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Side-by-side financial comparison of Finwise Bancorp (FINW) and HEALTHSTREAM INC (HSTM). Click either name above to swap in a different company.
HEALTHSTREAM INC is the larger business by last-quarter revenue ($79.7M vs $42.7M, roughly 1.9× Finwise Bancorp). Over the past eight quarters, Finwise Bancorp's revenue compounded faster (47.0% CAGR vs 4.7%).
Finwise Bancorp is a U.S.-based financial holding company that operates primarily through its community banking subsidiary. It offers a full suite of retail and commercial financial services, including deposit accounts, personal loans, mortgage products, small business financing, and wealth management solutions, serving local retail consumers and small to medium-sized business clients across its regional operating markets.
HealthStream Inc is a leading U.S.-based provider of workforce development, compliance, and training solutions tailored for the healthcare industry. It offers cloud-based platforms covering clinical skill training, talent management, patient safety education, and regulatory adherence tools, serving over 4,000 healthcare organizations including hospitals, clinics, and long-term care facilities nationwide.
FINW vs HSTM — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $42.7M | $79.7M |
| Net Profit | $2.7M | — |
| Gross Margin | — | — |
| Operating Margin | — | 3.0% |
| Net Margin | 6.4% | — |
| Revenue YoY | — | 7.4% |
| Net Profit YoY | — | — |
| EPS (diluted) | $0.20 | $0.09 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $42.7M | — | ||
| Q4 25 | $46.9M | $79.7M | ||
| Q3 25 | $36.7M | $76.5M | ||
| Q2 25 | $25.1M | $74.4M | ||
| Q1 25 | $22.1M | $73.5M | ||
| Q4 24 | $21.1M | $74.2M | ||
| Q3 24 | $20.8M | $73.1M | ||
| Q2 24 | $19.8M | $71.6M |
| Q1 26 | $2.7M | — | ||
| Q4 25 | $3.9M | — | ||
| Q3 25 | $4.9M | $6.1M | ||
| Q2 25 | $4.1M | $5.4M | ||
| Q1 25 | $3.2M | $4.3M | ||
| Q4 24 | $2.8M | — | ||
| Q3 24 | $3.5M | $5.7M | ||
| Q2 24 | $3.2M | $4.2M |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 3.0% | ||
| Q3 25 | 17.5% | 9.9% | ||
| Q2 25 | 21.7% | 7.9% | ||
| Q1 25 | 20.1% | 6.0% | ||
| Q4 24 | 17.5% | 6.3% | ||
| Q3 24 | 22.2% | 8.9% | ||
| Q2 24 | 21.1% | 6.2% |
| Q1 26 | 6.4% | — | ||
| Q4 25 | 8.4% | — | ||
| Q3 25 | 13.3% | 8.0% | ||
| Q2 25 | 16.3% | 7.2% | ||
| Q1 25 | 14.4% | 5.9% | ||
| Q4 24 | 13.2% | — | ||
| Q3 24 | 16.6% | 7.8% | ||
| Q2 24 | 16.1% | 5.8% |
| Q1 26 | $0.20 | — | ||
| Q4 25 | $0.27 | $0.09 | ||
| Q3 25 | $0.34 | $0.20 | ||
| Q2 25 | $0.29 | $0.18 | ||
| Q1 25 | $0.23 | $0.14 | ||
| Q4 24 | $0.19 | $0.16 | ||
| Q3 24 | $0.25 | $0.19 | ||
| Q2 24 | $0.24 | $0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $36.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $196.6M | $354.0M |
| Total Assets | $899.4M | $520.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $163.4M | $36.2M | ||
| Q3 25 | $105.6M | $53.5M | ||
| Q2 25 | $90.1M | $52.1M | ||
| Q1 25 | $120.3M | $77.3M | ||
| Q4 24 | $109.2M | $59.5M | ||
| Q3 24 | $85.8M | $57.5M | ||
| Q2 24 | $89.0M | $46.1M |
| Q1 26 | $196.6M | — | ||
| Q4 25 | $193.2M | $354.0M | ||
| Q3 25 | $187.8M | $349.2M | ||
| Q2 25 | $182.0M | $350.6M | ||
| Q1 25 | $177.4M | $362.8M | ||
| Q4 24 | $173.7M | $359.4M | ||
| Q3 24 | $170.4M | $355.5M | ||
| Q2 24 | $165.8M | $349.2M |
| Q1 26 | $899.4M | — | ||
| Q4 25 | $977.1M | $520.4M | ||
| Q3 25 | $899.9M | $499.9M | ||
| Q2 25 | $842.5M | $500.1M | ||
| Q1 25 | $804.1M | $524.0M | ||
| Q4 24 | $746.0M | $510.8M | ||
| Q3 24 | $683.0M | $502.8M | ||
| Q2 24 | $617.8M | $499.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $13.2M |
| Free Cash FlowOCF − Capex | — | $13.0M |
| FCF MarginFCF / Revenue | — | 16.3% |
| Capex IntensityCapex / Revenue | — | 0.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $59.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-28.4M | $13.2M | ||
| Q3 25 | $3.5M | $18.0M | ||
| Q2 25 | $-18.3M | $5.0M | ||
| Q1 25 | $-21.6M | $27.1M | ||
| Q4 24 | $-15.0M | $11.2M | ||
| Q3 24 | $-9.8M | $19.1M | ||
| Q2 24 | $-7.6M | $6.5M |
| Q1 26 | — | — | ||
| Q4 25 | $-28.6M | $13.0M | ||
| Q3 25 | $3.4M | $17.9M | ||
| Q2 25 | $-19.8M | $2.7M | ||
| Q1 25 | $-23.3M | $26.0M | ||
| Q4 24 | $-16.1M | $11.0M | ||
| Q3 24 | $-13.4M | $18.8M | ||
| Q2 24 | $-7.7M | $6.3M |
| Q1 26 | — | — | ||
| Q4 25 | -61.1% | 16.3% | ||
| Q3 25 | 9.4% | 23.4% | ||
| Q2 25 | -79.0% | 3.6% | ||
| Q1 25 | -105.3% | 35.4% | ||
| Q4 24 | -76.0% | 14.8% | ||
| Q3 24 | -64.3% | 25.8% | ||
| Q2 24 | -38.7% | 8.8% |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 0.3% | ||
| Q3 25 | 0.1% | 0.1% | ||
| Q2 25 | 5.8% | 3.1% | ||
| Q1 25 | 7.4% | 1.4% | ||
| Q4 24 | 5.1% | 0.3% | ||
| Q3 24 | 17.2% | 0.4% | ||
| Q2 24 | 0.3% | 0.2% |
| Q1 26 | — | — | ||
| Q4 25 | -7.26× | — | ||
| Q3 25 | 0.71× | 2.96× | ||
| Q2 25 | -4.48× | 0.93× | ||
| Q1 25 | -6.78× | 6.25× | ||
| Q4 24 | -5.37× | — | ||
| Q3 24 | -2.84× | 3.34× | ||
| Q2 24 | -2.39× | 1.55× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FINW
| Net Interest Income | $28.1M | 66% |
| Noninterest Income | $14.6M | 34% |
HSTM
| Subscription Services | $77.0M | 97% |
| Professional Services | $2.7M | 3% |
