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Side-by-side financial comparison of FGI Industries Ltd. (FGI) and Northfield Bancorp, Inc. (NFBK). Click either name above to swap in a different company.

Northfield Bancorp, Inc. is the larger business by last-quarter revenue ($41.3M vs $30.5M, roughly 1.4× FGI Industries Ltd.). FGI Industries Ltd. runs the higher net margin — -8.6% vs -1545.5%, a 1536.9% gap on every dollar of revenue. On growth, Northfield Bancorp, Inc. posted the faster year-over-year revenue change (12.7% vs -14.4%). Northfield Bancorp, Inc. produced more free cash flow last quarter ($52.5M vs $2.3M). Over the past eight quarters, Northfield Bancorp, Inc.'s revenue compounded faster (15.0% CAGR vs -0.5%).

FGI Industries Ltd is a global designer, manufacturer and distributor of kitchen and bath products, home organization solutions, and home improvement goods. It serves major retail chains, home specialty stores and e-commerce platforms across North America, Europe and the Asia-Pacific region.

Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.

FGI vs NFBK — Head-to-Head

Bigger by revenue
NFBK
NFBK
1.4× larger
NFBK
$41.3M
$30.5M
FGI
Growing faster (revenue YoY)
NFBK
NFBK
+27.1% gap
NFBK
12.7%
-14.4%
FGI
Higher net margin
FGI
FGI
1536.9% more per $
FGI
-8.6%
-1545.5%
NFBK
More free cash flow
NFBK
NFBK
$50.3M more FCF
NFBK
$52.5M
$2.3M
FGI
Faster 2-yr revenue CAGR
NFBK
NFBK
Annualised
NFBK
15.0%
-0.5%
FGI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FGI
FGI
NFBK
NFBK
Revenue
$30.5M
$41.3M
Net Profit
$-2.6M
$-27.4M
Gross Margin
26.7%
Operating Margin
-2.2%
-1263.3%
Net Margin
-8.6%
-1545.5%
Revenue YoY
-14.4%
12.7%
Net Profit YoY
-553.1%
-343.6%
EPS (diluted)
$-1.63
$-0.68

