FFWM
USLM
USLM
Q4 25
$-35.2M
$25.7M
Q3 25
$8.6M
$31.3M
Q2 25
$-16.7M
$20.8M
Q1 25
$-2.5M
$24.6M
Q4 24
$-11.4M
$27.6M
Q3 24
$13.4M
$33.9M
Q2 24
$-9.4M
$16.8M
Q1 24
$5.9M
$20.3M
FCF Margin
FFWM
FFWM
USLM
USLM
Q4 25
-72.8%
29.2%
Q3 25
13.5%
30.7%
Q2 25
-32.4%
22.7%
Q1 25
-3.5%
26.9%
Q4 24
-123.5%
34.4%
Q3 24
146.2%
37.9%
Q2 24
-16.3%
21.9%
Q1 24
11.6%
28.4%
Capex Intensity
FFWM
FFWM
USLM
USLM
Q4 25
6.9%
22.6%
Q3 25
1.0%
14.4%
Q2 25
0.8%
14.5%
Q1 25
2.8%
16.3%
Q4 24
29.4%
13.8%
Q3 24
9.0%
5.8%
Q2 24
0.4%
5.7%
Q1 24
2.5%
9.5%
Cash Conversion
FFWM
FFWM
USLM
USLM
Q4 25
1.49×
Q3 25
1.18×
Q2 25
1.10×
Q1 25
-0.08×
1.16×
Q4 24
1.43×
Q3 24
1.17×
Q2 24
-2.96×
0.81×
Q1 24
9.09×
1.21×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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