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Side-by-side financial comparison of FIRST INTERSTATE BANCSYSTEM INC (FIBK) and STONERIDGE INC (SRI). Click either name above to swap in a different company.
FIRST INTERSTATE BANCSYSTEM INC is the larger business by last-quarter revenue ($313.0M vs $205.2M, roughly 1.5× STONERIDGE INC). On growth, FIRST INTERSTATE BANCSYSTEM INC posted the faster year-over-year revenue change (19.8% vs -6.0%). Over the past eight quarters, FIRST INTERSTATE BANCSYSTEM INC's revenue compounded faster (13.7% CAGR vs -7.4%).
First Interstate BancSystem, Inc. is a financial holding company headquartered in Billings, Montana. It is the parent company of First Interstate Bank, a community bank with locations throughout 14 states within the Western and Midwestern United States. It is the largest bank based in Montana, as measured by total assets.
Stoneridge Inc is a global designer and manufacturer of advanced electrical and electronic components, integrated systems, and sensor solutions. It serves automotive, commercial vehicle, off-highway, and aerospace sectors, delivering products that boost vehicle safety, efficiency, connectivity, and environmental performance across key global markets.
FIBK vs SRI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $313.0M | $205.2M |
| Net Profit | $108.8M | — |
| Gross Margin | — | 16.2% |
| Operating Margin | 44.5% | -14.4% |
| Net Margin | 34.8% | — |
| Revenue YoY | 19.8% | -6.0% |
| Net Profit YoY | 108.8% | — |
| EPS (diluted) | $1.07 | $-2.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $313.0M | $205.2M | ||
| Q3 25 | $250.5M | $210.3M | ||
| Q2 25 | $248.3M | $228.0M | ||
| Q1 25 | $247.0M | $217.9M | ||
| Q4 24 | $261.3M | $218.2M | ||
| Q3 24 | $251.9M | $213.8M | ||
| Q2 24 | $244.3M | $237.1M | ||
| Q1 24 | $242.2M | $239.2M |
| Q4 25 | $108.8M | — | ||
| Q3 25 | $71.4M | $-9.4M | ||
| Q2 25 | $71.7M | $-9.4M | ||
| Q1 25 | $50.2M | $-7.2M | ||
| Q4 24 | $52.1M | — | ||
| Q3 24 | $55.5M | $-7.1M | ||
| Q2 24 | $60.0M | $2.8M | ||
| Q1 24 | $58.4M | $-6.1M |
| Q4 25 | — | 16.2% | ||
| Q3 25 | — | 20.3% | ||
| Q2 25 | — | 21.5% | ||
| Q1 25 | — | 21.2% | ||
| Q4 24 | — | 19.5% | ||
| Q3 24 | — | 20.8% | ||
| Q2 24 | — | 22.7% | ||
| Q1 24 | — | 20.2% |
| Q4 25 | 44.5% | -14.4% | ||
| Q3 25 | 37.0% | -1.6% | ||
| Q2 25 | 37.7% | -1.1% | ||
| Q1 25 | 26.9% | -1.5% | ||
| Q4 24 | 25.5% | -2.0% | ||
| Q3 24 | 28.9% | 0.1% | ||
| Q2 24 | 32.1% | 1.4% | ||
| Q1 24 | 31.7% | 0.1% |
| Q4 25 | 34.8% | — | ||
| Q3 25 | 28.5% | -4.5% | ||
| Q2 25 | 28.9% | -4.1% | ||
| Q1 25 | 20.3% | -3.3% | ||
| Q4 24 | 19.9% | — | ||
| Q3 24 | 22.0% | -3.3% | ||
| Q2 24 | 24.6% | 1.2% | ||
| Q1 24 | 24.1% | -2.6% |
| Q4 25 | $1.07 | $-2.76 | ||
| Q3 25 | $0.69 | $-0.34 | ||
| Q2 25 | $0.69 | $-0.34 | ||
| Q1 25 | $0.49 | $-0.26 | ||
| Q4 24 | $0.50 | $-0.22 | ||
| Q3 24 | $0.54 | $-0.26 | ||
| Q2 24 | $0.58 | $0.10 | ||
| Q1 24 | $0.57 | $-0.22 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $66.3M |
