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Side-by-side financial comparison of FinVolution Group (FINV) and Gentherm Inc (THRM). Click either name above to swap in a different company.

FinVolution Group is the larger business by last-quarter revenue ($479.7M vs $382.8M, roughly 1.3× Gentherm Inc). FinVolution Group runs the higher net margin — 21.2% vs 0.8%, a 20.4% gap on every dollar of revenue. FinVolution Group produced more free cash flow last quarter ($70.6M vs $6.7M).

Volution Group plc is a manufacturer of ventilation equipment for commercial and residential customers. Based in Crawley, West Sussex, the company is listed on the London Stock Exchange and is a constituent of the FTSE 250 Index.

Gentherm Incorporated, formerly Amerigon, is an American thermal management technologies company. Gentherm created the first thermoelectrically heated and cooled seat system for the automotive industry. Called the "Climate Control Seat" system, it was first adopted by the Ford Motor Company and introduced as an option on the model year 2000 Lincoln Navigator in 1999. Today it is available on more than 50 vehicles sold by Ford, General Motors, Toyota (Lexus), Kia, Hyundai, Nissan (Infiniti), R...

FINV vs THRM — Head-to-Head

Bigger by revenue
FINV
FINV
1.3× larger
FINV
$479.7M
$382.8M
THRM
Higher net margin
FINV
FINV
20.4% more per $
FINV
21.2%
0.8%
THRM
More free cash flow
FINV
FINV
$63.9M more FCF
FINV
$70.6M
$6.7M
THRM

