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Side-by-side financial comparison of FinVolution Group (FINV) and PicoCELA Inc. (PCLA). Click either name above to swap in a different company.

FinVolution Group is the larger business by last-quarter revenue ($479.7M vs $252.6M, roughly 1.9× PicoCELA Inc.). FinVolution Group runs the higher net margin — 21.2% vs -125.2%, a 146.4% gap on every dollar of revenue. FinVolution Group produced more free cash flow last quarter ($70.6M vs $-256.6M).

Volution Group plc is a manufacturer of ventilation equipment for commercial and residential customers. Based in Crawley, West Sussex, the company is listed on the London Stock Exchange and is a constituent of the FTSE 250 Index.

PicoCELA Inc. is a global technology company specializing in low-power, high-reliability wireless connectivity solutions, including Wi-Fi HaLow modules and edge network infrastructure. It caters to industrial IoT, smart city, retail, and smart home segments, with a primary operational footprint across Asia, North America, and European markets.

FINV vs PCLA — Head-to-Head

Bigger by revenue
FINV
FINV
1.9× larger
FINV
$479.7M
$252.6M
PCLA
Higher net margin
FINV
FINV
146.4% more per $
FINV
21.2%
-125.2%
PCLA
More free cash flow
FINV
FINV
$327.2M more FCF
FINV
$70.6M
$-256.6M
PCLA

Income Statement — Q1 FY2025 vs Q2 FY2025

Metric
FINV
FINV
PCLA
PCLA
Revenue
$479.7M
$252.6M
Net Profit
$101.7M
$-316.2M
Gross Margin
Operating Margin
44.6%
-114.8%
Net Margin
21.2%
-125.2%
Revenue YoY
Net Profit YoY
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FINV
FINV
PCLA
PCLA
Cash + ST InvestmentsLiquidity on hand
$745.0M
$456.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$354.8M
Total Assets
$3.4B
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FINV
FINV
PCLA
PCLA
Q1 25
$745.0M
$456.8M
Stockholders' Equity
FINV
FINV
PCLA
PCLA
Q1 25
$354.8M
Total Assets
FINV
FINV
PCLA
PCLA
Q1 25
$3.4B
$1.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FINV
FINV
PCLA
PCLA
Operating Cash FlowLast quarter
$72.0M
$-245.6M
Free Cash FlowOCF − Capex
$70.6M
$-256.6M
FCF MarginFCF / Revenue
14.7%
-101.6%
Capex IntensityCapex / Revenue
0.3%
4.3%
Cash ConversionOCF / Net Profit
0.71×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FINV
FINV
PCLA
PCLA
Q1 25
$72.0M
$-245.6M
Free Cash Flow
FINV
FINV
PCLA
PCLA
Q1 25
$70.6M
$-256.6M
FCF Margin
FINV
FINV
PCLA
PCLA
Q1 25
14.7%
-101.6%
Capex Intensity
FINV
FINV
PCLA
PCLA
Q1 25
0.3%
4.3%
Cash Conversion
FINV
FINV
PCLA
PCLA
Q1 25
0.71×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FINV
FINV

Segment breakdown not available.

PCLA
PCLA

Revenue from product$179.1M71%
Revenue from SaaS, Maintenance and others$42.4M17%
Revenue from product – related party$31.0M12%

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