| Total DebtLower is stronger | $146.3M | $180.9M |
| Stockholders' EquityBook value | $3.4B | $179.8M |
| Total Assets | $26.6B | $551.2M |
| Debt / EquityLower = less leverage | 0.04× | 1.01× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $66.3M | ||
| Q3 25 | — | $54.0M | ||
| Q2 25 | — | $49.8M | ||
| Q1 25 | — | $79.1M | ||
| Q4 24 | — | $71.8M | ||
| Q3 24 | — | $54.1M | ||
| Q2 24 | — | $42.1M | ||
| Q1 24 | — | $48.4M |
| Q4 25 | $146.3M | $180.9M | ||
| Q3 25 | $146.2M | — | ||
| Q2 25 | $252.0M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $132.2M | $201.6M | ||
| Q3 24 | $137.3M | — | ||
| Q2 24 | $383.4M | — | ||
| Q1 24 | $370.8M | — |
| Q4 25 | $3.4B | $179.8M | ||
| Q3 25 | $3.4B | $251.2M | ||
| Q2 25 | $3.4B | $260.5M | ||
| Q1 25 | $3.4B | $253.1M | ||
| Q4 24 | $3.3B | $245.3M | ||
| Q3 24 | $3.4B | $271.4M | ||
| Q2 24 | $3.2B | $270.5M | ||
| Q1 24 | $3.2B | $277.3M |
| Q4 25 | $26.6B | $551.2M | ||
| Q3 25 | $27.3B | $632.1M | ||
| Q2 25 | $27.6B | $639.4M | ||
| Q1 25 | $28.3B | $657.4M | ||
| Q4 24 | $29.1B | $621.6M | ||
| Q3 24 | $29.6B | $662.5M | ||
| Q2 24 | $30.3B | $666.7M | ||
| Q1 24 | $30.1B | $675.4M |
| Q4 25 | 0.04× | 1.01× | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.07× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.04× | 0.82× | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.12× | — | ||
| Q1 24 | 0.12× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $305.6M | $8.8M |
| Free Cash FlowOCF − Capex | — | $2.6M |
| FCF MarginFCF / Revenue | — | 1.3% |
| Capex IntensityCapex / Revenue | — | 3.0% |
| Cash ConversionOCF / Net Profit | 2.81× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $12.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $305.6M | $8.8M | ||
| Q3 25 | $91.7M | $3.6M | ||
| Q2 25 | $68.1M | $10.7M | ||
| Q1 25 | $78.5M | $10.9M | ||
| Q4 24 | $355.0M | $19.2M | ||
| Q3 24 | $89.9M | $10.8M | ||
| Q2 24 | $82.3M | $8.7M | ||
| Q1 24 | $87.6M | $9.1M |
| Q4 25 | — | $2.6M | ||
| Q3 25 | — | $-2.7M | ||
| Q2 25 | — | $7.4M | ||
| Q1 25 | — | $4.8M | ||
| Q4 24 | — | $14.0M | ||
| Q3 24 | — | $4.6M | ||
| Q2 24 | — | $1.5M | ||
| Q1 24 | — | $3.3M |
| Q4 25 | — | 1.3% | ||
| Q3 25 | — | -1.3% | ||
| Q2 25 | — | 3.3% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 6.4% | ||
| Q3 24 | — | 2.2% | ||
| Q2 24 | — | 0.6% | ||
| Q1 24 | — | 1.4% |
| Q4 25 | — | 3.0% | ||
| Q3 25 | — | 3.0% | ||
| Q2 25 | — | 1.4% | ||
| Q1 25 | — | 2.8% | ||
| Q4 24 | — | 2.4% | ||
| Q3 24 | — | 2.9% | ||
| Q2 24 | — | 3.0% | ||
| Q1 24 | — | 2.4% |
| Q4 25 | 2.81× | — | ||
| Q3 25 | 1.28× | — | ||
| Q2 25 | 0.95× | — | ||
| Q1 25 | 1.56× | — | ||
| Q4 24 | 6.81× | — | ||
| Q3 24 | 1.62× | — | ||
| Q2 24 | 1.37× | 3.11× | ||
| Q1 24 | 1.50× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FIBK
Segment breakdown not available.
SRI
| Control Devices | $51.7M | 25% |
| Electronics | $38.0M | 19% |
| EE | $34.2M | 17% |
| SE | $28.6M | 14% |
| NL | $24.5M | 12% |
| Stoneridge Brazil | $14.1M | 7% |
| Asia Pacific | $13.1M | 6% |
