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Side-by-side financial comparison of Fair Isaac (FICO) and Synopsys (SNPS), based on the latest 10-Q / 10-K filings. Click either name above to swap in a different company.

Synopsys is the larger business by last-quarter revenue ($2.3B vs $512.0M, roughly 4.4× Fair Isaac). Fair Isaac runs the higher net margin — 30.9% vs 19.9%, a 11.0% gap on every dollar of revenue. On growth, Synopsys posted the faster year-over-year revenue change (50.6% vs 16.4%). Synopsys produced more free cash flow last quarter ($605.2M vs $173.9M). Over the past eight quarters, Synopsys's revenue compounded faster (16.9% CAGR vs 8.6%).

FICO, originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.

Synopsys, Inc. is an American multinational electronic design automation (EDA) company headquartered in Sunnyvale, California, that focuses on design and verification of silicon chips, electronic system-level design and verification, and reusable components. Synopsys supplies tools and services to the semiconductor design and manufacturing industry.

FICO vs SNPS — Head-to-Head

Bigger by revenue
SNPS
SNPS
4.4× larger
SNPS
$2.3B
$512.0M
FICO
Growing faster (revenue YoY)
SNPS
SNPS
+34.2% gap
SNPS
50.6%
16.4%
FICO
Higher net margin
FICO
FICO
11.0% more per $
FICO
30.9%
19.9%
SNPS
More free cash flow
SNPS
SNPS
$431.3M more FCF
SNPS
$605.2M
$173.9M
FICO
Faster 2-yr revenue CAGR
SNPS
SNPS
Annualised
SNPS
16.9%
8.6%
FICO

Income Statement — Q1 2026 vs Q4 2025

Metric
FICO
FICO
SNPS
SNPS
Revenue
$512.0M
$2.3B
Net Profit
$158.4M
$448.7M
Gross Margin
83.0%
71.0%
Operating Margin
45.7%
5.4%
Net Margin
30.9%
19.9%
Revenue YoY
16.4%
50.6%
Net Profit YoY
3.8%
-59.7%
EPS (diluted)
$6.61
$2.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align — see 8-quarter trend below.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history — bar widths are scaled to the larger of the two companies so you can eyeball the size gap and growth trajectory without doing math. Quarters aligned by calendar period (report date) so offset fiscal years line up.

Revenue
FICO
FICO
SNPS
SNPS
Q4 25
$512.0M
$2.3B
Q3 25
$515.8M
$1.7B
Q2 25
$536.4M
$1.6B
Q1 25
$498.7M
$1.5B
Q4 24
$440.0M
$1.5B
Q3 24
$453.8M
$1.5B
Q2 24
$447.8M
$1.5B
Q1 24
$433.8M
$1.6B
Net Profit
FICO
FICO
SNPS
SNPS
Q4 25
$158.4M
$448.7M
Q3 25
$155.0M
$242.5M
Q2 25
$181.8M
$345.3M
Q1 25
$162.6M
$295.7M
Q4 24
$152.5M
$1.1B
Q3 24
$135.7M
$408.1M
Q2 24
$126.3M
$292.1M
Q1 24
$129.8M
$449.1M
Gross Margin
FICO
FICO
SNPS
SNPS
Q4 25
83.0%
71.0%
Q3 25
82.3%
78.1%
Q2 25
83.7%
80.2%
Q1 25
82.4%
81.4%
Q4 24
80.1%
78.3%
Q3 24
80.3%
80.9%
Q2 24
80.3%
79.4%
Q1 24
80.0%
80.0%
Operating Margin
FICO
FICO
SNPS
SNPS
Q4 25
45.7%
5.4%
Q3 25
46.0%
9.5%
Q2 25
48.9%
23.5%
Q1 25
49.3%
17.3%
Q4 24
40.8%
20.3%
Q3 24
43.4%
23.6%
Q2 24
42.5%
22.8%
Q1 24
44.9%
21.8%
Net Margin
FICO
FICO
SNPS
SNPS
Q4 25
30.9%
19.9%
Q3 25
30.1%
13.9%
Q2 25
33.9%
21.5%
Q1 25
32.6%
20.3%
Q4 24
34.7%
74.4%
Q3 24
29.9%
26.7%
Q2 24
28.2%
20.1%
Q1 24
29.9%
27.2%
EPS (diluted)
FICO
FICO
SNPS
SNPS
Q4 25
$6.61
$2.44
Q3 25
$6.41
$1.50
Q2 25
$7.40
$2.21
Q1 25
$6.59
$1.89
Q4 24
$6.14
$7.13
Q3 24
$5.44
$2.61
Q2 24
$5.05
$1.88
Q1 24
$5.16
$2.89

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest filing — the kind of financial-strength check premium terminals charge for.

Metric
FICO
FICO
SNPS
SNPS
Cash + ST InvestmentsLiquidity on hand
$162.0M
$3.0B
Total DebtLower is stronger
$3.2B
$13.5B
Stockholders' EquityBook value
$-1.8B
$28.3B
Total Assets
$1.9B
$48.2B
Debt / EquityLower = less leverage
0.48×

8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.

