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Side-by-side financial comparison of FinVolution Group (FINV) and JACK IN THE BOX INC (JACK). Click either name above to swap in a different company.

FinVolution Group is the larger business by last-quarter revenue ($479.7M vs $349.5M, roughly 1.4× JACK IN THE BOX INC). FinVolution Group runs the higher net margin — 21.2% vs -0.7%, a 21.9% gap on every dollar of revenue. FinVolution Group produced more free cash flow last quarter ($70.6M vs $7.3M).

Volution Group plc is a manufacturer of ventilation equipment for commercial and residential customers. Based in Crawley, West Sussex, the company is listed on the London Stock Exchange and is a constituent of the FTSE 250 Index.

Jack in the Box, Inc. is an American fast food restaurant chain founded on February 21, 1951, by Robert O. Peterson in San Diego, California, where it is headquartered. The chain has over 2,200 locations, primarily serving the West Coast of the United States. Restaurants are also found in large urban areas outside the West Coast, as well as two in Guam. The company also formerly operated the Qdoba Mexican Grill chain until Apollo Global Management bought the chain in December 2017.

FINV vs JACK — Head-to-Head

Bigger by revenue
FINV
FINV
1.4× larger
FINV
$479.7M
$349.5M
JACK
Higher net margin
FINV
FINV
21.9% more per $
FINV
21.2%
-0.7%
JACK
More free cash flow
FINV
FINV
$63.3M more FCF
FINV
$70.6M
$7.3M
JACK

Income Statement — Q1 FY2025 vs Q1 FY2026

Metric
FINV
FINV
JACK
JACK
Revenue
$479.7M
$349.5M
Net Profit
$101.7M
$-2.5M
Gross Margin
Operating Margin
44.6%
13.3%
Net Margin
21.2%
-0.7%
Revenue YoY
-25.5%
Net Profit YoY
-107.3%
EPS (diluted)
$-0.13

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FINV
FINV
JACK
JACK
Q1 26
$349.5M
Q2 25
$336.7M
Q1 25
$479.7M
$371.1M
Q2 24
$365.3M
Q1 24
$487.5M
Q4 23
$372.5M
Q2 23
$395.7M
Q1 23
$527.1M
Net Profit
FINV
FINV
JACK
JACK
Q1 26
$-2.5M
Q2 25
$-142.2M
Q1 25
$101.7M
$33.7M
Q2 24
$25.0M
Q1 24
$38.7M
Q4 23
$21.9M
Q2 23
$26.5M
Q1 23
$53.3M
Operating Margin
FINV
FINV
JACK
JACK
Q1 26
13.3%
Q2 25
-46.7%
Q1 25
44.6%
19.0%
Q2 24
14.8%
Q1 24
16.3%
Q4 23
14.1%
Q2 23
15.6%
Q1 23
19.1%
Net Margin
FINV
FINV
JACK
JACK
Q1 26
-0.7%
Q2 25
-42.2%
Q1 25
21.2%
9.1%
Q2 24
6.8%
Q1 24
7.9%
Q4 23
5.9%
Q2 23
6.7%
Q1 23
10.1%
EPS (diluted)
FINV
FINV
JACK
JACK
Q1 26
$-0.13
Q2 25
$-7.47
Q1 25
$1.75
Q2 24
$1.26
Q1 24
$1.93
Q4 23
$1.08
Q2 23
$1.27
Q1 23
$2.54

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FINV
FINV
JACK
JACK
Cash + ST InvestmentsLiquidity on hand
$745.0M
Total DebtLower is stronger
$1.6B
Stockholders' EquityBook value
$-936.0M
Total Assets
$3.4B
$2.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FINV
FINV
JACK
JACK
Q1 26
Q2 25
Q1 25
$745.0M
Q2 24
Q1 24
Q4 23
Q2 23
Q1 23
Total Debt
FINV
FINV
JACK
JACK
Q1 26
$1.6B
Q2 25
$1.7B
Q1 25
$1.7B
Q2 24
$1.7B
Q1 24
$1.7B
Q4 23
$1.7B
Q2 23
$1.7B
Q1 23
$1.8B
Stockholders' Equity
FINV
FINV
JACK
JACK
Q1 26
$-936.0M
Q2 25
$-976.2M
Q1 25
$-827.1M
Q2 24
$-702.6M
Q1 24
$-708.2M
Q4 23
$-718.3M
Q2 23
$-701.4M
Q1 23
$-703.1M
Total Assets
FINV
FINV
JACK
JACK
Q1 26
$2.0B
Q2 25
$2.6B
Q1 25
$3.4B
$2.8B
Q2 24
$2.9B
Q1 24
$2.9B
Q4 23
$3.0B
Q2 23
$2.9B
Q1 23
$2.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FINV
FINV
JACK
JACK
Operating Cash FlowLast quarter
$72.0M
$30.5M
Free Cash FlowOCF − Capex
$70.6M
$7.3M
FCF MarginFCF / Revenue
14.7%
2.1%
Capex IntensityCapex / Revenue
0.3%
6.6%
Cash ConversionOCF / Net Profit
0.71×
TTM Free Cash FlowTrailing 4 quarters
$34.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FINV
FINV
JACK
JACK
Q1 26
$30.5M
Q2 25
$-36.8M
Q1 25
$72.0M
$105.7M
Q2 24
$16.7M
Q1 24
$-22.7M
Q4 23
$32.9M
Q2 23
$31.6M
Q1 23
$62.5M
Free Cash Flow
FINV
FINV
JACK
JACK
Q1 26
$7.3M
Q2 25
$-63.2M
Q1 25
$70.6M
$84.4M
Q2 24
$6.4M
Q1 24
$-61.5M
Q4 23
$29.6M
Q2 23
$18.5M
Q1 23
$38.4M
FCF Margin
FINV
FINV
JACK
JACK
Q1 26
2.1%
Q2 25
-18.8%
Q1 25
14.7%
22.7%
Q2 24
1.8%
Q1 24
-12.6%
Q4 23
7.9%
Q2 23
4.7%
Q1 23
7.3%
Capex Intensity
FINV
FINV
JACK
JACK
Q1 26
6.6%
Q2 25
7.9%
Q1 25
0.3%
5.7%
Q2 24
2.8%
Q1 24
8.0%
Q4 23
0.9%
Q2 23
3.3%
Q1 23
4.6%
Cash Conversion
FINV
FINV
JACK
JACK
Q1 26
Q2 25
Q1 25
0.71×
3.14×
Q2 24
0.67×
Q1 24
-0.59×
Q4 23
1.50×
Q2 23
1.19×
Q1 23
1.17×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FINV
FINV

Segment breakdown not available.

JACK
JACK

Restaurant Sales$131.9M38%
Franchise$97.4M28%
Royaltyand Other$58.9M17%
Advertising$56.6M16%
Technology Service$4.7M1%
Franchise Fees$1.7M0%

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