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Side-by-side financial comparison of FINANCIAL INSTITUTIONS INC (FISI) and HEALTHSTREAM INC (HSTM). Click either name above to swap in a different company.

HEALTHSTREAM INC is the larger business by last-quarter revenue ($79.7M vs $62.7M, roughly 1.3× FINANCIAL INSTITUTIONS INC). Over the past eight quarters, HEALTHSTREAM INC's revenue compounded faster (4.7% CAGR vs -2.0%).

The Mizuho Financial Group, Inc. , known from 2000 to 2003 as Mizuho Holdings and abbreviated as MHFG or simply Mizuho, is a Japanese banking holding company headquartered in the Ōtemachi district of Chiyoda, Tokyo, Japan. The group was formed in 2000–2002 by merger of Dai-Ichi Kangyo Bank, Fuji Bank, and Industrial Bank of Japan. The name mizuho (瑞穂) literally means "abundant rice" in Japanese and "harvest" in the figurative sense.

HealthStream Inc is a leading U.S.-based provider of workforce development, compliance, and training solutions tailored for the healthcare industry. It offers cloud-based platforms covering clinical skill training, talent management, patient safety education, and regulatory adherence tools, serving over 4,000 healthcare organizations including hospitals, clinics, and long-term care facilities nationwide.

FISI vs HSTM — Head-to-Head

Bigger by revenue
HSTM
HSTM
1.3× larger
HSTM
$79.7M
$62.7M
FISI
Faster 2-yr revenue CAGR
HSTM
HSTM
Annualised
HSTM
4.7%
-2.0%
FISI

