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Side-by-side financial comparison of First Guaranty Bancshares, Inc. (FGBI) and ROCKWELL MEDICAL, INC. (RMTI). Click either name above to swap in a different company.

First Guaranty Bancshares, Inc. is the larger business by last-quarter revenue ($22.3M vs $18.3M, roughly 1.2× ROCKWELL MEDICAL, INC.). First Guaranty Bancshares, Inc. runs the higher net margin — 12.1% vs -3.0%, a 15.1% gap on every dollar of revenue. On growth, First Guaranty Bancshares, Inc. posted the faster year-over-year revenue change (-10.9% vs -25.6%). ROCKWELL MEDICAL, INC. produced more free cash flow last quarter ($2.2M vs $-10.0M). Over the past eight quarters, First Guaranty Bancshares, Inc.'s revenue compounded faster (-4.0% CAGR vs -10.1%).

First Citizens Bancshares, Inc. is a bank holding company based in Raleigh, North Carolina and one of the largest banks in the United States. Its primary subsidiary is First Citizens Bank, which operates over 500 branches in 23 states. A second subsidiary is Silicon Valley Bank, which operates 39 offices in 15 states.

Rockwell Medical Inc. is a publicly traded pharmaceutical company based in Wixom, Michigan and founded in 1996 that focuses on development and commercialization of treatments against diseases such as end-stage renal disease (ESRD) and chronic kidney disease (CKD).

FGBI vs RMTI — Head-to-Head

Bigger by revenue
FGBI
FGBI
1.2× larger
FGBI
$22.3M
$18.3M
RMTI
Growing faster (revenue YoY)
FGBI
FGBI
+14.7% gap
FGBI
-10.9%
-25.6%
RMTI
Higher net margin
FGBI
FGBI
15.1% more per $
FGBI
12.1%
-3.0%
RMTI
More free cash flow
RMTI
RMTI
$12.2M more FCF
RMTI
$2.2M
$-10.0M
FGBI
Faster 2-yr revenue CAGR
FGBI
FGBI
Annualised
FGBI
-4.0%
-10.1%
RMTI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FGBI
FGBI
RMTI
RMTI
Revenue
$22.3M
$18.3M
Net Profit
$2.5M
$-554.0K
Gross Margin
21.1%
Operating Margin
14.4%
-2.2%
Net Margin
12.1%
-3.0%
Revenue YoY
-10.9%
-25.6%
Net Profit YoY
142.6%
26.7%
EPS (diluted)
$-0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FGBI
FGBI
RMTI
RMTI
Q4 25
$22.3M
$18.3M
Q3 25
$24.1M
$15.9M
Q2 25
$24.4M
$16.1M
Q1 25
$24.6M
$18.9M
Q4 24
$25.1M
$24.7M
Q3 24
$27.1M
$28.3M
Q2 24
$36.8M
$25.8M
Q1 24
$24.2M
$22.7M
Net Profit
FGBI
FGBI
RMTI
RMTI
Q4 25
$2.5M
$-554.0K
Q3 25
$-45.0M
$-1.8M
Q2 25
$-7.3M
$-1.5M
Q1 25
$-6.2M
$-1.5M
Q4 24
$1.0M
$-756.0K
Q3 24
$1.9M
$1.7M
Q2 24
$7.2M
$343.0K
Q1 24
$2.3M
$-1.7M
Gross Margin
FGBI
FGBI
RMTI
RMTI
Q4 25
21.1%
Q3 25
14.3%
Q2 25
15.6%
Q1 25
16.1%
Q4 24
14.7%
Q3 24
22.0%
Q2 24
17.6%
Q1 24
13.5%
Operating Margin
FGBI
FGBI
RMTI
RMTI
Q4 25
14.4%
-2.2%
Q3 25
-224.1%
-9.9%
Q2 25
-38.9%
-8.4%
Q1 25
-32.5%
-7.2%
Q4 24
4.7%
-2.1%
Q3 24
9.2%
6.8%
Q2 24
25.4%
2.0%
Q1 24
12.3%
-5.8%
Net Margin
FGBI
FGBI
RMTI
RMTI
Q4 25
12.1%
-3.0%
Q3 25
-186.7%
-11.0%
Q2 25
-29.9%
-9.3%
Q1 25
-25.1%
-8.0%
Q4 24
4.0%
-3.1%
Q3 24
7.1%
5.9%
Q2 24
19.6%
1.3%
Q1 24
9.5%
-7.6%
EPS (diluted)
FGBI
FGBI
RMTI
RMTI
Q4 25
$-0.01
Q3 25
$-0.05
Q2 25
$-0.05
Q1 25
$-0.04
Q4 24
$-0.02
Q3 24
$0.04
Q2 24
$0.01
Q1 24
$-0.06

