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Side-by-side financial comparison of California BanCorp \ CA (BCAL) and GERON CORP (GERN). Click either name above to swap in a different company.

GERON CORP is the larger business by last-quarter revenue ($47.2M vs $45.9M, roughly 1.0× California BanCorp \ CA). California BanCorp \ CA runs the higher net margin — 35.8% vs -39.0%, a 74.8% gap on every dollar of revenue. On growth, GERON CORP posted the faster year-over-year revenue change (67.1% vs 0.8%). Over the past eight quarters, GERON CORP's revenue compounded faster (1597.0% CAGR vs 44.7%).

Pacific Premier Bancorp, Inc. is an American bank holding company under the Bank Holding Company Act of 1956 headquartered in Irvine, California, US. Its principal business focuses on Pacific Premier Bank, which offers a range of financial services to individuals, businesses, and professionals. The bank operates numerous branches in California, Arizona, Nevada, and Washington.

Geron Corporation is a biotechnology company located in Foster City, California which specializes in developing and commercializing therapeutic products for cancer that inhibit telomerase.

BCAL vs GERN — Head-to-Head

Bigger by revenue
GERN
GERN
1.0× larger
GERN
$47.2M
$45.9M
BCAL
Growing faster (revenue YoY)
GERN
GERN
+66.3% gap
GERN
67.1%
0.8%
BCAL
Higher net margin
BCAL
BCAL
74.8% more per $
BCAL
35.8%
-39.0%
GERN
Faster 2-yr revenue CAGR
GERN
GERN
Annualised
GERN
1597.0%
44.7%
BCAL

