vs
Side-by-side financial comparison of Finwise Bancorp (FINW) and SMITH MIDLAND CORP (SMID). Click either name above to swap in a different company.
Finwise Bancorp is the larger business by last-quarter revenue ($42.7M vs $23.1M, roughly 1.8× SMITH MIDLAND CORP). SMITH MIDLAND CORP runs the higher net margin — 9.2% vs 6.4%, a 2.8% gap on every dollar of revenue. Over the past eight quarters, Finwise Bancorp's revenue compounded faster (47.0% CAGR vs 17.4%).
Finwise Bancorp is a U.S.-based financial holding company that operates primarily through its community banking subsidiary. It offers a full suite of retail and commercial financial services, including deposit accounts, personal loans, mortgage products, small business financing, and wealth management solutions, serving local retail consumers and small to medium-sized business clients across its regional operating markets.
Smith Midland Corp is a specialized manufacturer of precast concrete products for infrastructure, commercial, residential and industrial construction uses. Its key product lines include highway safety barriers, acoustic sound walls, architectural precast panels, and stormwater management systems, serving primarily the North American market with durable, sustainable construction solutions.
FINW vs SMID — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $42.7M | $23.1M |
| Net Profit | $2.7M | $2.1M |
| Gross Margin | — | 57.5% |
| Operating Margin | — | 37.8% |
| Net Margin | 6.4% | 9.2% |
| Revenue YoY | — | 24.7% |
| Net Profit YoY | — | 52.5% |
| EPS (diluted) | $0.20 | $0.41 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $42.7M | — | ||
| Q4 25 | $46.9M | $23.1M | ||
| Q3 25 | $36.7M | $21.5M | ||
| Q2 25 | $25.1M | $26.2M | ||
| Q1 25 | $22.1M | $22.7M | ||
| Q4 24 | $21.1M | $18.5M | ||
| Q3 24 | $20.8M | $23.6M | ||
| Q2 24 | $19.8M | $19.6M |
| Q1 26 | $2.7M | — | ||
| Q4 25 | $3.9M | $2.1M | ||
| Q3 25 | $4.9M | $2.9M | ||
| Q2 25 | $4.1M | $4.2M | ||
| Q1 25 | $3.2M | $3.3M | ||
| Q4 24 | $2.8M | $1.4M | ||
| Q3 24 | $3.5M | $3.1M | ||
| Q2 24 | $3.2M | $2.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 57.5% | ||
| Q3 25 | — | 26.8% | ||
| Q2 25 | — | 0.0% | ||
| Q1 25 | — | 30.7% | ||
| Q4 24 | — | 51.4% | ||
| Q3 24 | — | 27.9% | ||
| Q2 24 | — | 0.0% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 37.8% | ||
| Q3 25 | 17.5% | 18.0% | ||
| Q2 25 | 21.7% | 0.0% | ||
| Q1 25 | 20.1% | 19.3% | ||
| Q4 24 | 17.5% | 24.5% | ||
| Q3 24 | 22.2% | 16.3% | ||
| Q2 24 | 21.1% | 0.0% |
| Q1 26 | 6.4% | — | ||
| Q4 25 | 8.4% | 9.2% | ||
| Q3 25 | 13.3% | 13.4% | ||
| Q2 25 | 16.3% | 15.9% | ||
| Q1 25 | 14.4% | 14.7% | ||
| Q4 24 | 13.2% | 7.5% | ||
| Q3 24 | 16.6% | 13.4% | ||
| Q2 24 | 16.1% | 10.1% |
| Q1 26 | $0.20 | — | ||
| Q4 25 | $0.27 | $0.41 | ||
| Q3 25 | $0.34 | $0.54 | ||
| Q2 25 | $0.29 | $0.79 | ||
| Q1 25 | $0.23 | $0.62 | ||
| Q4 24 | $0.19 | $0.28 | ||
| Q3 24 | $0.25 | $0.59 | ||
| Q2 24 | $0.24 | $0.37 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $196.6M | $54.3M |
| Total Assets | $899.4M | $87.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $163.4M | — | ||
| Q3 25 | $105.6M | — | ||
| Q2 25 | $90.1M | — | ||
| Q1 25 | $120.3M | — | ||
| Q4 24 | $109.2M | — | ||
| Q3 24 | $85.8M | — | ||
| Q2 24 | $89.0M | — |
| Q1 26 | $196.6M | — | ||
| Q4 25 | $193.2M | $54.3M | ||
| Q3 25 | $187.8M | $52.1M | ||
| Q2 25 | $182.0M | $49.2M | ||
| Q1 25 | $177.4M | $45.1M | ||
| Q4 24 | $173.7M | $41.7M | ||
| Q3 24 | $170.4M | $40.3M | ||
| Q2 24 | $165.8M | $37.2M |
| Q1 26 | $899.4M | — | ||
| Q4 25 | $977.1M | $87.7M | ||
| Q3 25 | $899.9M | $85.4M | ||
| Q2 25 | $842.5M | $81.2K | ||
| Q1 25 | $804.1M | $74.7M | ||
| Q4 24 | $746.0M | $68.0M | ||
| Q3 24 | $683.0M | $66.6M | ||
| Q2 24 | $617.8M | $64.0M |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FINW
| Net Interest Income | $28.1M | 66% |
| Noninterest Income | $14.6M | 34% |
SMID
| Product Sales | $13.8M | 60% |
| Service Revenue | $9.3M | 40% |
