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Side-by-side financial comparison of Fair Isaac (FICO) and Nomad Foods Ltd (NOMD). Click either name above to swap in a different company.

Nomad Foods Ltd is the larger business by last-quarter revenue ($834.9M vs $512.0M, roughly 1.6× Fair Isaac). On growth, Fair Isaac posted the faster year-over-year revenue change (16.4% vs -2.6%). Nomad Foods Ltd produced more free cash flow last quarter ($272.4M vs $173.9M).

FICO, originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.

Nomad Foods is the largest frozen food company in Europe, whose popular brands include Birds Eye, Ledo, Iglo, Findus, and Frikom. The company manufactures, sells and distributes a range of frozen food products across 22 European markets, with its headquarters in the United Kingdom. The most popular products in Nomad Foods’ portfolio include fish fingers, creamed spinach, peas and chicken. Nomad Foods is listed on the New York Stock Exchange trading under the ticker “NOMD”.

FICO vs NOMD — Head-to-Head

Bigger by revenue
NOMD
NOMD
1.6× larger
NOMD
$834.9M
$512.0M
FICO
Growing faster (revenue YoY)
FICO
FICO
+18.9% gap
FICO
16.4%
-2.6%
NOMD
More free cash flow
NOMD
NOMD
$98.5M more FCF
NOMD
$272.4M
$173.9M
FICO

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
FICO
FICO
NOMD
NOMD
Revenue
$512.0M
$834.9M
Net Profit
$158.4M
Gross Margin
83.0%
25.6%
Operating Margin
45.7%
9.1%
Net Margin
30.9%
Revenue YoY
16.4%
-2.6%
Net Profit YoY
3.8%
EPS (diluted)
$6.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FICO
FICO
NOMD
NOMD
Q4 25
$512.0M
$834.9M
Q3 25
$515.8M
Q2 25
$536.4M
Q1 25
$498.7M
Q4 24
$440.0M
$856.9M
Q3 24
$453.8M
Q2 24
$447.8M
Q1 24
$433.8M
Net Profit
FICO
FICO
NOMD
NOMD
Q4 25
$158.4M
Q3 25
$155.0M
Q2 25
$181.8M
Q1 25
$162.6M
Q4 24
$152.5M
$55.5M
Q3 24
$135.7M
Q2 24
$126.3M
Q1 24
$129.8M
Gross Margin
FICO
FICO
NOMD
NOMD
Q4 25
83.0%
25.6%
Q3 25
82.3%
Q2 25
83.7%
Q1 25
82.4%
Q4 24
80.1%
28.5%
Q3 24
80.3%
Q2 24
80.3%
Q1 24
80.0%
Operating Margin
FICO
FICO
NOMD
NOMD
Q4 25
45.7%
9.1%
Q3 25
46.0%
Q2 25
48.9%
Q1 25
49.3%
Q4 24
40.8%
11.5%
Q3 24
43.4%
Q2 24
42.5%
Q1 24
44.9%
Net Margin
FICO
FICO
NOMD
NOMD
Q4 25
30.9%
Q3 25
30.1%
Q2 25
33.9%
Q1 25
32.6%
Q4 24
34.7%
6.5%
Q3 24
29.9%
Q2 24
28.2%
Q1 24
29.9%
EPS (diluted)
FICO
FICO
NOMD
NOMD
Q4 25
$6.61
Q3 25
$6.41
Q2 25
$7.40
Q1 25
$6.59
Q4 24
$6.14
Q3 24
$5.44
Q2 24
$5.05
Q1 24
$5.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FICO
FICO
NOMD
NOMD
Cash + ST InvestmentsLiquidity on hand
$162.0M
Total DebtLower is stronger
$3.2B
$2.5B
Stockholders' EquityBook value
$-1.8B
$2.7B
Total Assets
$1.9B
$6.8B
Debt / EquityLower = less leverage
0.92×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FICO
FICO
NOMD
NOMD
Q4 25
$162.0M
Q3 25
$134.1M
Q2 25
$189.0M
Q1 25
$146.6M
Q4 24
$184.3M
Q3 24
$150.7M
Q2 24
$156.0M
Q1 24
$135.7M
Total Debt
FICO
FICO
NOMD
NOMD
Q4 25
$3.2B
$2.5B
Q3 25
$3.1B
Q2 25
$2.8B
Q1 25
$2.5B
Q4 24
$2.4B
$2.4B
Q3 24
$2.2B
Q2 24
$2.1B
Q1 24
$2.0B
Stockholders' Equity
FICO
FICO
NOMD
NOMD
Q4 25
$-1.8B
$2.7B
Q3 25
$-1.7B
Q2 25
$-1.4B
Q1 25
$-1.1B
Q4 24
$-1.1B
$2.9B
Q3 24
$-962.7M
Q2 24
$-829.3M
Q1 24
$-735.7M
Total Assets
FICO
FICO
NOMD
NOMD
Q4 25
$1.9B
$6.8B
Q3 25
$1.9B
Q2 25
$1.9B
Q1 25
$1.8B
Q4 24
$1.7B
$6.9B
Q3 24
$1.7B
Q2 24
$1.7B
Q1 24
$1.7B
Debt / Equity
FICO
FICO
NOMD
NOMD
Q4 25
0.92×
Q3 25
Q2 25
Q1 25
Q4 24
0.82×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FICO
FICO
NOMD
NOMD
Operating Cash FlowLast quarter
$174.1M
$357.2M
Free Cash FlowOCF − Capex
$173.9M
$272.4M
FCF MarginFCF / Revenue
34.0%
32.6%
Capex IntensityCapex / Revenue
0.0%
10.2%
Cash ConversionOCF / Net Profit
1.10×
TTM Free Cash FlowTrailing 4 quarters
$750.6M
$1.3B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FICO
FICO
NOMD
NOMD
Q4 25
$174.1M
$357.2M
Q3 25
$223.7M
Q2 25
$286.2M
Q1 25
$74.9M
Q4 24
$194.0M
$470.2M
Q3 24
$226.5M
Q2 24
$213.3M
Q1 24
$71.0M
Free Cash Flow
FICO
FICO
NOMD
NOMD
Q4 25
$173.9M
$272.4M
Q3 25
$219.5M
Q2 25
$284.4M
Q1 25
$72.8M
Q4 24
$193.2M
$383.5M
Q3 24
$224.7M
Q2 24
$211.6M
Q1 24
$67.0M
FCF Margin
FICO
FICO
NOMD
NOMD
Q4 25
34.0%
32.6%
Q3 25
42.6%
Q2 25
53.0%
Q1 25
14.6%
Q4 24
43.9%
44.8%
Q3 24
49.5%
Q2 24
47.2%
Q1 24
15.4%
Capex Intensity
FICO
FICO
NOMD
NOMD
Q4 25
0.0%
10.2%
Q3 25
0.8%
Q2 25
0.3%
Q1 25
0.4%
Q4 24
0.2%
10.1%
Q3 24
0.4%
Q2 24
0.4%
Q1 24
0.9%
Cash Conversion
FICO
FICO
NOMD
NOMD
Q4 25
1.10×
Q3 25
1.44×
Q2 25
1.57×
Q1 25
0.46×
Q4 24
1.27×
8.47×
Q3 24
1.67×
Q2 24
1.69×
Q1 24
0.55×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FICO
FICO

Business To Business Scores$248.6M49%
Saa S Products$115.7M23%
Platform Software$73.9M14%
Business To Consumer Scores$55.9M11%
Technology Service$19.2M4%

NOMD
NOMD

Segment breakdown not available.

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