vs
Side-by-side financial comparison of FIRST INTERSTATE BANCSYSTEM INC (FIBK) and Five9, Inc. (FIVN). Click either name above to swap in a different company.
FIRST INTERSTATE BANCSYSTEM INC is the larger business by last-quarter revenue ($313.0M vs $300.3M, roughly 1.0× Five9, Inc.). On growth, FIRST INTERSTATE BANCSYSTEM INC posted the faster year-over-year revenue change (19.8% vs 7.8%). Over the past eight quarters, FIRST INTERSTATE BANCSYSTEM INC's revenue compounded faster (13.7% CAGR vs 10.3%).
First Interstate BancSystem, Inc. is a financial holding company headquartered in Billings, Montana. It is the parent company of First Interstate Bank, a community bank with locations throughout 14 states within the Western and Midwestern United States. It is the largest bank based in Montana, as measured by total assets.
Five9, Inc. is a leading global provider of cloud-native contact center software and solutions. It serves enterprises of all sizes across retail, healthcare, financial services, and technology sectors, offering omnichannel customer engagement tools, AI-powered automation, workforce management, and analytics to boost customer experience and operational efficiency.
FIBK vs FIVN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $313.0M | $300.3M |
| Net Profit | $108.8M | — |
| Gross Margin | — | 55.4% |
| Operating Margin | 44.5% | 6.6% |
| Net Margin | 34.8% | — |
| Revenue YoY | 19.8% | 7.8% |
| Net Profit YoY | 108.8% | — |
| EPS (diluted) | $1.07 | $0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $313.0M | $300.3M | ||
| Q3 25 | $250.5M | $285.8M | ||
| Q2 25 | $248.3M | $283.3M | ||
| Q1 25 | $247.0M | $279.7M | ||
| Q4 24 | $261.3M | $278.7M | ||
| Q3 24 | $251.9M | $264.2M | ||
| Q2 24 | $244.3M | $252.1M | ||
| Q1 24 | $242.2M | $247.0M |
| Q4 25 | $108.8M | — | ||
| Q3 25 | $71.4M | $18.0M | ||
| Q2 25 | $71.7M | $1.2M | ||
| Q1 25 | $50.2M | $576.0K | ||
| Q4 24 | $52.1M | — | ||
| Q3 24 | $55.5M | $-4.5M | ||
| Q2 24 | $60.0M | $-12.8M | ||
| Q1 24 | $58.4M | $-7.1M |
| Q4 25 | — | 55.4% | ||
| Q3 25 | — | 55.0% | ||
| Q2 25 | — | 54.9% | ||
| Q1 25 | — | 55.0% | ||
| Q4 24 | — | 56.0% | ||
| Q3 24 | — | 53.8% | ||
| Q2 24 | — | 53.0% | ||
| Q1 24 | — | 53.6% |
| Q4 25 | 44.5% | 6.6% | ||
| Q3 25 | 37.0% | 5.6% | ||
| Q2 25 | 37.7% | -0.6% | ||
| Q1 25 | 26.9% | -1.9% | ||
| Q4 24 | 25.5% | 1.5% | ||
| Q3 24 | 28.9% | -5.8% | ||
| Q2 24 | 32.1% | -7.7% | ||
| Q1 24 | 31.7% | -8.4% |
| Q4 25 | 34.8% | — | ||
| Q3 25 | 28.5% | 6.3% | ||
| Q2 25 | 28.9% | 0.4% | ||
| Q1 25 | 20.3% | 0.2% | ||
| Q4 24 | 19.9% | — | ||
| Q3 24 | 22.0% | -1.7% | ||
| Q2 24 | 24.6% | -5.1% | ||
| Q1 24 | 24.1% | -2.9% |
| Q4 25 | $1.07 | $0.22 | ||
| Q3 25 | $0.69 | $0.21 | ||
| Q2 25 | $0.69 | $0.01 | ||
| Q1 25 | $0.49 | $0.01 | ||
| Q4 24 | $0.50 | $0.16 | ||
