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Side-by-side financial comparison of Fair Isaac (FICO) and UNITED THERAPEUTICS Corp (UTHR). Click either name above to swap in a different company.

UNITED THERAPEUTICS Corp is the larger business by last-quarter revenue ($790.2M vs $512.0M, roughly 1.5× Fair Isaac). UNITED THERAPEUTICS Corp runs the higher net margin — 46.1% vs 30.9%, a 15.2% gap on every dollar of revenue. On growth, Fair Isaac posted the faster year-over-year revenue change (16.4% vs 7.4%). Fair Isaac produced more free cash flow last quarter ($173.9M vs $173.3M). Over the past eight quarters, Fair Isaac's revenue compounded faster (8.6% CAGR vs 8.0%).

FICO, originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.

United Therapeutics Corporation is an American biotechnology company that develops pharmaceuticals and technologies related to organ transplantation, including xenotransplantation. Many of the company's products are focused towards lung disease and organ manufacturing. United Therapeutics is co-headquartered in Silver Spring, Maryland and Research Triangle Park, North Carolina, with additional facilities in Magog and Bromont, Quebec; Melbourne and Jacksonville, Florida; Blacksburg, Virginia; ...

FICO vs UTHR — Head-to-Head

Bigger by revenue
UTHR
UTHR
1.5× larger
UTHR
$790.2M
$512.0M
FICO
Growing faster (revenue YoY)
FICO
FICO
+9.0% gap
FICO
16.4%
7.4%
UTHR
Higher net margin
UTHR
UTHR
15.2% more per $
UTHR
46.1%
30.9%
FICO
More free cash flow
FICO
FICO
$556.0K more FCF
FICO
$173.9M
$173.3M
UTHR
Faster 2-yr revenue CAGR
FICO
FICO
Annualised
FICO
8.6%
8.0%
UTHR

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
FICO
FICO
UTHR
UTHR
Revenue
$512.0M
$790.2M
Net Profit
$158.4M
$364.3M
Gross Margin
83.0%
86.9%
Operating Margin
45.7%
45.1%
Net Margin
30.9%
46.1%
Revenue YoY
16.4%
7.4%
Net Profit YoY
3.8%
20.9%
EPS (diluted)
$6.61
$7.66

