vs
Side-by-side financial comparison of Finwise Bancorp (FINW) and Vitesse Energy, Inc. (VTS). Click either name above to swap in a different company.
Vitesse Energy, Inc. is the larger business by last-quarter revenue ($58.6M vs $42.7M, roughly 1.4× Finwise Bancorp). Finwise Bancorp runs the higher net margin — 6.4% vs -1.3%, a 7.7% gap on every dollar of revenue. Over the past eight quarters, Finwise Bancorp's revenue compounded faster (47.0% CAGR vs -2.1%).
Finwise Bancorp is a U.S.-based financial holding company that operates primarily through its community banking subsidiary. It offers a full suite of retail and commercial financial services, including deposit accounts, personal loans, mortgage products, small business financing, and wealth management solutions, serving local retail consumers and small to medium-sized business clients across its regional operating markets.
Vitesse Energy, Inc. is a U.S.-headquartered independent energy company focused on exploration, development, and production of oil and natural gas assets. It operates primarily in high-potential onshore basins including North Dakota's Williston Basin, serving domestic and global upstream energy market demand.
FINW vs VTS — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $42.7M | $58.6M |
| Net Profit | $2.7M | $-739.0K |
| Gross Margin | — | — |
| Operating Margin | — | -12.0% |
| Net Margin | 6.4% | -1.3% |
| Revenue YoY | — | 4.8% |
| Net Profit YoY | — | 85.6% |
| EPS (diluted) | $0.20 | $-0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $42.7M | — | ||
| Q4 25 | $46.9M | $58.6M | ||
| Q3 25 | $36.7M | $67.4M | ||
| Q2 25 | $25.1M | $81.8M | ||
| Q1 25 | $22.1M | $66.2M | ||
| Q4 24 | $21.1M | $55.9M | ||
| Q3 24 | $20.8M | $58.3M | ||
| Q2 24 | $19.8M | $66.6M |
| Q1 26 | $2.7M | — | ||
| Q4 25 | $3.9M | $-739.0K | ||
| Q3 25 | $4.9M | $-1.3M | ||
| Q2 25 | $4.1M | $24.7M | ||
| Q1 25 | $3.2M | $2.7M | ||
| Q4 24 | $2.8M | $-5.1M | ||
| Q3 24 | $3.5M | $17.4M | ||
| Q2 24 | $3.2M | $10.9M |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | -12.0% | ||
| Q3 25 | 17.5% | 0.2% | ||
| Q2 25 | 21.7% | 22.8% | ||
| Q1 25 | 20.1% | 8.1% | ||
| Q4 24 | 17.5% | 3.7% | ||
| Q3 24 | 22.2% | 15.4% | ||
| Q2 24 | 21.1% | 25.2% |
| Q1 26 | 6.4% | — | ||
| Q4 25 | 8.4% | -1.3% | ||
| Q3 25 | 13.3% | -1.9% | ||
| Q2 25 | 16.3% | 30.2% | ||
| Q1 25 | 14.4% | 4.0% | ||
| Q4 24 | 13.2% | -9.2% | ||
| Q3 24 | 16.6% | 29.9% | ||
| Q2 24 | 16.1% | 16.4% |
| Q1 26 | $0.20 | — | ||
| Q4 25 | $0.27 | $-0.01 | ||
| Q3 25 | $0.34 | $-0.03 | ||
| Q2 25 | $0.29 | $0.60 | ||
| Q1 25 | $0.23 | $0.08 | ||
| Q4 24 | $0.19 | $-0.15 | ||
| Q3 24 | $0.25 | $0.53 | ||
| Q2 24 | $0.24 | $0.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $196.6M | $629.3M |
| Total Assets | $899.4M | $893.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $163.4M | — | ||
| Q3 25 | $105.6M | — | ||
| Q2 25 | $90.1M | — | ||
| Q1 25 | $120.3M | $4.5M | ||
| Q4 24 | $109.2M | $3.0M | ||
| Q3 24 | $85.8M | — | ||
| Q2 24 | $89.0M | — |
| Q1 26 | $196.6M | — | ||
| Q4 25 | $193.2M | $629.3M | ||
| Q3 25 | $187.8M | $650.3M | ||
| Q2 25 | $182.0M | $671.9M | ||
| Q1 25 | $177.4M | $667.7M | ||
| Q4 24 | $173.7M | $500.3M | ||
| Q3 24 | $170.4M | $520.4M | ||
| Q2 24 | $165.8M | $518.5M |
| Q1 26 | $899.4M | — | ||
| Q4 25 | $977.1M | $893.4M | ||
| Q3 25 | $899.9M | $932.9M | ||
| Q2 25 | $842.5M | $951.5M | ||
| Q1 25 | $804.1M | $975.2M | ||
| Q4 24 | $746.0M | $810.9M | ||
| Q3 24 | $683.0M | $791.2M | ||
| Q2 24 | $617.8M | $778.4M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $37.4M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-28.4M | $37.4M | ||
| Q3 25 | $3.5M | $49.4M | ||
| Q2 25 | $-18.3M | $66.0M | ||
| Q1 25 | $-21.6M | $17.5M | ||
| Q4 24 | $-15.0M | $34.7M | ||
| Q3 24 | $-9.8M | $45.7M | ||
| Q2 24 | $-7.6M | $35.2M |
| Q1 26 | — | — | ||
| Q4 25 | $-28.6M | — | ||
| Q3 25 | $3.4M | — | ||
| Q2 25 | $-19.8M | — | ||
| Q1 25 | $-23.3M | — | ||
| Q4 24 | $-16.1M | — | ||
| Q3 24 | $-13.4M | — | ||
| Q2 24 | $-7.7M | — |
| Q1 26 | — | — | ||
| Q4 25 | -61.1% | — | ||
| Q3 25 | 9.4% | — | ||
| Q2 25 | -79.0% | — | ||
| Q1 25 | -105.3% | — | ||
| Q4 24 | -76.0% | — | ||
| Q3 24 | -64.3% | — | ||
| Q2 24 | -38.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 5.8% | — | ||
| Q1 25 | 7.4% | — | ||
| Q4 24 | 5.1% | — | ||
| Q3 24 | 17.2% | — | ||
| Q2 24 | 0.3% | — |
| Q1 26 | — | — | ||
| Q4 25 | -7.26× | — | ||
| Q3 25 | 0.71× | — | ||
| Q2 25 | -4.48× | 2.68× | ||
| Q1 25 | -6.78× | 6.56× | ||
| Q4 24 | -5.37× | — | ||
| Q3 24 | -2.84× | 2.62× | ||
| Q2 24 | -2.39× | 3.22× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FINW
| Net Interest Income | $28.1M | 66% |
| Noninterest Income | $14.6M | 34% |
VTS
| Oil Reserves | $54.5M | 93% |
| Natural Gas Reserves | $4.2M | 7% |