Income Statement — Q1 FY2025 vs Q4 FY2025

Metric
FINV
FINV
THRM
THRM
Revenue
$479.7M
$382.8M
Net Profit
$101.7M
$3.0M
Gross Margin
23.7%
Operating Margin
44.6%
4.6%
Net Margin
21.2%
0.8%
Revenue YoY
8.5%
Net Profit YoY
-80.5%
EPS (diluted)
$0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FINV
FINV
THRM
THRM
Q4 25
$382.8M
Q3 25
$386.9M
Q2 25
$375.1M
Q1 25
$479.7M
$353.9M
Q4 24
$352.9M
Q3 24
$371.5M
Q2 24
$375.7M
Q1 24
$356.0M
Net Profit
FINV
FINV
THRM
THRM
Q4 25
$3.0M
Q3 25
$14.9M
Q2 25
$477.0K
Q1 25
$101.7M
$-128.0K
Q4 24
$15.3M
Q3 24
$16.0M
Q2 24
$18.9M
Q1 24
$14.8M
Gross Margin
FINV
FINV
THRM
THRM
Q4 25
23.7%
Q3 25
24.6%
Q2 25
23.9%
Q1 25
24.4%
Q4 24
24.4%
Q3 24
25.5%
Q2 24
25.7%
Q1 24
24.9%
Operating Margin
FINV
FINV
THRM
THRM
Q4 25
4.6%
Q3 25
6.2%
Q2 25
6.4%
Q1 25
44.6%
4.8%
Q4 24
6.7%
Q3 24
8.7%
Q2 24
8.8%
Q1 24
5.1%
Net Margin
FINV
FINV
THRM
THRM
Q4 25
0.8%
Q3 25
3.9%
Q2 25
0.1%
Q1 25
21.2%
-0.0%
Q4 24
4.3%
Q3 24
4.3%
Q2 24
5.0%
Q1 24
4.2%
EPS (diluted)
FINV
FINV
THRM
THRM
Q4 25
$0.08
Q3 25
$0.49
Q2 25
$0.02
Q1 25
$0.00
Q4 24
$0.48
Q3 24
$0.51
Q2 24
$0.60
Q1 24
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FINV
FINV
THRM
THRM
Cash + ST InvestmentsLiquidity on hand
$745.0M
$160.8M
Total DebtLower is stronger
$189.0M
Stockholders' EquityBook value
$720.3M
Total Assets
$3.4B
$1.4B
Debt / EquityLower = less leverage
0.26×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FINV
FINV
THRM
THRM
Q4 25
$160.8M
Q3 25
$154.3M
Q2 25
$128.3M
Q1 25
$745.0M
$163.1M
Q4 24
$134.1M
Q3 24
$150.6M
Q2 24
$123.5M
Q1 24
$125.1M
Total Debt
FINV
FINV
THRM
THRM
Q4 25
$189.0M
Q3 25
$189.0M
Q2 25
$209.0M
Q1 25
$262.0M
Q4 24
$220.1M
Q3 24
$222.1M
Q2 24
$222.1M
Q1 24
$222.2M
Stockholders' Equity
FINV
FINV
THRM
THRM
Q4 25
$720.3M
Q3 25
$717.9M
Q2 25
$699.7M
Q1 25
$646.5M
Q4 24
$616.9M
Q3 24
$660.7M
Q2 24
$640.3M
Q1 24
$647.1M
Total Assets
FINV
FINV
THRM
THRM
Q4 25
$1.4B
Q3 25
$1.4B
Q2 25
$1.4B
Q1 25
$3.4B
$1.3B
Q4 24
$1.2B
Q3 24
$1.3B
Q2 24
$1.2B
Q1 24
$1.3B
Debt / Equity
FINV
FINV
THRM
THRM
Q4 25
0.26×
Q3 25
0.26×
Q2 25
0.30×
Q1 25
0.41×
Q4 24
0.36×
Q3 24
0.34×
Q2 24
0.35×
Q1 24
0.34×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FINV
FINV
THRM
THRM
Operating Cash FlowLast quarter
$72.0M
$29.0M
Free Cash FlowOCF − Capex
$70.6M
$6.7M
FCF MarginFCF / Revenue
14.7%
1.7%
Capex IntensityCapex / Revenue
0.3%
5.8%
Cash ConversionOCF / Net Profit
0.71×
9.70×
TTM Free Cash FlowTrailing 4 quarters
$61.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FINV
FINV
THRM
THRM
Q4 25
$29.0M
Q3 25
$56.1M
Q2 25
$45.0M
Q1 25
$72.0M
$-13.3M
Q4 24
$36.6M
Q3 24
$46.3M
Q2 24
$37.1M
Q1 24
$-10.3M
Free Cash Flow
FINV
FINV
THRM
THRM
Q4 25
$6.7M
Q3 25
$46.5M
Q2 25
$36.2M
Q1 25
$70.6M
$-28.2M
Q4 24
$13.6M
Q3 24
$26.6M
Q2 24
$17.8M
Q1 24
$-21.6M
FCF Margin
FINV
FINV
THRM
THRM
Q4 25
1.7%
Q3 25
12.0%
Q2 25
9.6%
Q1 25
14.7%
-8.0%
Q4 24
3.9%
Q3 24
7.2%
Q2 24
4.7%
Q1 24
-6.1%
Capex Intensity
FINV
FINV
THRM
THRM
Q4 25
5.8%
Q3 25
2.5%
Q2 25
2.4%
Q1 25
0.3%
4.2%
Q4 24
6.5%
Q3 24
5.3%
Q2 24
5.2%
Q1 24
3.2%
Cash Conversion
FINV
FINV
THRM
THRM
Q4 25
9.70×
Q3 25
3.75×
Q2 25
94.43×
Q1 25
0.71×
Q4 24
2.39×
Q3 24
2.90×
Q2 24
1.97×
Q1 24
-0.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FINV
FINV

Segment breakdown not available.

THRM
THRM

Climate Control Seats$200.9M52%
Lumbar And Massage Comfort Solutions$58.5M15%
Climate Control Interiors$50.3M13%
Other Automotive$27.6M7%
Valve Systems$24.1M6%
Medical Segments$13.9M4%
Climate And Comfort Electronics$7.4M2%

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