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FICO
FICO
UTHR
UTHR
Q4 25
$512.0M
$790.2M
Q3 25
$515.8M
$799.5M
Q2 25
$536.4M
$798.6M
Q1 25
$498.7M
$794.4M
Q4 24
$440.0M
$735.9M
Q3 24
$453.8M
$748.9M
Q2 24
$447.8M
$714.9M
Q1 24
$433.8M
$677.7M
Net Profit
FICO
FICO
UTHR
UTHR
Q4 25
$158.4M
$364.3M
Q3 25
$155.0M
$338.7M
Q2 25
$181.8M
$309.5M
Q1 25
$162.6M
$322.2M
Q4 24
$152.5M
$301.3M
Q3 24
$135.7M
$309.1M
Q2 24
$126.3M
$278.1M
Q1 24
$129.8M
$306.6M
Gross Margin
FICO
FICO
UTHR
UTHR
Q4 25
83.0%
86.9%
Q3 25
82.3%
87.4%
Q2 25
83.7%
89.0%
Q1 25
82.4%
88.4%
Q4 24
80.1%
89.7%
Q3 24
80.3%
88.9%
Q2 24
80.3%
89.1%
Q1 24
80.0%
89.2%
Operating Margin
FICO
FICO
UTHR
UTHR
Q4 25
45.7%
45.1%
Q3 25
46.0%
48.6%
Q2 25
48.9%
45.6%
Q1 25
49.3%
48.2%
Q4 24
40.8%
48.6%
Q3 24
43.4%
45.8%
Q2 24
42.5%
44.7%
Q1 24
44.9%
52.6%
Net Margin
FICO
FICO
UTHR
UTHR
Q4 25
30.9%
46.1%
Q3 25
30.1%
42.4%
Q2 25
33.9%
38.8%
Q1 25
32.6%
40.6%
Q4 24
34.7%
40.9%
Q3 24
29.9%
41.3%
Q2 24
28.2%
38.9%
Q1 24
29.9%
45.2%
EPS (diluted)
FICO
FICO
UTHR
UTHR
Q4 25
$6.61
$7.66
Q3 25
$6.41
$7.16
Q2 25
$7.40
$6.41
Q1 25
$6.59
$6.63
Q4 24
$6.14
$6.23
Q3 24
$5.44
$6.39
Q2 24
$5.05
$5.85
Q1 24
$5.16
$6.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FICO
FICO
UTHR
UTHR
Cash + ST InvestmentsLiquidity on hand
$162.0M
$2.9B
Total DebtLower is stronger
$3.2B
Stockholders' EquityBook value
$-1.8B
$7.1B
Total Assets
$1.9B
$7.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FICO
FICO
UTHR
UTHR
Q4 25
$162.0M
$2.9B
Q3 25
$134.1M
$2.8B
Q2 25
$189.0M
$3.0B
Q1 25
$146.6M
$3.3B
Q4 24
$184.3M
$3.3B
Q3 24
$150.7M
$3.3B
Q2 24
$156.0M
$3.0B
Q1 24
$135.7M
$2.7B
Total Debt
FICO
FICO
UTHR
UTHR
Q4 25
$3.2B
Q3 25
$3.1B
Q2 25
$2.8B
Q1 25
$2.5B
Q4 24
$2.4B
Q3 24
$2.2B
Q2 24
$2.1B
Q1 24
$2.0B
Stockholders' Equity
FICO
FICO
UTHR
UTHR
Q4 25
$-1.8B
$7.1B
Q3 25
$-1.7B
$6.6B
Q2 25
$-1.4B
$7.2B
Q1 25
$-1.1B
$6.8B
Q4 24
$-1.1B
$6.4B
Q3 24
$-962.7M
$6.1B
Q2 24
$-829.3M
$5.7B
Q1 24
$-735.7M
$5.3B
Total Assets
FICO
FICO
UTHR
UTHR
Q4 25
$1.9B
$7.9B
Q3 25
$1.9B
$7.4B
Q2 25
$1.9B
$7.9B
Q1 25
$1.8B
$7.7B
Q4 24
$1.7B
$7.4B
Q3 24
$1.7B
$7.1B
Q2 24
$1.7B
$6.7B
Q1 24
$1.7B
$6.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FICO
FICO
UTHR
UTHR
Operating Cash FlowLast quarter
$174.1M
$346.2M
Free Cash FlowOCF − Capex
$173.9M
$173.3M
FCF MarginFCF / Revenue
34.0%
21.9%
Capex IntensityCapex / Revenue
0.0%
21.9%
Cash ConversionOCF / Net Profit
1.10×
0.95×
TTM Free Cash FlowTrailing 4 quarters
$750.6M
$1.0B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FICO
FICO
UTHR
UTHR
Q4 25
$174.1M
$346.2M
Q3 25
$223.7M
$562.1M
Q2 25
$286.2M
$191.7M
Q1 25
$74.9M
$461.2M
Q4 24
$194.0M
$341.2M
Q3 24
$226.5M
$377.2M
Q2 24
$213.3M
$232.2M
Q1 24
$71.0M
$376.5M
Free Cash Flow
FICO
FICO
UTHR
UTHR
Q4 25
$173.9M
$173.3M
Q3 25
$219.5M
$351.6M
Q2 25
$284.4M
$129.5M
Q1 25
$72.8M
$386.3M
Q4 24
$193.2M
$254.5M
Q3 24
$224.7M
$300.7M
Q2 24
$211.6M
$187.1M
Q1 24
$67.0M
$338.3M
FCF Margin
FICO
FICO
UTHR
UTHR
Q4 25
34.0%
21.9%
Q3 25
42.6%
44.0%
Q2 25
53.0%
16.2%
Q1 25
14.6%
48.6%
Q4 24
43.9%
34.6%
Q3 24
49.5%
40.2%
Q2 24
47.2%
26.2%
Q1 24
15.4%
49.9%
Capex Intensity
FICO
FICO
UTHR
UTHR
Q4 25
0.0%
21.9%
Q3 25
0.8%
26.3%
Q2 25
0.3%
7.8%
Q1 25
0.4%
9.4%
Q4 24
0.2%
11.8%
Q3 24
0.4%
10.2%
Q2 24
0.4%
6.3%
Q1 24
0.9%
5.6%
Cash Conversion
FICO
FICO
UTHR
UTHR
Q4 25
1.10×
0.95×
Q3 25
1.44×
1.66×
Q2 25
1.57×
0.62×
Q1 25
0.46×
1.43×
Q4 24
1.27×
1.13×
Q3 24
1.67×
1.22×
Q2 24
1.69×
0.83×
Q1 24
0.55×
1.23×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FICO
FICO

Business To Business Scores$248.6M49%
Saa S Products$115.7M23%
Platform Software$73.9M14%
Business To Consumer Scores$55.9M11%
Technology Service$19.2M4%

UTHR
UTHR

Tyvaso DPI$338.6M43%
Remodulin$128.0M16%
Nebulized Tyvaso$125.7M16%
Orenitram$121.2M15%
Unituxin$62.3M8%
Adcirca$7.8M1%
Other$6.6M1%

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