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Side-by-side financial comparison of Five9, Inc. (FIVN) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
Five9, Inc. is the larger business by last-quarter revenue ($300.3M vs $194.8M, roughly 1.5× TOMPKINS FINANCIAL CORP). On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 7.8%). Five9, Inc. produced more free cash flow last quarter ($77.3M vs $31.9M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 10.3%).
Five9, Inc. is a leading global provider of cloud-native contact center software and solutions. It serves enterprises of all sizes across retail, healthcare, financial services, and technology sectors, offering omnichannel customer engagement tools, AI-powered automation, workforce management, and analytics to boost customer experience and operational efficiency.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
FIVN vs TMP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $300.3M | $194.8M |
| Net Profit | — | $96.2M |
| Gross Margin | 55.4% | — |
| Operating Margin | 6.6% | 71.7% |
| Net Margin | — | 49.4% |
| Revenue YoY | 7.8% | 152.7% |
| Net Profit YoY | — | 388.9% |
| EPS (diluted) | $0.22 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $300.3M | $194.8M | ||
| Q3 25 | $285.8M | $87.4M | ||
| Q2 25 | $283.3M | $82.6M | ||
| Q1 25 | $279.7M | $81.7M | ||
| Q4 24 | $278.7M | $77.1M | ||
| Q3 24 | $264.2M | $76.6M | ||
| Q2 24 | $252.1M | $72.7M | ||
| Q1 24 | $247.0M | $72.8M |
| Q4 25 | — | $96.2M | ||
| Q3 25 | $18.0M | $23.7M | ||
| Q2 25 | $1.2M | $21.5M | ||
| Q1 25 | $576.0K | $19.7M | ||
| Q4 24 | — | $19.7M | ||
| Q3 24 | $-4.5M | $18.6M | ||
| Q2 24 | $-12.8M | $15.7M | ||
| Q1 24 | $-7.1M | $16.9M |
| Q4 25 | 55.4% | — | ||
| Q3 25 | 55.0% | — | ||
| Q2 25 | 54.9% | — | ||
| Q1 25 | 55.0% | — | ||
| Q4 24 | 56.0% | — | ||
| Q3 24 | 53.8% | — | ||
| Q2 24 | 53.0% | — | ||
| Q1 24 | 53.6% | — |
| Q4 25 | 6.6% | 71.7% | ||
| Q3 25 | 5.6% | 35.6% | ||
| Q2 25 | -0.6% | 34.2% | ||
| Q1 25 | -1.9% | 31.6% | ||
| Q4 24 | 1.5% | 33.4% | ||
| Q3 24 | -5.8% | 32.0% | ||
| Q2 24 | -7.7% | 28.3% | ||
| Q1 24 | -8.4% | 30.4% |
| Q4 25 | — | 49.4% | ||
| Q3 25 | 6.3% | 27.1% | ||
| Q2 25 | 0.4% | 26.0% | ||
| Q1 25 | 0.2% | 24.1% | ||
| Q4 24 | — | 25.5% | ||
| Q3 24 | -1.7% | 24.3% | ||
| Q2 24 | -5.1% | 21.6% | ||
| Q1 24 | -2.9% | 23.2% |
| Q4 25 | $0.22 | $6.72 | ||
| Q3 25 | $0.21 | $1.65 | ||
| Q2 25 | $0.01 | $1.50 | ||
| Q1 25 | $0.01 | $1.37 | ||
| Q4 24 | $0.16 | $1.39 | ||
| Q3 24 | $-0.06 | $1.30 | ||
| Q2 24 | $-0.17 | $1.10 | ||
| Q1 24 | $-0.10 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $232.1M | $132.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $785.8M | $938.4M |
| Total Assets | $1.8B | $8.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $232.1M | $132.8M | ||
| Q3 25 | $193.4M | $193.5M | ||
| Q2 25 | $205.5M | $212.6M | ||
| Q1 25 | $370.3M | $193.1M | ||
| Q4 24 | $362.5M | $134.4M | ||
| Q3 24 | $291.0M | $132.3M | ||
| Q2 24 | $175.7M | $70.9M | ||
| Q1 24 | $240.2M | $57.1M |
| Q4 25 | $785.8M | $938.4M | ||
| Q3 25 | $775.3M | $788.8M | ||
| Q2 25 | $717.4M | $761.8M | ||
| Q1 25 | $664.3M | $741.4M | ||
| Q4 24 | $622.2M | $713.4M | ||
| Q3 24 | $565.6M | $719.9M | ||
| Q2 24 | $525.9M | $674.6M | ||
| Q1 24 | $483.6M | $667.9M |
| Q4 25 | $1.8B | $8.7B | ||
| Q3 25 | $1.8B | $8.5B | ||
| Q2 25 | $1.7B | $8.4B | ||
| Q1 25 | $2.1B | $8.2B | ||
| Q4 24 | $2.1B | $8.1B | ||
| Q3 24 | $2.0B | $8.0B | ||
| Q2 24 | $1.9B | $7.9B | ||
| Q1 24 | $1.9B | $7.8B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $83.6M | $38.9M |
| Free Cash FlowOCF − Capex | $77.3M | $31.9M |
| FCF MarginFCF / Revenue | 25.8% | 16.4% |
| Capex IntensityCapex / Revenue | 2.1% | 3.6% |
| Cash ConversionOCF / Net Profit | — | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | $201.2M | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $83.6M | $38.9M | ||
| Q3 25 | $59.2M | $34.9M | ||
| Q2 25 | $35.1M | $18.9M | ||
| Q1 25 | $48.4M | $22.2M | ||
| Q4 24 | $49.8M | $95.0M | ||
| Q3 24 | $41.1M | $21.2M | ||
| Q2 24 | $19.9M | $27.3M | ||
| Q1 24 | $32.4M | $23.2M |
| Q4 25 | $77.3M | $31.9M | ||
| Q3 25 | $48.7M | $33.9M | ||
| Q2 25 | $31.6M | $18.3M | ||
| Q1 25 | $43.7M | $20.9M | ||
| Q4 24 | $40.5M | $88.8M | ||
| Q3 24 | $26.7M | $18.9M | ||
| Q2 24 | $13.1M | $26.3M | ||
| Q1 24 | $20.4M | $21.9M |
| Q4 25 | 25.8% | 16.4% | ||
| Q3 25 | 17.0% | 38.8% | ||
| Q2 25 | 11.1% | 22.1% | ||
| Q1 25 | 15.6% | 25.5% | ||
| Q4 24 | 14.5% | 115.1% | ||
| Q3 24 | 10.1% | 24.7% | ||
| Q2 24 | 5.2% | 36.2% | ||
| Q1 24 | 8.3% | 30.0% |
| Q4 25 | 2.1% | 3.6% | ||
| Q3 25 | 3.7% | 1.1% | ||
| Q2 25 | 1.2% | 0.8% | ||
| Q1 25 | 1.7% | 1.7% | ||
| Q4 24 | 3.3% | 8.1% | ||
| Q3 24 | 5.4% | 2.9% | ||
| Q2 24 | 2.7% | 1.3% | ||
| Q1 24 | 4.8% | 1.9% |
| Q4 25 | — | 0.40× | ||
| Q3 25 | 3.29× | 1.47× | ||
| Q2 25 | 30.38× | 0.88× | ||
| Q1 25 | 84.00× | 1.13× | ||
| Q4 24 | — | 4.82× | ||
| Q3 24 | — | 1.14× | ||
| Q2 24 | — | 1.74× | ||
| Q1 24 | — | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