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FGBI
FGBI
RMTI
RMTI
Cash + ST InvestmentsLiquidity on hand
$10.7M
Total DebtLower is stronger
$179.0M
Stockholders' EquityBook value
$226.2M
$37.0M
Total Assets
$4.1B
$57.1M
Debt / EquityLower = less leverage
0.79×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FGBI
FGBI
RMTI
RMTI
Q4 25
$10.7M
Q3 25
$13.6M
Q2 25
$12.5M
Q1 25
$11.4M
Q4 24
$15.7M
Q3 24
$12.3M
Q2 24
$11.9M
Q1 24
$6.6M
Total Debt
FGBI
FGBI
RMTI
RMTI
Q4 25
$179.0M
Q3 25
Q2 25
Q1 25
Q4 24
$194.9M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FGBI
FGBI
RMTI
RMTI
Q4 25
$226.2M
$37.0M
Q3 25
$221.1M
$37.0M
Q2 25
$263.1M
$30.4M
Q1 25
$251.4M
$31.5M
Q4 24
$255.0M
$32.6M
Q3 24
$256.4M
$29.1M
Q2 24
$255.1M
$23.5M
Q1 24
$250.3M
$20.6M
Total Assets
FGBI
FGBI
RMTI
RMTI
Q4 25
$4.1B
$57.1M
Q3 25
$3.8B
$57.5M
Q2 25
$4.0B
$52.6M
Q1 25
$3.8B
$54.0M
Q4 24
$4.0B
$59.2M
Q3 24
$3.9B
$57.1M
Q2 24
$3.6B
$53.0M
Q1 24
$3.6B
$50.7M
Debt / Equity
FGBI
FGBI
RMTI
RMTI
Q4 25
0.79×
Q3 25
Q2 25
Q1 25
Q4 24
0.76×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FGBI
FGBI
RMTI
RMTI
Operating Cash FlowLast quarter
$-8.3M
$2.3M
Free Cash FlowOCF − Capex
$-10.0M
$2.2M
FCF MarginFCF / Revenue
-44.6%
12.0%
Capex IntensityCapex / Revenue
7.6%
0.5%
Cash ConversionOCF / Net Profit
-3.38×
TTM Free Cash FlowTrailing 4 quarters
$5.4M
$-1.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FGBI
FGBI
RMTI
RMTI
Q4 25
$-8.3M
$2.3M
Q3 25
$29.4M
$-1.3M
Q2 25
$-18.3M
$1.8M
Q1 25
$5.4M
$-3.5M
Q4 24
$33.7M
$865.0K
Q3 24
$4.9M
$4.3M
Q2 24
$7.9M
$1.4M
Q1 24
$2.0M
$-2.4M
Free Cash Flow
FGBI
FGBI
RMTI
RMTI
Q4 25
$-10.0M
$2.2M
Q3 25
$28.7M
$-1.5M
Q2 25
$-18.6M
$1.7M
Q1 25
$5.2M
$-3.5M
Q4 24
$30.7M
$470.0K
Q3 24
$4.7M
$4.1M
Q2 24
$6.6M
$1.2M
Q1 24
$396.0K
$-2.5M
FCF Margin
FGBI
FGBI
RMTI
RMTI
Q4 25
-44.6%
12.0%
Q3 25
119.3%
-9.6%
Q2 25
-76.2%
10.5%
Q1 25
21.1%
-18.8%
Q4 24
122.4%
1.9%
Q3 24
17.4%
14.4%
Q2 24
18.0%
4.5%
Q1 24
1.6%
-11.1%
Capex Intensity
FGBI
FGBI
RMTI
RMTI
Q4 25
7.6%
0.5%
Q3 25
2.9%
1.4%
Q2 25
1.1%
1.0%
Q1 25
0.8%
0.3%
Q4 24
12.1%
1.6%
Q3 24
0.5%
0.7%
Q2 24
3.5%
1.1%
Q1 24
6.6%
0.6%
Cash Conversion
FGBI
FGBI
RMTI
RMTI
Q4 25
-3.38×
Q3 25
Q2 25
Q1 25
Q4 24
33.40×
Q3 24
2.52×
2.57×
Q2 24
1.10×
4.20×
Q1 24
0.86×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FGBI
FGBI

Segment breakdown not available.

RMTI
RMTI

US$15.9M87%
Non Us$2.4M13%

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