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FGI
FGI
NFBK
NFBK
Q4 25
$30.5M
$41.3M
Q3 25
$35.8M
$39.2M
Q2 25
$31.0M
$38.9M
Q1 25
$33.2M
$34.8M
Q4 24
$35.6M
$36.7M
Q3 24
$36.1M
$31.8M
Q2 24
$29.4M
$31.5M
Q1 24
$30.8M
$31.3M
Net Profit
FGI
FGI
NFBK
NFBK
Q4 25
$-2.6M
$-27.4M
Q3 25
$-1.7M
$10.8M
Q2 25
$-1.2M
$9.6M
Q1 25
$-629.1K
$7.9M
Q4 24
$-402.3K
$11.3M
Q3 24
$-550.1K
$6.5M
Q2 24
$163.6K
$6.0M
Q1 24
$-412.2K
$6.2M
Gross Margin
FGI
FGI
NFBK
NFBK
Q4 25
26.7%
Q3 25
26.5%
Q2 25
28.1%
Q1 25
26.8%
Q4 24
24.6%
Q3 24
25.8%
Q2 24
30.5%
Q1 24
27.4%
Operating Margin
FGI
FGI
NFBK
NFBK
Q4 25
-2.2%
-1263.3%
Q3 25
1.0%
37.7%
Q2 25
-2.7%
35.6%
Q1 25
-3.9%
31.0%
Q4 24
-3.5%
38.0%
Q3 24
-0.2%
27.9%
Q2 24
-1.5%
29.1%
Q1 24
-1.0%
27.2%
Net Margin
FGI
FGI
NFBK
NFBK
Q4 25
-8.6%
-1545.5%
Q3 25
-4.6%
27.4%
Q2 25
-4.0%
24.6%
Q1 25
-1.9%
22.6%
Q4 24
-1.1%
30.7%
Q3 24
-1.5%
20.5%
Q2 24
0.6%
18.9%
Q1 24
-1.3%
19.9%
EPS (diluted)
FGI
FGI
NFBK
NFBK
Q4 25
$-1.63
$-0.68
Q3 25
$-0.86
$0.27
Q2 25
$-0.64
$0.24
Q1 25
$-0.07
$0.19
Q4 24
$-0.38
$0.27
Q3 24
$-0.29
$0.16
Q2 24
$0.08
$0.14
Q1 24
$-0.04
$0.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FGI
FGI
NFBK
NFBK
Cash + ST InvestmentsLiquidity on hand
$1.9M
$164.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$17.3M
$690.1M
Total Assets
$69.5M
$5.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FGI
FGI
NFBK
NFBK
Q4 25
$1.9M
$164.0M
Q3 25
$1.9M
$131.7M
Q2 25
$2.5M
$97.6M
Q1 25
$1.2M
$101.7M
Q4 24
$4.6M
$167.7M
Q3 24
$3.0M
$232.9M
Q2 24
$1.3M
$153.5M
Q1 24
$3.3M
$238.8M
Total Debt
FGI
FGI
NFBK
NFBK
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$666.4M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FGI
FGI
NFBK
NFBK
Q4 25
$17.3M
$690.1M
Q3 25
$19.7M
$719.6M
Q2 25
$21.3M
$710.3M
Q1 25
$21.8M
$711.1M
Q4 24
$22.3M
$704.7M
Q3 24
$23.5M
$699.6M
Q2 24
$23.8M
$693.0M
Q1 24
$23.9M
$698.4M
Total Assets
FGI
FGI
NFBK
NFBK
Q4 25
$69.5M
$5.8B
Q3 25
$73.0M
$5.7B
Q2 25
$71.7M
$5.7B
Q1 25
$68.5M
$5.7B
Q4 24
$75.5M
$5.7B
Q3 24
$74.7M
$5.7B
Q2 24
$69.9M
$5.7B
Q1 24
$68.6M
$5.9B
Debt / Equity
FGI
FGI
NFBK
NFBK
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.95×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FGI
FGI
NFBK
NFBK
Operating Cash FlowLast quarter
$2.3M
$53.7M
Free Cash FlowOCF − Capex
$2.3M
$52.5M
FCF MarginFCF / Revenue
7.5%
127.1%
Capex IntensityCapex / Revenue
0.2%
2.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-212.5K
$89.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FGI
FGI
NFBK
NFBK
Q4 25
$2.3M
$53.7M
Q3 25
$-1.9M
$13.9M
Q2 25
$7.6M
$14.1M
Q1 25
$-7.4M
$9.4M
Q4 24
$617.4K
$31.1M
Q3 24
$-915.0K
$14.0M
Q2 24
$862.1K
$6.9M
Q1 24
$-8.0M
$4.2M
Free Cash Flow
FGI
FGI
NFBK
NFBK
Q4 25
$2.3M
$52.5M
Q3 25
$-2.1M
$13.6M
Q2 25
$7.4M
$13.9M
Q1 25
$-7.7M
$9.2M
Q4 24
$-214.1K
$30.0M
Q3 24
$-1.1M
$13.7M
Q2 24
$281.5K
$6.7M
Q1 24
$-8.6M
$3.8M
FCF Margin
FGI
FGI
NFBK
NFBK
Q4 25
7.5%
127.1%
Q3 25
-5.9%
34.6%
Q2 25
23.8%
35.7%
Q1 25
-23.3%
26.3%
Q4 24
-0.6%
81.6%
Q3 24
-3.0%
43.2%
Q2 24
1.0%
21.1%
Q1 24
-28.0%
12.1%
Capex Intensity
FGI
FGI
NFBK
NFBK
Q4 25
0.2%
2.8%
Q3 25
0.7%
0.8%
Q2 25
0.7%
0.6%
Q1 25
1.1%
0.7%
Q4 24
2.3%
3.1%
Q3 24
0.5%
0.7%
Q2 24
2.0%
0.8%
Q1 24
2.0%
1.4%
Cash Conversion
FGI
FGI
NFBK
NFBK
Q4 25
Q3 25
1.29×
Q2 25
1.48×
Q1 25
1.20×
Q4 24
2.76×
Q3 24
2.14×
Q2 24
5.27×
1.16×
Q1 24
0.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FGI
FGI

Sanitaryware$19.1M63%
Shower System$5.8M19%
Kitchen And Bath Other$3.3M11%
Bath Furniture Products$2.3M7%

NFBK
NFBK

Segment breakdown not available.

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