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Side-by-side financial comparison of Finwise Bancorp (FINW) and Legacy Housing Corp (LEGH). Click either name above to swap in a different company.
Finwise Bancorp is the larger business by last-quarter revenue ($42.7M vs $25.5M, roughly 1.7× Legacy Housing Corp). Legacy Housing Corp runs the higher net margin — 32.2% vs 6.4%, a 25.8% gap on every dollar of revenue. Over the past eight quarters, Finwise Bancorp's revenue compounded faster (47.0% CAGR vs -9.1%).
Finwise Bancorp is a U.S.-based financial holding company that operates primarily through its community banking subsidiary. It offers a full suite of retail and commercial financial services, including deposit accounts, personal loans, mortgage products, small business financing, and wealth management solutions, serving local retail consumers and small to medium-sized business clients across its regional operating markets.
Legacy Housing Corp is a prominent U.S.-based manufacturer of affordable manufactured homes, tiny homes, and accessory dwelling units. It mainly caters to low- and middle-income consumers across North America, providing customizable residential solutions, supporting construction materials, and after-sales services for individual and community development clients.
FINW vs LEGH — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $42.7M | $25.5M |
| Net Profit | $2.7M | $8.2M |
| Gross Margin | — | 26.4% |
| Operating Margin | — | 40.4% |
| Net Margin | 6.4% | 32.2% |
| Revenue YoY | — | -30.6% |
| Net Profit YoY | — | -43.5% |
| EPS (diluted) | $0.20 | $0.38 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $42.7M | — | ||
| Q4 25 | $46.9M | $25.5M | ||
| Q3 25 | $36.7M | $28.8M | ||
| Q2 25 | $25.1M | $38.4M | ||
| Q1 25 | $22.1M | $24.3M | ||
| Q4 24 | $21.1M | $36.7M | ||
| Q3 24 | $20.8M | $30.2M | ||
| Q2 24 | $19.8M | $31.7M |
| Q1 26 | $2.7M | — | ||
| Q4 25 | $3.9M | $8.2M | ||
| Q3 25 | $4.9M | $8.6M | ||
| Q2 25 | $4.1M | $14.7M | ||
| Q1 25 | $3.2M | $10.3M | ||
| Q4 24 | $2.8M | $14.5M | ||
| Q3 24 | $3.5M | $15.8M | ||
| Q2 24 | $3.2M | $16.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | 26.4% | ||
| Q3 25 | — | 20.2% | ||
| Q2 25 | — | 32.4% | ||
| Q1 25 | — | 29.2% | ||
| Q4 24 | — | 27.3% | ||
| Q3 24 | — | 29.2% | ||
| Q2 24 | — | 31.9% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 40.4% | ||
| Q3 25 | 17.5% | 33.7% | ||
| Q2 25 | 21.7% | 43.8% | ||
| Q1 25 | 20.1% | 47.7% | ||
| Q4 24 | 17.5% | 42.3% | ||
| Q3 24 | 22.2% | 50.8% | ||
| Q2 24 | 21.1% | 50.6% |
| Q1 26 | 6.4% | — | ||
| Q4 25 | 8.4% | 32.2% | ||
| Q3 25 | 13.3% | 30.0% | ||
| Q2 25 | 16.3% | 38.3% | ||
| Q1 25 | 14.4% | 42.3% | ||
| Q4 24 | 13.2% | 39.5% | ||
| Q3 24 | 16.6% | 52.4% | ||
| Q2 24 | 16.1% | 51.1% |
| Q1 26 | $0.20 | — | ||
| Q4 25 | $0.27 | $0.38 | ||
