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Side-by-side financial comparison of FinVolution Group (FINV) and PELOTON INTERACTIVE, INC. (PTON). Click either name above to swap in a different company.

PELOTON INTERACTIVE, INC. is the larger business by last-quarter revenue ($656.5M vs $479.7M, roughly 1.4× FinVolution Group). FinVolution Group runs the higher net margin — 21.2% vs -5.9%, a 27.1% gap on every dollar of revenue. PELOTON INTERACTIVE, INC. produced more free cash flow last quarter ($71.0M vs $70.6M).

Volution Group plc is a manufacturer of ventilation equipment for commercial and residential customers. Based in Crawley, West Sussex, the company is listed on the London Stock Exchange and is a constituent of the FTSE 250 Index.

Peloton Interactive, Inc. is an American exercise equipment and media company based in New York City. The company's products include stationary bicycles, treadmills, and indoor rowers equipped with Internet-connected touch screens that stream live and on-demand fitness classes through a subscription service. The equipment includes built-in sensors that track metrics such as power output, providing users with real-time feedback on their performance and leaderboard rankings to compete with othe...

FINV vs PTON — Head-to-Head

Bigger by revenue
PTON
PTON
1.4× larger
PTON
$656.5M
$479.7M
FINV
Higher net margin
FINV
FINV
27.1% more per $
FINV
21.2%
-5.9%
PTON
More free cash flow
PTON
PTON
$386.0K more FCF
PTON
$71.0M
$70.6M
FINV

Income Statement — Q1 FY2025 vs Q2 FY2026

Metric
FINV
FINV
PTON
PTON
Revenue
$479.7M
$656.5M
Net Profit
$101.7M
$-38.8M
Gross Margin
50.5%
Operating Margin
44.6%
-2.2%
Net Margin
21.2%
-5.9%
Revenue YoY
-2.6%
Net Profit YoY
57.8%
EPS (diluted)
$-0.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FINV
FINV
PTON
PTON
Q4 25
$656.5M
Q3 25
$550.8M
Q1 25
$479.7M
Net Profit
FINV
FINV
PTON
PTON
Q4 25
$-38.8M
Q3 25
$13.9M
Q1 25
$101.7M
Gross Margin
FINV
FINV
PTON
PTON
Q4 25
50.5%
Q3 25
51.5%
Q1 25
Operating Margin
FINV
FINV
PTON
PTON
Q4 25
-2.2%
Q3 25
7.5%
Q1 25
44.6%
Net Margin
FINV
FINV
PTON
PTON
Q4 25
-5.9%
Q3 25
2.5%
Q1 25
21.2%
EPS (diluted)
FINV
FINV
PTON
PTON
Q4 25
$-0.09
Q3 25
$0.03
Q1 25

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FINV
FINV
PTON
PTON
Cash + ST InvestmentsLiquidity on hand
$745.0M
$1.2B
Total DebtLower is stronger
$1.5B
Stockholders' EquityBook value
$-326.7M
Total Assets
$3.4B
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FINV
FINV
PTON
PTON
Q4 25
$1.2B
Q3 25
$1.1B
Q1 25
$745.0M
Total Debt
FINV
FINV
PTON
PTON
Q4 25
$1.5B
Q3 25
$1.5B
Q1 25
Stockholders' Equity
FINV
FINV
PTON
PTON
Q4 25
$-326.7M
Q3 25
$-347.0M
Q1 25
Total Assets
FINV
FINV
PTON
PTON
Q4 25
$2.2B
Q3 25
$2.2B
Q1 25
$3.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FINV
FINV
PTON
PTON
Operating Cash FlowLast quarter
$72.0M
$71.9M
Free Cash FlowOCF − Capex
$70.6M
$71.0M
FCF MarginFCF / Revenue
14.7%
10.8%
Capex IntensityCapex / Revenue
0.3%
0.1%
Cash ConversionOCF / Net Profit
0.71×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FINV
FINV
PTON
PTON
Q4 25
$71.9M
Q3 25
$71.9M
Q1 25
$72.0M
Free Cash Flow
FINV
FINV
PTON
PTON
Q4 25
$71.0M
Q3 25
$67.4M
Q1 25
$70.6M
FCF Margin
FINV
FINV
PTON
PTON
Q4 25
10.8%
Q3 25
12.2%
Q1 25
14.7%
Capex Intensity
FINV
FINV
PTON
PTON
Q4 25
0.1%
Q3 25
0.8%
Q1 25
0.3%
Cash Conversion
FINV
FINV
PTON
PTON
Q4 25
Q3 25
5.17×
Q1 25
0.71×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FINV
FINV

Segment breakdown not available.

PTON
PTON

Subscription And Circulation$412.6M63%
Connected Fitness Products Segment$243.9M37%
Product Warranty$4.0M1%

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