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
FISI
FISI
HSTM
HSTM
Revenue
$62.7M
$79.7M
Net Profit
$21.0M
Gross Margin
Operating Margin
3.0%
Net Margin
33.5%
Revenue YoY
7.4%
Net Profit YoY
24.3%
EPS (diluted)
$1.04
$0.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FISI
FISI
HSTM
HSTM
Q1 26
$62.7M
Q4 25
$64.1M
$79.7M
Q3 25
$63.8M
$76.5M
Q2 25
$59.7M
$74.4M
Q1 25
$57.2M
$73.5M
Q4 24
$41.6M
$74.2M
Q3 24
$50.1M
$73.1M
Q2 24
$65.2M
$71.6M
Net Profit
FISI
FISI
HSTM
HSTM
Q1 26
$21.0M
Q4 25
$20.0M
Q3 25
$20.5M
$6.1M
Q2 25
$17.5M
$5.4M
Q1 25
$16.9M
$4.3M
Q4 24
$-82.8M
Q3 24
$13.5M
$5.7M
Q2 24
$25.6M
$4.2M
Operating Margin
FISI
FISI
HSTM
HSTM
Q1 26
Q4 25
37.4%
3.0%
Q3 25
39.5%
9.9%
Q2 25
36.0%
7.9%
Q1 25
36.0%
6.0%
Q4 24
-276.9%
6.3%
Q3 24
29.0%
8.9%
Q2 24
46.2%
6.2%
Net Margin
FISI
FISI
HSTM
HSTM
Q1 26
33.5%
Q4 25
38.3%
Q3 25
32.1%
8.0%
Q2 25
29.3%
7.2%
Q1 25
29.5%
5.9%
Q4 24
-198.9%
Q3 24
26.9%
7.8%
Q2 24
39.3%
5.8%
EPS (diluted)
FISI
FISI
HSTM
HSTM
Q1 26
$1.04
Q4 25
$0.96
$0.09
Q3 25
$0.99
$0.20
Q2 25
$0.85
$0.18
Q1 25
$0.81
$0.14
Q4 24
$-5.32
$0.16
Q3 24
$0.84
$0.19
Q2 24
$1.62
$0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FISI
FISI
HSTM
HSTM
Cash + ST InvestmentsLiquidity on hand
$85.5M
$36.2M
Total DebtLower is stronger
$114.0M
Stockholders' EquityBook value
$354.0M
Total Assets
$6.3B
$520.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FISI
FISI
HSTM
HSTM
Q1 26
$85.5M
Q4 25
$108.8M
$36.2M
Q3 25
$185.9M
$53.5M
Q2 25
$93.0M
$52.1M
Q1 25
$167.4M
$77.3M
Q4 24
$87.3M
$59.5M
Q3 24
$57.5M
Q2 24
$46.1M
Total Debt
FISI
FISI
HSTM
HSTM
Q1 26
$114.0M
Q4 25
$193.7M
Q3 25
$115.0M
Q2 25
$115.0M
Q1 25
$124.9M
Q4 24
$124.8M
Q3 24
$124.8M
Q2 24
$124.7M
Stockholders' Equity
FISI
FISI
HSTM
HSTM
Q1 26
Q4 25
$628.9M
$354.0M
Q3 25
$621.7M
$349.2M
Q2 25
$601.7M
$350.6M
Q1 25
$589.9M
$362.8M
Q4 24
$569.0M
$359.4M
Q3 24
$500.3M
$355.5M
Q2 24
$467.7M
$349.2M
Total Assets
FISI
FISI
HSTM
HSTM
Q1 26
$6.3B
Q4 25
$6.3B
$520.4M
Q3 25
$6.3B
$499.9M
Q2 25
$6.1B
$500.1M
Q1 25
$6.3B
$524.0M
Q4 24
$6.1B
$510.8M
Q3 24
$6.2B
$502.8M
Q2 24
$6.1B
$499.6M
Debt / Equity
FISI
FISI
HSTM
HSTM
Q1 26
Q4 25
0.31×
Q3 25
0.18×
Q2 25
0.19×
Q1 25
0.21×
Q4 24
0.22×
Q3 24
0.25×
Q2 24
0.27×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FISI
FISI
HSTM
HSTM
Operating Cash FlowLast quarter
$13.2M
Free Cash FlowOCF − Capex
$13.0M
FCF MarginFCF / Revenue
16.3%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$59.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FISI
FISI
HSTM
HSTM
Q1 26
Q4 25
$18.8M
$13.2M
Q3 25
$-6.9M
$18.0M
Q2 25
$-5.7M
$5.0M
Q1 25
$10.0M
$27.1M
Q4 24
$77.1M
$11.2M
Q3 24
$2.1M
$19.1M
Q2 24
$35.7M
$6.5M
Free Cash Flow
FISI
FISI
HSTM
HSTM
Q1 26
Q4 25
$13.3M
$13.0M
Q3 25
$-7.9M
$17.9M
Q2 25
$-7.3M
$2.7M
Q1 25
$9.2M
$26.0M
Q4 24
$72.2M
$11.0M
Q3 24
$-299.0K
$18.8M
Q2 24
$34.7M
$6.3M
FCF Margin
FISI
FISI
HSTM
HSTM
Q1 26
Q4 25
20.7%
16.3%
Q3 25
-12.4%
23.4%
Q2 25
-12.3%
3.6%
Q1 25
16.1%
35.4%
Q4 24
173.3%
14.8%
Q3 24
-0.6%
25.8%
Q2 24
53.3%
8.8%
Capex Intensity
FISI
FISI
HSTM
HSTM
Q1 26
Q4 25
8.7%
0.3%
Q3 25
1.6%
0.1%
Q2 25
2.7%
3.1%
Q1 25
1.4%
1.4%
Q4 24
11.9%
0.3%
Q3 24
4.9%
0.4%
Q2 24
1.5%
0.2%
Cash Conversion
FISI
FISI
HSTM
HSTM
Q1 26
Q4 25
0.94×
Q3 25
-0.34×
2.96×
Q2 25
-0.33×
0.93×
Q1 25
0.59×
6.25×
Q4 24
Q3 24
0.16×
3.34×
Q2 24
1.39×
1.55×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FISI
FISI

Net Interest Income$52.0M83%
Noninterest Income$10.7M17%

HSTM
HSTM

Subscription Services$77.0M97%
Professional Services$2.7M3%

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