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
BCAL
BCAL
GERN
GERN
Revenue
$45.9M
$47.2M
Net Profit
$16.4M
$-18.4M
Gross Margin
Operating Margin
48.8%
-29.4%
Net Margin
35.8%
-39.0%
Revenue YoY
0.8%
67.1%
Net Profit YoY
-2.1%
30.3%
EPS (diluted)
$0.50
$-0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BCAL
BCAL
GERN
GERN
Q4 25
$45.9M
Q3 25
$45.2M
$47.2M
Q2 25
$44.3M
$49.0M
Q1 25
$44.8M
$39.6M
Q4 24
$45.5M
Q3 24
$38.1M
$28.3M
Q2 24
$22.2M
$882.0K
Q1 24
$21.9M
$304.0K
Net Profit
BCAL
BCAL
GERN
GERN
Q4 25
$16.4M
Q3 25
$15.7M
$-18.4M
Q2 25
$14.1M
$-16.4M
Q1 25
$16.9M
$-19.8M
Q4 24
$16.8M
Q3 24
$-16.5M
$-26.4M
Q2 24
$190.0K
$-67.4M
Q1 24
$4.9M
$-55.4M
Operating Margin
BCAL
BCAL
GERN
GERN
Q4 25
48.8%
Q3 25
48.3%
-29.4%
Q2 25
45.3%
-25.4%
Q1 25
52.8%
-42.2%
Q4 24
52.2%
Q3 24
-59.1%
-99.8%
Q2 24
1.3%
-7860.9%
Q1 24
33.1%
-18465.1%
Net Margin
BCAL
BCAL
GERN
GERN
Q4 25
35.8%
Q3 25
34.7%
-39.0%
Q2 25
31.8%
-33.4%
Q1 25
37.6%
-50.1%
Q4 24
37.7%
Q3 24
-43.2%
-93.5%
Q2 24
0.9%
-7639.8%
Q1 24
22.5%
-18220.4%
EPS (diluted)
BCAL
BCAL
GERN
GERN
Q4 25
$0.50
Q3 25
$0.48
$-0.03
Q2 25
$0.43
$-0.02
Q1 25
$0.52
$-0.03
Q4 24
$0.54
Q3 24
$-0.59
$-0.04
Q2 24
$0.01
$-0.10
Q1 24
$0.26
$-0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BCAL
BCAL
GERN
GERN
Cash + ST InvestmentsLiquidity on hand
$399.9M
$78.1M
Total DebtLower is stronger
$33.8M
Stockholders' EquityBook value
$576.6M
$248.7M
Total Assets
$4.0B
$567.4M
Debt / EquityLower = less leverage
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BCAL
BCAL
GERN
GERN
Q4 25
$399.9M
Q3 25
$559.2M
$78.1M
Q2 25
$430.1M
$77.7M
Q1 25
$439.2M
$83.7M
Q4 24
$388.2M
Q3 24
$614.4M
$60.3M
Q2 24
$104.7M
$116.9M
Q1 24
$86.5M
$189.8M
Total Debt
BCAL
BCAL
GERN
GERN
Q4 25
$33.8M
Q3 25
$33.4M
Q2 25
$52.9M
Q1 25
$70.3M
Q4 24
$69.7M
Q3 24
$69.1M
Q2 24
$42.9M
Q1 24
$44.9M
Stockholders' Equity
BCAL
BCAL
GERN
GERN
Q4 25
$576.6M
Q3 25
$564.7M
$248.7M
Q2 25
$547.6M
$259.5M
Q1 25
$531.4M
$268.2M
Q4 24
$511.8M
Q3 24
$498.1M
$292.3M
Q2 24
$293.2M
$306.7M
Q1 24
$292.5M
$344.9M
Total Assets
BCAL
BCAL
GERN
GERN
Q4 25
$4.0B
Q3 25
$4.1B
$567.4M
Q2 25
$4.0B
$555.2M
Q1 25
$4.0B
$562.5M
Q4 24
$4.0B
Q3 24
$4.4B
$444.9M
Q2 24
$2.3B
$449.4M
Q1 24
$2.3B
$482.1M
Debt / Equity
BCAL
BCAL
GERN
GERN
Q4 25
0.06×
Q3 25
0.06×
Q2 25
0.10×
Q1 25
0.13×
Q4 24
0.14×
Q3 24
0.14×
Q2 24
0.15×
Q1 24
0.15×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BCAL
BCAL
GERN
GERN
Operating Cash FlowLast quarter
$57.3M
$-13.6M
Free Cash FlowOCF − Capex
$56.9M
FCF MarginFCF / Revenue
124.1%
Capex IntensityCapex / Revenue
0.8%
Cash ConversionOCF / Net Profit
3.49×
TTM Free Cash FlowTrailing 4 quarters
$93.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BCAL
BCAL
GERN
GERN
Q4 25
$57.3M
Q3 25
$16.0M
$-13.6M
Q2 25
$13.4M
$-27.4M
Q1 25
$7.0M
$-48.0M
Q4 24
$50.3M
Q3 24
$18.3M
$-58.9M
Q2 24
$309.0K
$-53.5M
Q1 24
$8.1M
$-62.3M
Free Cash Flow
BCAL
BCAL
GERN
GERN
Q4 25
$56.9M
Q3 25
$15.9M
Q2 25
$13.4M
Q1 25
$6.9M
Q4 24
$49.7M
Q3 24
$18.1M
Q2 24
$171.0K
$-53.7M
Q1 24
$8.0M
$-62.9M
FCF Margin
BCAL
BCAL
GERN
GERN
Q4 25
124.1%
Q3 25
35.1%
Q2 25
30.2%
Q1 25
15.3%
Q4 24
109.2%
Q3 24
47.5%
Q2 24
0.8%
-6086.6%
Q1 24
36.4%
-20680.3%
Capex Intensity
BCAL
BCAL
GERN
GERN
Q4 25
0.8%
Q3 25
0.2%
Q2 25
0.1%
Q1 25
0.2%
Q4 24
1.2%
Q3 24
0.5%
0.0%
Q2 24
0.6%
23.4%
Q1 24
0.4%
202.3%
Cash Conversion
BCAL
BCAL
GERN
GERN
Q4 25
3.49×
Q3 25
1.02×
Q2 25
0.95×
Q1 25
0.41×
Q4 24
3.00×
Q3 24
Q2 24
1.63×
Q1 24
1.63×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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