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Side-by-side financial comparison of FinVolution Group (FINV) and SHOE CARNIVAL INC (SCVL). Click either name above to swap in a different company.

FinVolution Group is the larger business by last-quarter revenue ($479.7M vs $297.2M, roughly 1.6× SHOE CARNIVAL INC). FinVolution Group runs the higher net margin — 21.2% vs 4.9%, a 16.3% gap on every dollar of revenue. FinVolution Group produced more free cash flow last quarter ($70.6M vs $19.7M).

Volution Group plc is a manufacturer of ventilation equipment for commercial and residential customers. Based in Crawley, West Sussex, the company is listed on the London Stock Exchange and is a constituent of the FTSE 250 Index.

Shoe Carnival Inc. is an American retailer of family footwear. The company operates 429 stores throughout the midwest, south, and southeast regions, and Puerto Rico. It was founded by David Russell in 1978 and is headquartered in Fort Mill, South Carolina as of 2025.

FINV vs SCVL — Head-to-Head

Bigger by revenue
FINV
FINV
1.6× larger
FINV
$479.7M
$297.2M
SCVL
Higher net margin
FINV
FINV
16.3% more per $
FINV
21.2%
4.9%
SCVL
More free cash flow
FINV
FINV
$50.9M more FCF
FINV
$70.6M
$19.7M
SCVL

Income Statement — Q1 FY2025 vs Q3 FY2026

Metric
FINV
FINV
SCVL
SCVL
Revenue
$479.7M
$297.2M
Net Profit
$101.7M
$14.6M
Gross Margin
37.6%
Operating Margin
44.6%
6.3%
Net Margin
21.2%
4.9%
Revenue YoY
-3.2%
Net Profit YoY
-23.9%
EPS (diluted)
$0.53

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FINV
FINV
SCVL
SCVL
Q4 25
$297.2M
Q3 25
$306.4M
Q2 25
$277.7M
Q1 25
$479.7M
$262.9M
Q4 24
$306.9M
Q3 24
$332.7M
Q2 24
$300.4M
Q1 24
$280.2M
Net Profit
FINV
FINV
SCVL
SCVL
Q4 25
$14.6M
Q3 25
$19.2M
Q2 25
$9.3M
Q1 25
$101.7M
$14.7M
Q4 24
$19.2M
Q3 24
$22.6M
Q2 24
$17.3M
Q1 24
$15.5M
Gross Margin
FINV
FINV
SCVL
SCVL
Q4 25
37.6%
Q3 25
38.8%
Q2 25
34.5%
Q1 25
34.9%
Q4 24
36.0%
Q3 24
36.1%
Q2 24
35.6%
Q1 24
35.6%
Operating Margin
FINV
FINV
SCVL
SCVL
Q4 25
6.3%
Q3 25
8.2%
Q2 25
4.3%
Q1 25
44.6%
5.3%
Q4 24
8.0%
Q3 24
9.0%
Q2 24
7.5%
Q1 24
7.1%
Net Margin
FINV
FINV
SCVL
SCVL
Q4 25
4.9%
Q3 25
6.3%
Q2 25
3.4%
Q1 25
21.2%
5.6%
Q4 24
6.3%
Q3 24
6.8%
Q2 24
5.8%
Q1 24
5.5%
EPS (diluted)
FINV
FINV
SCVL
SCVL
Q4 25
$0.53
Q3 25
$0.70
Q2 25
$0.34
Q1 25
$0.53
Q4 24
$0.70
Q3 24
$0.82
Q2 24
$0.63
Q1 24
$0.57

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FINV
FINV
SCVL
SCVL
Cash + ST InvestmentsLiquidity on hand
$745.0M
$107.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$683.2M
Total Assets
$3.4B
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FINV
FINV
SCVL
SCVL
Q4 25
$107.7M
Q3 25
$91.9M
Q2 25
$93.0M
Q1 25
$745.0M
$123.1M
Q4 24
$91.1M
Q3 24
$84.5M
Q2 24
$69.5M
Q1 24
$111.2M
Stockholders' Equity
FINV
FINV
SCVL
SCVL
Q4 25
$683.2M
Q3 25
$670.7M
Q2 25
$653.6M
Q1 25
$649.0M
Q4 24
$635.7M
Q3 24
$618.5M
Q2 24
$597.8M
Q1 24
$583.4M
Total Assets
FINV
FINV
SCVL
SCVL
Q4 25
$1.2B
Q3 25
$1.2B
Q2 25
$1.1B
Q1 25
$3.4B
$1.1B
Q4 24
$1.1B
Q3 24
$1.1B
Q2 24
$1.1B
Q1 24
$1.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FINV
FINV
SCVL
SCVL
Operating Cash FlowLast quarter
$72.0M
$33.6M
Free Cash FlowOCF − Capex
$70.6M
$19.7M
FCF MarginFCF / Revenue
14.7%
6.6%
Capex IntensityCapex / Revenue
0.3%
4.7%
Cash ConversionOCF / Net Profit
0.71×
2.30×
TTM Free Cash FlowTrailing 4 quarters
$35.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FINV
FINV
SCVL
SCVL
Q4 25
$33.6M
Q3 25
$13.3M
Q2 25
$-9.6M
Q1 25
$72.0M
$44.5M
Q4 24
$17.3M
Q3 24
$23.7M
Q2 24
$17.1M
Q1 24
$53.4M
Free Cash Flow
FINV
FINV
SCVL
SCVL
Q4 25
$19.7M
Q3 25
$2.2M
Q2 25
$-23.0M
Q1 25
$70.6M
$36.2M
Q4 24
$8.3M
Q3 24
$18.2M
Q2 24
$6.9M
Q1 24
$40.7M
FCF Margin
FINV
FINV
SCVL
SCVL
Q4 25
6.6%
Q3 25
0.7%
Q2 25
-8.3%
Q1 25
14.7%
13.8%
Q4 24
2.7%
Q3 24
5.5%
Q2 24
2.3%
Q1 24
14.5%
Capex Intensity
FINV
FINV
SCVL
SCVL
Q4 25
4.7%
Q3 25
3.6%
Q2 25
4.8%
Q1 25
0.3%
3.2%
Q4 24
3.0%
Q3 24
1.7%
Q2 24
3.4%
Q1 24
4.5%
Cash Conversion
FINV
FINV
SCVL
SCVL
Q4 25
2.30×
Q3 25
0.69×
Q2 25
-1.03×
Q1 25
0.71×
3.04×
Q4 24
0.90×
Q3 24
1.05×
Q2 24
0.99×
Q1 24
3.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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