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Side-by-side financial comparison of FinVolution Group (FINV) and PTC Inc. (PTC). Click either name above to swap in a different company.

PTC Inc. is the larger business by last-quarter revenue ($685.8M vs $479.7M, roughly 1.4× FinVolution Group). PTC Inc. runs the higher net margin — 24.3% vs 21.2%, a 3.1% gap on every dollar of revenue. PTC Inc. produced more free cash flow last quarter ($267.4M vs $70.6M).

Volution Group plc is a manufacturer of ventilation equipment for commercial and residential customers. Based in Crawley, West Sussex, the company is listed on the London Stock Exchange and is a constituent of the FTSE 250 Index.

PTC Inc. is an American computer software and services company founded in 1985 and headquartered in Boston, Massachusetts. The company was a pioneer in parametric, associative feature-based, solid computer-aided design (CAD) modeling software in 1988, including an Internet-based product for Product Lifecycle Management (PLM) in 1998. PTC markets products and services and an Internet of Things (IoT) and augmented reality (AR) platform for partners and developers.

FINV vs PTC — Head-to-Head

Bigger by revenue
PTC
PTC
1.4× larger
PTC
$685.8M
$479.7M
FINV
Higher net margin
PTC
PTC
3.1% more per $
PTC
24.3%
21.2%
FINV
More free cash flow
PTC
PTC
$196.8M more FCF
PTC
$267.4M
$70.6M
FINV

Income Statement — Q1 FY2025 vs Q1 FY2026

Metric
FINV
FINV
PTC
PTC
Revenue
$479.7M
$685.8M
Net Profit
$101.7M
$166.5M
Gross Margin
82.8%
Operating Margin
44.6%
32.2%
Net Margin
21.2%
24.3%
Revenue YoY
21.4%
Net Profit YoY
102.5%
EPS (diluted)
$1.39

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FINV
FINV
PTC
PTC
Q4 25
$685.8M
Q3 25
$893.8M
Q2 25
$643.9M
Q1 25
$479.7M
$636.4M
Q4 24
$565.1M
Q3 24
$626.5M
Q2 24
$518.6M
Q1 24
$603.1M
Net Profit
FINV
FINV
PTC
PTC
Q4 25
$166.5M
Q3 25
$347.8M
Q2 25
$141.3M
Q1 25
$101.7M
$162.6M
Q4 24
$82.2M
Q3 24
$126.5M
Q2 24
$69.0M
Q1 24
$114.4M
Gross Margin
FINV
FINV
PTC
PTC
Q4 25
82.8%
Q3 25
86.9%
Q2 25
82.9%
Q1 25
83.3%
Q4 24
80.2%
Q3 24
82.0%
Q2 24
78.4%
Q1 24
81.8%
Operating Margin
FINV
FINV
PTC
PTC
Q4 25
32.2%
Q3 25
48.5%
Q2 25
32.6%
Q1 25
44.6%
35.1%
Q4 24
20.4%
Q3 24
31.0%
Q2 24
18.5%
Q1 24
29.8%
Net Margin
FINV
FINV
PTC
PTC
Q4 25
24.3%
Q3 25
38.9%
Q2 25
21.9%
Q1 25
21.2%
25.6%
Q4 24
14.6%
Q3 24
20.2%
Q2 24
13.3%
Q1 24
19.0%
EPS (diluted)
FINV
FINV
PTC
PTC
Q4 25
$1.39
Q3 25
$2.88
Q2 25
$1.17
Q1 25
$1.35
Q4 24
$0.68
Q3 24
$1.05
Q2 24
$0.57
Q1 24
$0.95

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FINV
FINV
PTC
PTC
Cash + ST InvestmentsLiquidity on hand
$745.0M
$209.7M
Total DebtLower is stronger
$1.2B
Stockholders' EquityBook value
$3.8B
Total Assets
$3.4B
$6.4B
Debt / EquityLower = less leverage
0.31×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FINV
FINV
PTC
PTC
Q4 25
$209.7M
Q3 25
$184.4M
Q2 25
$199.3M
Q1 25
$745.0M
$235.2M
Q4 24
$196.3M
Q3 24
$265.8M
Q2 24
$247.7M
Q1 24
$249.0M
Total Debt
FINV
FINV
PTC
PTC
Q4 25
$1.2B
Q3 25
$1.2B
Q2 25
$1.2B
Q1 25
$1.4B
Q4 24
$1.0B
Q3 24
$1.2B
Q2 24
$1.3B
Q1 24
$1.5B
Stockholders' Equity
FINV
FINV
PTC
PTC
Q4 25
$3.8B
Q3 25
$3.8B
Q2 25
$3.5B
Q1 25
$3.4B
Q4 24
$3.2B
Q3 24
$3.2B
Q2 24
$3.0B
Q1 24
$2.9B
Total Assets
FINV
FINV
PTC
PTC
Q4 25
$6.4B
Q3 25
$6.6B
Q2 25
$6.2B
Q1 25
$3.4B
$6.2B
Q4 24
$6.1B
Q3 24
$6.4B
Q2 24
$6.1B
Q1 24
$6.2B
Debt / Equity
FINV
FINV
PTC
PTC
Q4 25
0.31×
Q3 25
0.31×
Q2 25
0.34×
Q1 25
0.40×
Q4 24
0.32×
Q3 24
0.38×
Q2 24
0.43×
Q1 24
0.51×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FINV
FINV
PTC
PTC
Operating Cash FlowLast quarter
$72.0M
$269.7M
Free Cash FlowOCF − Capex
$70.6M
$267.4M
FCF MarginFCF / Revenue
14.7%
39.0%
Capex IntensityCapex / Revenue
0.3%
0.3%
Cash ConversionOCF / Net Profit
0.71×
1.62×
TTM Free Cash FlowTrailing 4 quarters
$888.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FINV
FINV
PTC
PTC
Q4 25
$269.7M
Q3 25
$104.0M
Q2 25
$243.9M
Q1 25
$72.0M
$281.3M
Q4 24
$238.4M
Q3 24
$98.1M
Q2 24
$213.8M
Q1 24
$250.7M
Free Cash Flow
FINV
FINV
PTC
PTC
Q4 25
$267.4M
Q3 25
$100.5M
Q2 25
$242.0M
Q1 25
$70.6M
$278.5M
Q4 24
$235.7M
Q3 24
$93.6M
Q2 24
$212.2M
Q1 24
$247.1M
FCF Margin
FINV
FINV
PTC
PTC
Q4 25
39.0%
Q3 25
11.2%
Q2 25
37.6%
Q1 25
14.7%
43.8%
Q4 24
41.7%
Q3 24
14.9%
Q2 24
40.9%
Q1 24
41.0%
Capex Intensity
FINV
FINV
PTC
PTC
Q4 25
0.3%
Q3 25
0.4%
Q2 25
0.3%
Q1 25
0.3%
0.4%
Q4 24
0.5%
Q3 24
0.7%
Q2 24
0.3%
Q1 24
0.6%
Cash Conversion
FINV
FINV
PTC
PTC
Q4 25
1.62×
Q3 25
0.30×
Q2 25
1.73×
Q1 25
0.71×
1.73×
Q4 24
2.90×
Q3 24
0.78×
Q2 24
3.10×
Q1 24
2.19×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FINV
FINV

Segment breakdown not available.

PTC
PTC

Support And Cloud Services$393.3M57%
License$269.7M39%
Technology Service$22.9M3%
Perpetual License$5.6M1%

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