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Side-by-side financial comparison of FGI Industries Ltd. (FGI) and Orange County Bancorp, Inc. (OBT). Click either name above to swap in a different company.
Orange County Bancorp, Inc. is the larger business by last-quarter revenue ($33.0M vs $30.5M, roughly 1.1× FGI Industries Ltd.). Orange County Bancorp, Inc. runs the higher net margin — 37.6% vs -8.6%, a 46.3% gap on every dollar of revenue. On growth, Orange County Bancorp, Inc. posted the faster year-over-year revenue change (20.6% vs -14.4%). Orange County Bancorp, Inc. produced more free cash flow last quarter ($41.3M vs $2.3M). Over the past eight quarters, Orange County Bancorp, Inc.'s revenue compounded faster (14.3% CAGR vs -0.5%).
FGI Industries Ltd is a global designer, manufacturer and distributor of kitchen and bath products, home organization solutions, and home improvement goods. It serves major retail chains, home specialty stores and e-commerce platforms across North America, Europe and the Asia-Pacific region.
Orange County Bancorp, Inc. is a Delaware-registered bank holding company operating mainly in New York, U.S. It offers a full range of retail and commercial banking services, including deposit accounts, loans and wealth management solutions, serving individual consumers, small and mid-sized corporate clients in its regional footprint.
FGI vs OBT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $30.5M | $33.0M |
| Net Profit | $-2.6M | $12.4M |
| Gross Margin | 26.7% | — |
| Operating Margin | -2.2% | 41.4% |
| Net Margin | -8.6% | 37.6% |
| Revenue YoY | -14.4% | 20.6% |
| Net Profit YoY | -553.1% | 73.5% |
| EPS (diluted) | $-1.63 | $0.94 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $30.5M | $33.0M | ||
| Q3 25 | $35.8M | $33.7M | ||
| Q2 25 | $31.0M | $32.5M | ||
| Q1 25 | $33.2M | $28.0M | ||
| Q4 24 | $35.6M | $27.4M | ||
| Q3 24 | $36.1M | $27.1M | ||
| Q2 24 | $29.4M | $27.9M | ||
| Q1 24 | $30.8M | $25.3M |
| Q4 25 | $-2.6M | $12.4M | ||
| Q3 25 | $-1.7M | $10.0M | ||
| Q2 25 | $-1.2M | $10.5M | ||
| Q1 25 | $-629.1K | $8.7M | ||
| Q4 24 | $-402.3K | $7.2M | ||
| Q3 24 | $-550.1K | $3.2M | ||
| Q2 24 | $163.6K | $8.2M | ||
| Q1 24 | $-412.2K | $9.3M |
| Q4 25 | 26.7% | — | ||
| Q3 25 | 26.5% | — | ||
| Q2 25 | 28.1% | — | ||
| Q1 25 | 26.8% | — | ||
| Q4 24 | 24.6% | — | ||
| Q3 24 | 25.8% | — | ||
| Q2 24 | 30.5% | — | ||
| Q1 24 | 27.4% | — |
| Q4 25 | -2.2% | 41.4% | ||
| Q3 25 | 1.0% | 38.6% | ||
| Q2 25 | -2.7% | 41.9% | ||
| Q1 25 | -3.9% | 40.3% | ||
| Q4 24 | -3.5% | 32.8% | ||
| Q3 24 | -0.2% | 14.8% | ||
| Q2 24 | -1.5% | 36.6% | ||
| Q1 24 | -1.0% | 45.9% |
| Q4 25 | -8.6% | 37.6% | ||
| Q3 25 | -4.6% | 29.7% | ||
| Q2 25 | -4.0% | 32.2% | ||
| Q1 25 | -1.9% | 31.1% | ||
| Q4 24 | -1.1% | 26.2% | ||
| Q3 24 | -1.5% | 11.8% | ||
| Q2 24 | 0.6% | 29.4% | ||
