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Side-by-side financial comparison of Finwise Bancorp (FINW) and GERON CORP (GERN). Click either name above to swap in a different company.

GERON CORP is the larger business by last-quarter revenue ($47.2M vs $42.7M, roughly 1.1× Finwise Bancorp). Finwise Bancorp runs the higher net margin — 6.4% vs -39.0%, a 45.4% gap on every dollar of revenue. Over the past eight quarters, GERON CORP's revenue compounded faster (1597.0% CAGR vs 47.0%).

Finwise Bancorp is a U.S.-based financial holding company that operates primarily through its community banking subsidiary. It offers a full suite of retail and commercial financial services, including deposit accounts, personal loans, mortgage products, small business financing, and wealth management solutions, serving local retail consumers and small to medium-sized business clients across its regional operating markets.

Geron Corporation is a biotechnology company located in Foster City, California which specializes in developing and commercializing therapeutic products for cancer that inhibit telomerase.

FINW vs GERN — Head-to-Head

Bigger by revenue
GERN
GERN
1.1× larger
GERN
$47.2M
$42.7M
FINW
Higher net margin
FINW
FINW
45.4% more per $
FINW
6.4%
-39.0%
GERN
Faster 2-yr revenue CAGR
GERN
GERN
Annualised
GERN
1597.0%
47.0%
FINW

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
FINW
FINW
GERN
GERN
Revenue
$42.7M
$47.2M
Net Profit
$2.7M
$-18.4M
Gross Margin
Operating Margin
-29.4%
Net Margin
6.4%
-39.0%
Revenue YoY
67.1%
Net Profit YoY
30.3%
EPS (diluted)
$0.20
$-0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FINW
FINW
GERN
GERN
Q1 26
$42.7M
Q4 25
$46.9M
Q3 25
$36.7M
$47.2M
Q2 25
$25.1M
$49.0M
Q1 25
$22.1M
$39.6M
Q4 24
$21.1M
Q3 24
$20.8M
$28.3M
Q2 24
$19.8M
$882.0K
Net Profit
FINW
FINW
GERN
GERN
Q1 26
$2.7M
Q4 25
$3.9M
Q3 25
$4.9M
$-18.4M
Q2 25
$4.1M
$-16.4M
Q1 25
$3.2M
$-19.8M
Q4 24
$2.8M
Q3 24
$3.5M
$-26.4M
Q2 24
$3.2M
$-67.4M
Operating Margin
FINW
FINW
GERN
GERN
Q1 26
Q4 25
11.7%
Q3 25
17.5%
-29.4%
Q2 25
21.7%
-25.4%
Q1 25
20.1%
-42.2%
Q4 24
17.5%
Q3 24
22.2%
-99.8%
Q2 24
21.1%
-7860.9%
Net Margin
FINW
FINW
GERN
GERN
Q1 26
6.4%
Q4 25
8.4%
Q3 25
13.3%
-39.0%
Q2 25
16.3%
-33.4%
Q1 25
14.4%
-50.1%
Q4 24
13.2%
Q3 24
16.6%
-93.5%
Q2 24
16.1%
-7639.8%
EPS (diluted)
FINW
FINW
GERN
GERN
Q1 26
$0.20
Q4 25
$0.27
Q3 25
$0.34
$-0.03
Q2 25
$0.29
$-0.02
Q1 25
$0.23
$-0.03
Q4 24
$0.19
Q3 24
$0.25
$-0.04
Q2 24
$0.24
$-0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FINW
FINW
GERN
GERN
Cash + ST InvestmentsLiquidity on hand
$78.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$196.6M
$248.7M
Total Assets
$899.4M
$567.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FINW
FINW
GERN
GERN
Q1 26
Q4 25
$163.4M
Q3 25
$105.6M
$78.1M
Q2 25
$90.1M
$77.7M
Q1 25
$120.3M
$83.7M
Q4 24
$109.2M
Q3 24
$85.8M
$60.3M
Q2 24
$89.0M
$116.9M
Stockholders' Equity
FINW
FINW
GERN
GERN
Q1 26
$196.6M
Q4 25
$193.2M
Q3 25
$187.8M
$248.7M
Q2 25
$182.0M
$259.5M
Q1 25
$177.4M
$268.2M
Q4 24
$173.7M
Q3 24
$170.4M
$292.3M
Q2 24
$165.8M
$306.7M
Total Assets
FINW
FINW
GERN
GERN
Q1 26
$899.4M
Q4 25
$977.1M
Q3 25
$899.9M
$567.4M
Q2 25
$842.5M
$555.2M
Q1 25
$804.1M
$562.5M
Q4 24
$746.0M
Q3 24
$683.0M
$444.9M
Q2 24
$617.8M
$449.4M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FINW
FINW
GERN
GERN
Operating Cash FlowLast quarter
$-13.6M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FINW
FINW
GERN
GERN
Q1 26
Q4 25
$-28.4M
Q3 25
$3.5M
$-13.6M
Q2 25
$-18.3M
$-27.4M
Q1 25
$-21.6M
$-48.0M
Q4 24
$-15.0M
Q3 24
$-9.8M
$-58.9M
Q2 24
$-7.6M
$-53.5M
Free Cash Flow
FINW
FINW
GERN
GERN
Q1 26
Q4 25
$-28.6M
Q3 25
$3.4M
Q2 25
$-19.8M
Q1 25
$-23.3M
Q4 24
$-16.1M
Q3 24
$-13.4M
Q2 24
$-7.7M
$-53.7M
FCF Margin
FINW
FINW
GERN
GERN
Q1 26
Q4 25
-61.1%
Q3 25
9.4%
Q2 25
-79.0%
Q1 25
-105.3%
Q4 24
-76.0%
Q3 24
-64.3%
Q2 24
-38.7%
-6086.6%
Capex Intensity
FINW
FINW
GERN
GERN
Q1 26
Q4 25
0.5%
Q3 25
0.1%
Q2 25
5.8%
Q1 25
7.4%
Q4 24
5.1%
Q3 24
17.2%
0.0%
Q2 24
0.3%
23.4%
Cash Conversion
FINW
FINW
GERN
GERN
Q1 26
Q4 25
-7.26×
Q3 25
0.71×
Q2 25
-4.48×
Q1 25
-6.78×
Q4 24
-5.37×
Q3 24
-2.84×
Q2 24
-2.39×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FINW
FINW

Net Interest Income$28.1M66%
Noninterest Income$14.6M34%

GERN
GERN

Segment breakdown not available.

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