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Side-by-side financial comparison of FinVolution Group (FINV) and Regency Centers (REG). Click either name above to swap in a different company.

FinVolution Group is the larger business by last-quarter revenue ($479.7M vs $404.2M, roughly 1.2× Regency Centers). Regency Centers runs the higher net margin — 50.1% vs 21.2%, a 28.9% gap on every dollar of revenue.

Volution Group plc is a manufacturer of ventilation equipment for commercial and residential customers. Based in Crawley, West Sussex, the company is listed on the London Stock Exchange and is a constituent of the FTSE 250 Index.

Regency Centers Corporation is a real estate investment trust based in Jacksonville, Florida, and is one of the largest operators of shopping centers with grocery stores as anchor tenants. As of October 21, 2020, the company owned 415 properties comprising 56-million-square feet of space. Notable properties owned by the company include Serramonte Center and a 30% interest in Village District.

FINV vs REG — Head-to-Head

Bigger by revenue
FINV
FINV
1.2× larger
FINV
$479.7M
$404.2M
REG
Higher net margin
REG
REG
28.9% more per $
REG
50.1%
21.2%
FINV

Income Statement — Q1 FY2025 vs Q4 FY2025

Metric
FINV
FINV
REG
REG
Revenue
$479.7M
$404.2M
Net Profit
$101.7M
$202.5M
Gross Margin
Operating Margin
44.6%
71.0%
Net Margin
21.2%
50.1%
Revenue YoY
8.5%
Net Profit YoY
134.1%
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FINV
FINV
REG
REG
Q4 25
$404.2M
Q3 25
$387.6M
Q2 25
$380.8M
Q1 25
$479.7M
$380.9M
Q4 24
$372.5M
Q3 24
$360.3M
Q2 24
$357.3M
Q1 24
$363.9M
Net Profit
FINV
FINV
REG
REG
Q4 25
$202.5M
Q3 25
$109.4M
Q2 25
$106.0M
Q1 25
$101.7M
$109.6M
Q4 24
$86.5M
Q3 24
$101.5M
Q2 24
$102.7M
Q1 24
$109.8M
Operating Margin
FINV
FINV
REG
REG
Q4 25
71.0%
Q3 25
72.7%
Q2 25
73.8%
Q1 25
44.6%
71.8%
Q4 24
71.1%
Q3 24
72.5%
Q2 24
72.3%
Q1 24
72.3%
Net Margin
FINV
FINV
REG
REG
Q4 25
50.1%
Q3 25
28.2%
Q2 25
27.8%
Q1 25
21.2%
28.8%
Q4 24
23.2%
Q3 24
28.2%
Q2 24
28.7%
Q1 24
30.2%

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FINV
FINV
REG
REG
Cash + ST InvestmentsLiquidity on hand
$745.0M
Total DebtLower is stronger
$4.7B
Stockholders' EquityBook value
$6.9B
Total Assets
$3.4B
$13.0B
Debt / EquityLower = less leverage
0.69×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FINV
FINV
REG
REG
Q4 25
Q3 25
Q2 25
Q1 25
$745.0M
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
FINV
FINV
REG
REG
Q4 25
$4.7B
Q3 25
$4.9B
Q2 25
$4.8B
Q1 25
$4.6B
Q4 24
$4.4B
Q3 24
$4.4B
Q2 24
$4.4B
Q1 24
$4.4B
Stockholders' Equity
FINV
FINV
REG
REG
Q4 25
$6.9B
Q3 25
$6.8B
Q2 25
$6.7B
Q1 25
$6.7B
Q4 24
$6.7B
Q3 24
$6.8B
Q2 24
$6.8B
Q1 24
$7.0B
Total Assets
FINV
FINV
REG
REG
Q4 25
$13.0B
Q3 25
$13.1B
Q2 25
$12.7B
Q1 25
$3.4B
$12.6B
Q4 24
$12.4B
Q3 24
$12.4B
Q2 24
$12.4B
Q1 24
$12.7B
Debt / Equity
FINV
FINV
REG
REG
Q4 25
0.69×
Q3 25
0.72×
Q2 25
0.72×
Q1 25
0.69×
Q4 24
0.66×
Q3 24
0.65×
Q2 24
0.64×
Q1 24
0.63×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FINV
FINV
REG
REG
Operating Cash FlowLast quarter
$72.0M
$203.9M
Free Cash FlowOCF − Capex
$70.6M
FCF MarginFCF / Revenue
14.7%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
0.71×
1.01×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FINV
FINV
REG
REG
Q4 25
$203.9M
Q3 25
$218.7M
Q2 25
$244.0M
Q1 25
$72.0M
$161.0M
Q4 24
$191.4M
Q3 24
$227.6M
Q2 24
$203.5M
Q1 24
$167.8M
Free Cash Flow
FINV
FINV
REG
REG
Q4 25
Q3 25
Q2 25
Q1 25
$70.6M
Q4 24
Q3 24
Q2 24
Q1 24
FCF Margin
FINV
FINV
REG
REG
Q4 25
Q3 25
Q2 25
Q1 25
14.7%
Q4 24
Q3 24
Q2 24
Q1 24
Capex Intensity
FINV
FINV
REG
REG
Q4 25
Q3 25
Q2 25
Q1 25
0.3%
Q4 24
Q3 24
Q2 24
Q1 24
Cash Conversion
FINV
FINV
REG
REG
Q4 25
1.01×
Q3 25
2.00×
Q2 25
2.30×
Q1 25
0.71×
1.47×
Q4 24
2.21×
Q3 24
2.24×
Q2 24
1.98×
Q1 24
1.53×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FINV
FINV

Segment breakdown not available.

REG
REG

Shopping Centers$418.0M103%
Propertymanagementservices$4.1M1%
Assetmanagementservices$1.7M0%

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