| Q3 24 | $0.54 | $-0.06 | ||
| Q2 24 | $0.58 | $-0.17 | ||
| Q1 24 | $0.57 | $-0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $232.1M |
| Total DebtLower is stronger | $146.3M | — |
| Stockholders' EquityBook value | $3.4B | $785.8M |
| Total Assets | $26.6B | $1.8B |
| Debt / EquityLower = less leverage | 0.04× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $232.1M | ||
| Q3 25 | — | $193.4M | ||
| Q2 25 | — | $205.5M | ||
| Q1 25 | — | $370.3M | ||
| Q4 24 | — | $362.5M | ||
| Q3 24 | — | $291.0M | ||
| Q2 24 | — | $175.7M | ||
| Q1 24 | — | $240.2M |
| Q4 25 | $146.3M | — | ||
| Q3 25 | $146.2M | — | ||
| Q2 25 | $252.0M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $132.2M | — | ||
| Q3 24 | $137.3M | — | ||
| Q2 24 | $383.4M | — | ||
| Q1 24 | $370.8M | — |
| Q4 25 | $3.4B | $785.8M | ||
| Q3 25 | $3.4B | $775.3M | ||
| Q2 25 | $3.4B | $717.4M | ||
| Q1 25 | $3.4B | $664.3M | ||
| Q4 24 | $3.3B | $622.2M | ||
| Q3 24 | $3.4B | $565.6M | ||
| Q2 24 | $3.2B | $525.9M | ||
| Q1 24 | $3.2B | $483.6M |
| Q4 25 | $26.6B | $1.8B | ||
| Q3 25 | $27.3B | $1.8B | ||
| Q2 25 | $27.6B | $1.7B | ||
| Q1 25 | $28.3B | $2.1B | ||
| Q4 24 | $29.1B | $2.1B | ||
| Q3 24 | $29.6B | $2.0B | ||
| Q2 24 | $30.3B | $1.9B | ||
| Q1 24 | $30.1B | $1.9B |
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.07× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.12× | — | ||
| Q1 24 | 0.12× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $305.6M | $83.6M |
| Free Cash FlowOCF − Capex | — | $77.3M |
| FCF MarginFCF / Revenue | — | 25.8% |
| Capex IntensityCapex / Revenue | — | 2.1% |
| Cash ConversionOCF / Net Profit | 2.81× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $201.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $305.6M | $83.6M | ||
| Q3 25 | $91.7M | $59.2M | ||
| Q2 25 | $68.1M | $35.1M | ||
| Q1 25 | $78.5M | $48.4M | ||
| Q4 24 | $355.0M | $49.8M | ||
| Q3 24 | $89.9M | $41.1M | ||
| Q2 24 | $82.3M | $19.9M | ||
| Q1 24 | $87.6M | $32.4M |
| Q4 25 | — | $77.3M | ||
| Q3 25 | — | $48.7M | ||
| Q2 25 | — | $31.6M | ||
| Q1 25 | — | $43.7M | ||
| Q4 24 | — | $40.5M | ||
| Q3 24 | — | $26.7M | ||
| Q2 24 | — | $13.1M | ||
| Q1 24 | — | $20.4M |
| Q4 25 | — | 25.8% | ||
| Q3 25 | — | 17.0% | ||
| Q2 25 | — | 11.1% | ||
| Q1 25 | — | 15.6% | ||
| Q4 24 | — | 14.5% | ||
| Q3 24 | — | 10.1% | ||
| Q2 24 | — | 5.2% | ||
| Q1 24 | — | 8.3% |
| Q4 25 | — | 2.1% | ||
| Q3 25 | — | 3.7% | ||
| Q2 25 | — | 1.2% | ||
| Q1 25 | — | 1.7% | ||
| Q4 24 | — | 3.3% | ||
| Q3 24 | — | 5.4% | ||
| Q2 24 | — | 2.7% | ||
| Q1 24 | — | 4.8% |
| Q4 25 | 2.81× | — | ||
| Q3 25 | 1.28× | 3.29× | ||
| Q2 25 | 0.95× | 30.38× | ||
| Q1 25 | 1.56× | 84.00× | ||
| Q4 24 | 6.81× | — | ||
| Q3 24 | 1.62× | — | ||
| Q2 24 | 1.37× | — | ||
| Q1 24 | 1.50× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