| Q1 24 | -1.3% | 36.7% |
| Q4 25 | $-1.63 | $0.94 | ||
| Q3 25 | $-0.86 | $0.75 | ||
| Q2 25 | $-0.64 | $0.87 | ||
| Q1 25 | $-0.07 | $0.77 | ||
| Q4 24 | $-0.38 | $0.64 | ||
| Q3 24 | $-0.29 | $0.28 | ||
| Q2 24 | $0.08 | $0.73 | ||
| Q1 24 | $-0.04 | $0.82 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.9M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $17.3M | $284.4M |
| Total Assets | $69.5M | $2.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.9M | — | ||
| Q3 25 | $1.9M | — | ||
| Q2 25 | $2.5M | — | ||
| Q1 25 | $1.2M | — | ||
| Q4 24 | $4.6M | — | ||
| Q3 24 | $3.0M | — | ||
| Q2 24 | $1.3M | — | ||
| Q1 24 | $3.3M | — |
| Q4 25 | $17.3M | $284.4M | ||
| Q3 25 | $19.7M | $270.1M | ||
| Q2 25 | $21.3M | $252.6M | ||
| Q1 25 | $21.8M | $201.3M | ||
| Q4 24 | $22.3M | $185.5M | ||
| Q3 24 | $23.5M | $193.1M | ||
| Q2 24 | $23.8M | $177.5M | ||
| Q1 24 | $23.9M | $168.7M |
| Q4 25 | $69.5M | $2.7B | ||
| Q3 25 | $73.0M | $2.6B | ||
| Q2 25 | $71.7M | $2.6B | ||
| Q1 25 | $68.5M | $2.6B | ||
| Q4 24 | $75.5M | $2.5B | ||
| Q3 24 | $74.7M | $2.5B | ||
| Q2 24 | $69.9M | $2.5B | ||
| Q1 24 | $68.6M | $2.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.3M | $43.8M |
| Free Cash FlowOCF − Capex | $2.3M | $41.3M |
| FCF MarginFCF / Revenue | 7.5% | 125.1% |
| Capex IntensityCapex / Revenue | 0.2% | 7.6% |
| Cash ConversionOCF / Net Profit | — | 3.53× |
| TTM Free Cash FlowTrailing 4 quarters | $-212.5K | $69.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.3M | $43.8M | ||
| Q3 25 | $-1.9M | $30.2M | ||
| Q2 25 | $7.6M | $-5.0M | ||
| Q1 25 | $-7.4M | $4.8M | ||
| Q4 24 | $617.4K | $34.6M | ||
| Q3 24 | $-915.0K | $10.2M | ||
| Q2 24 | $862.1K | $9.3M | ||
| Q1 24 | $-8.0M | $2.3M |
| Q4 25 | $2.3M | $41.3M | ||
| Q3 25 | $-2.1M | $29.6M | ||
| Q2 25 | $7.4M | $-5.7M | ||
| Q1 25 | $-7.7M | $4.3M | ||
| Q4 24 | $-214.1K | $32.9M | ||
| Q3 24 | $-1.1M | $10.0M | ||
| Q2 24 | $281.5K | $9.2M | ||
| Q1 24 | $-8.6M | $2.0M |
| Q4 25 | 7.5% | 125.1% | ||
| Q3 25 | -5.9% | 87.8% | ||
| Q2 25 | 23.8% | -17.5% | ||
| Q1 25 | -23.3% | 15.5% | ||
| Q4 24 | -0.6% | 120.0% | ||
| Q3 24 | -3.0% | 36.7% | ||
| Q2 24 | 1.0% | 32.8% | ||
| Q1 24 | -28.0% | 7.9% |
| Q4 25 | 0.2% | 7.6% | ||
| Q3 25 | 0.7% | 1.8% | ||
| Q2 25 | 0.7% | 2.3% | ||
| Q1 25 | 1.1% | 1.8% | ||
| Q4 24 | 2.3% | 6.3% | ||
| Q3 24 | 0.5% | 1.1% | ||
| Q2 24 | 2.0% | 0.4% | ||
| Q1 24 | 2.0% | 1.0% |
| Q4 25 | — | 3.53× | ||
| Q3 25 | — | 3.01× | ||
| Q2 25 | — | -0.47× | ||
| Q1 25 | — | 0.56× | ||
| Q4 24 | — | 4.83× | ||
| Q3 24 | — | 3.19× | ||
| Q2 24 | 5.27× | 1.13× | ||
| Q1 24 | — | 0.24× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FGI
| Sanitaryware | $19.1M | 63% |
| Shower System | $5.8M | 19% |
| Kitchen And Bath Other | $3.3M | 11% |
| Bath Furniture Products | $2.3M | 7% |
OBT
Segment breakdown not available.