Cash + ST Investments
FICO
FICO
SNPS
SNPS
Q4 25
$162.0M
$3.0B
Q3 25
$134.1M
$2.6B
Q2 25
$189.0M
$14.3B
Q1 25
$146.6M
$3.8B
Q4 24
$184.3M
$4.1B
Q3 24
$150.7M
$2.0B
Q2 24
$156.0M
$1.7B
Q1 24
$135.7M
$1.3B
Total Debt
FICO
FICO
SNPS
SNPS
Q4 25
$3.2B
$13.5B
Q3 25
$3.1B
$14.3B
Q2 25
$2.8B
$10.1B
Q1 25
$2.5B
Q4 24
$2.4B
Q3 24
$2.2B
Q2 24
$2.1B
Q1 24
$2.0B
Stockholders' Equity
FICO
FICO
SNPS
SNPS
Q4 25
$-1.8B
$28.3B
Q3 25
$-1.7B
$27.6B
Q2 25
$-1.4B
$9.9B
Q1 25
$-1.1B
$9.3B
Q4 24
$-1.1B
$9.0B
Q3 24
$-962.7M
$7.7B
Q2 24
$-829.3M
$7.2B
Q1 24
$-735.7M
$6.7B
Total Assets
FICO
FICO
SNPS
SNPS
Q4 25
$1.9B
$48.2B
Q3 25
$1.9B
$48.2B
Q2 25
$1.9B
$23.8B
Q1 25
$1.8B
$13.0B
Q4 24
$1.7B
$13.1B
Q3 24
$1.7B
$11.6B
Q2 24
$1.7B
$11.0B
Q1 24
$1.7B
$10.6B
Debt / Equity
FICO
FICO
SNPS
SNPS
Q4 25
0.48×
Q3 25
0.52×
Q2 25
1.01×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Net income can be massaged; cash flow is harder to fake.

Metric
FICO
FICO
SNPS
SNPS
Operating Cash FlowLast quarter
$174.1M
$639.7M
Free Cash FlowOCF − Capex
$173.9M
$605.2M
FCF MarginFCF / Revenue
34.0%
26.8%
Capex IntensityCapex / Revenue; lower = less reinvestment burden
0.0%
1.5%
Cash ConversionOCF / Net Profit; >1× = earnings back up with cash
1.10×
1.43×
TTM Free Cash FlowTrailing 4 quarters
$750.6M
$1.3B

8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.

Operating Cash Flow
FICO
FICO
SNPS
SNPS
Q4 25
$174.1M
$639.7M
Q3 25
$223.7M
$671.0M
Q2 25
$286.2M
$275.4M
Q1 25
$74.9M
$-67.5M
Q4 24
$194.0M
$562.8M
Q3 24
$226.5M
$455.4M
Q2 24
$213.3M
$476.6M
Q1 24
$71.0M
$-87.8M
Free Cash Flow
FICO
FICO
SNPS
SNPS
Q4 25
$173.9M
$605.2M
Q3 25
$219.5M
$632.4M
Q2 25
$284.4M
$219.8M
Q1 25
$72.8M
$-108.2M
Q4 24
$193.2M
$558.4M
Q3 24
$224.7M
$415.4M
Q2 24
$211.6M
$438.2M
Q1 24
$67.0M
$-128.2M
FCF Margin
FICO
FICO
SNPS
SNPS
Q4 25
34.0%
26.8%
Q3 25
42.6%
36.3%
Q2 25
53.0%
13.7%
Q1 25
14.6%
-7.4%
Q4 24
43.9%
37.3%
Q3 24
49.5%
27.2%
Q2 24
47.2%
30.1%
Q1 24
15.4%
-7.8%
Capex Intensity
FICO
FICO
SNPS
SNPS
Q4 25
0.0%
1.5%
Q3 25
0.8%
2.2%
Q2 25
0.3%
3.5%
Q1 25
0.4%
2.8%
Q4 24
0.2%
0.3%
Q3 24
0.4%
2.6%
Q2 24
0.4%
2.6%
Q1 24
0.9%
2.4%
Cash Conversion
FICO
FICO
SNPS
SNPS
Q4 25
1.10×
1.43×
Q3 25
1.44×
2.77×
Q2 25
1.57×
0.80×
Q1 25
0.46×
-0.23×
Q4 24
1.27×
0.51×
Q3 24
1.67×
1.12×
Q2 24
1.69×
1.63×
Q1 24
0.55×
-0.20×

Financial Flow Comparison

Sankey diagram of revenue → gross profit → operating profit → net profit for each company. Charts shown full-width and stacked so both segment hierarchies are readable side-by-side on desktop and mobile.

Revenue Breakdown by Segment

FICO
FICO

Business To Business Scores$248.6M49%
Saa S Products$115.7M23%
Platform Software$73.9M14%
Business To Consumer Scores$55.9M11%
Technology Service$19.2M4%

SNPS
SNPS

License And Maintenance$940.7M42%
Other$640.0M28%
Design IP Segment$407.1M18%
KR$236.9M11%
Sales Based Royalties$30.1M1%

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