| Q3 25 | $0.34 | $0.35 | ||
| Q2 25 | $0.29 | $0.60 | ||
| Q1 25 | $0.23 | $0.41 | ||
| Q4 24 | $0.19 | $0.59 | ||
| Q3 24 | $0.25 | $0.64 | ||
| Q2 24 | $0.24 | $0.65 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $8.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $196.6M | $528.6M |
| Total Assets | $899.4M | $580.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $163.4M | $8.5M | ||
| Q3 25 | $105.6M | $13.6M | ||
| Q2 25 | $90.1M | $2.6M | ||
| Q1 25 | $120.3M | $3.4M | ||
| Q4 24 | $109.2M | $1.1M | ||
| Q3 24 | $85.8M | $570.0K | ||
| Q2 24 | $89.0M | $60.0K |
| Q1 26 | $196.6M | — | ||
| Q4 25 | $193.2M | $528.6M | ||
| Q3 25 | $187.8M | $521.6M | ||
| Q2 25 | $182.0M | $512.8M | ||
| Q1 25 | $177.4M | $503.7M | ||
| Q4 24 | $173.7M | $494.0M | ||
| Q3 24 | $170.4M | $479.3M | ||
| Q2 24 | $165.8M | $463.2M |
| Q1 26 | $899.4M | — | ||
| Q4 25 | $977.1M | $580.3M | ||
| Q3 25 | $899.9M | $557.9M | ||
| Q2 25 | $842.5M | $552.0M | ||
| Q1 25 | $804.1M | $544.6M | ||
| Q4 24 | $746.0M | $534.2M | ||
| Q3 24 | $683.0M | $521.4M | ||
| Q2 24 | $617.8M | $514.9M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $19.0M |
| Free Cash FlowOCF − Capex | — | $15.7M |
| FCF MarginFCF / Revenue | — | 61.6% |
| Capex IntensityCapex / Revenue | — | 13.1% |
| Cash ConversionOCF / Net Profit | — | 2.32× |
| TTM Free Cash FlowTrailing 4 quarters | — | $28.2M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-28.4M | $19.0M | ||
| Q3 25 | $3.5M | $7.2M | ||
| Q2 25 | $-18.3M | $6.1M | ||
| Q1 25 | $-21.6M | $4.9M | ||
| Q4 24 | $-15.0M | $7.9M | ||
| Q3 24 | $-9.8M | $13.8M | ||
| Q2 24 | $-7.6M | $3.5M |
| Q1 26 | — | — | ||
| Q4 25 | $-28.6M | $15.7M | ||
| Q3 25 | $3.4M | $5.1M | ||
| Q2 25 | $-19.8M | $3.7M | ||
| Q1 25 | $-23.3M | $3.6M | ||
| Q4 24 | $-16.1M | $6.0M | ||
| Q3 24 | $-13.4M | $9.1M | ||
| Q2 24 | $-7.7M | $1.7M |
| Q1 26 | — | — | ||
| Q4 25 | -61.1% | 61.6% | ||
| Q3 25 | 9.4% | 17.8% | ||
| Q2 25 | -79.0% | 9.6% | ||
| Q1 25 | -105.3% | 15.0% | ||
| Q4 24 | -76.0% | 16.4% | ||
| Q3 24 | -64.3% | 30.2% | ||
| Q2 24 | -38.7% | 5.4% |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 13.1% | ||
| Q3 25 | 0.1% | 7.1% | ||
| Q2 25 | 5.8% | 6.2% | ||
| Q1 25 | 7.4% | 5.2% | ||
| Q4 24 | 5.1% | 5.1% | ||
| Q3 24 | 17.2% | 15.6% | ||
| Q2 24 | 0.3% | 5.5% |
| Q1 26 | — | — | ||
| Q4 25 | -7.26× | 2.32× | ||
| Q3 25 | 0.71× | 0.83× | ||
| Q2 25 | -4.48× | 0.41× | ||
| Q1 25 | -6.78× | 0.48× | ||
| Q4 24 | -5.37× | 0.54× | ||
| Q3 24 | -2.84× | 0.88× | ||
| Q2 24 | -2.39× | 0.21× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FINW
| Net Interest Income | $28.1M | 66% |
| Noninterest Income | $14.6M | 34% |
LEGH
| Commercial Sales | $8.6M | 34% |
| Retail Store Sales | $6.0M | 24% |
| Inventory Finance Sales | $5.0M | 20% |
| Direct Sales | $4.4M | 17% |
| Other | $1.5M | 6% |
