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Side-by-side financial comparison of Fluent, Inc. (FLNT) and UNITY BANCORP INC (UNTY). Click either name above to swap in a different company.
Fluent, Inc. is the larger business by last-quarter revenue ($61.8M vs $35.3M, roughly 1.8× UNITY BANCORP INC). UNITY BANCORP INC runs the higher net margin — 43.9% vs -6.7%, a 50.5% gap on every dollar of revenue. On growth, UNITY BANCORP INC posted the faster year-over-year revenue change (24.2% vs -5.5%). Over the past eight quarters, UNITY BANCORP INC's revenue compounded faster (17.5% CAGR vs -3.2%).
THG Fluently, formerly Language Connect, is a translation and language localisation service provided by THG Ingenuity. It provides a range of language services, including translation, interpreting, localisation, voice-overs, transcription, and multilingual search engine optimization.
Unity Bancorp Inc is a New Jersey-headquartered financial holding company operating Unity Bank. It offers a full range of commercial and retail banking services including business loans, deposit products, mortgage services, and personal banking solutions, primarily serving small and medium-sized enterprises and individual consumers across local communities in New Jersey and eastern Pennsylvania.
FLNT vs UNTY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $61.8M | $35.3M |
| Net Profit | $-4.1M | $15.5M |
| Gross Margin | — | — |
| Operating Margin | 0.3% | 55.8% |
| Net Margin | -6.7% | 43.9% |
| Revenue YoY | -5.5% | 24.2% |
| Net Profit YoY | -20.1% | 34.5% |
| EPS (diluted) | $-0.09 | $1.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $61.8M | $35.3M | ||
| Q3 25 | $47.0M | $32.8M | ||
| Q2 25 | $44.7M | $34.4M | ||
| Q1 25 | $55.2M | $29.4M | ||
| Q4 24 | $65.4M | $28.4M | ||
| Q3 24 | $64.5M | $27.7M | ||
| Q2 24 | $58.7M | $25.5M | ||
| Q1 24 | $66.0M | $25.6M |
| Q4 25 | $-4.1M | $15.5M | ||
| Q3 25 | $-7.6M | $14.4M | ||
| Q2 25 | $-7.2M | $16.5M | ||
| Q1 25 | $-8.3M | $11.6M | ||
| Q4 24 | $-3.4M | $11.5M | ||
| Q3 24 | $-7.9M | $10.9M | ||
| Q2 24 | $-11.6M | $9.5M | ||
| Q1 24 | $-6.3M | $9.6M |
| Q4 25 | 0.3% | 55.8% | ||
| Q3 25 | -13.4% | 57.5% | ||
| Q2 25 | -15.9% | 62.6% | ||
| Q1 25 | -12.8% | 52.6% | ||
| Q4 24 | -8.3% | 51.0% | ||
| Q3 24 | -6.0% | 52.7% | ||
| Q2 24 | -17.7% | 49.3% | ||
| Q1 24 | -6.0% | 50.0% |
| Q4 25 | -6.7% | 43.9% | ||
| Q3 25 | -16.1% | 43.8% | ||
| Q2 25 | -16.2% | 48.0% | ||
| Q1 25 | -15.0% | 39.5% | ||
| Q4 24 | -5.2% | 40.5% | ||
| Q3 24 | -12.3% | 39.4% | ||
| Q2 24 | -19.8% | 37.1% | ||
| Q1 24 | -9.5% | 37.5% |
| Q4 25 | $-0.09 | $1.52 | ||
| Q3 25 | $-0.27 | $1.41 | ||
| Q2 25 | $-0.30 | $1.61 | ||
| Q1 25 | $-0.39 | $1.13 | ||
| Q4 24 | $-0.12 | $1.13 | ||
| Q3 24 | $-0.48 | $1.07 | ||
| Q2 24 | $-0.75 | $0.92 | ||
| Q1 24 | $-0.45 | $0.94 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $12.9M | — |
| Total DebtLower is stronger | $34.6M | — |
| Stockholders' EquityBook value | $18.2M | $345.6M |
| Total Assets | $89.1M | $3.0B |
| Debt / EquityLower = less leverage | 1.90× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $12.9M | — | ||
| Q3 25 | $9.2M | — | ||
| Q2 25 | $4.9M | — | ||
| Q1 25 | $4.8M | — | ||
| Q4 24 | $9.4M | — | ||
| Q3 24 | $6.6M | — | ||
| Q2 24 | $5.0M | — | ||
| Q1 24 | $11.7M | — |
| Q4 25 | $34.6M | — | ||
| Q3 25 | $26.0M | — | ||
| Q2 25 | $23.2M | — | ||
| Q1 25 | $25.6M | — | ||
| Q4 24 | $35.6M | $230.8M | ||
| Q3 24 | $37.9M | — | ||
| Q2 24 | $33.3M | — | ||
| Q1 24 | $31.0M | — |
| Q4 25 | $18.2M | $345.6M | ||
| Q3 25 | $21.6M | $334.0M | ||
| Q2 25 | $19.1M | $319.8M | ||
| Q1 25 | $22.0M | $306.1M | ||
| Q4 24 | $25.0M | $295.6M | ||
| Q3 24 | $20.0M | $284.3M | ||
| Q2 24 | $27.5M | $273.4M | ||
| Q1 24 | $28.7M | $266.8M |
| Q4 25 | $89.1M | $3.0B | ||
| Q3 25 | $76.1M | $2.9B | ||
| Q2 25 | $74.5M | $2.9B | ||
| Q1 25 | $77.5M | $2.8B | ||
| Q4 24 | $93.6M | $2.7B | ||
| Q3 24 | $77.5M | $2.6B | ||
| Q2 24 | $98.5M | $2.6B | ||
| Q1 24 | $103.6M | $2.6B |
| Q4 25 | 1.90× | — | ||
| Q3 25 | 1.21× | — | ||
| Q2 25 | 1.21× | — | ||
| Q1 25 | 1.16× | — | ||
| Q4 24 | 1.43× | 0.78× | ||
| Q3 24 | 1.90× | — | ||
| Q2 24 | 1.21× | — | ||
| Q1 24 | 1.08× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.8M | $44.9M |
| Free Cash FlowOCF − Capex | — | $44.3M |
| FCF MarginFCF / Revenue | — | 125.7% |
| Capex IntensityCapex / Revenue | — | 1.6% |
| Cash ConversionOCF / Net Profit | — | 2.90× |
| TTM Free Cash FlowTrailing 4 quarters | — | $81.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.8M | $44.9M | ||
| Q3 25 | $-7.3M | $45.5M | ||
| Q2 25 | $935.0K | $-25.3M | ||
| Q1 25 | $2.1M | $17.9M | ||
| Q4 24 | $-2.1M | $48.0M | ||
| Q3 24 | $1.2M | $17.7M | ||
| Q2 24 | $-13.1M | $-8.4M | ||
| Q1 24 | $-132.0K | $15.8M |
| Q4 25 | — | $44.3M | ||
| Q3 25 | $-7.3M | $45.3M | ||
| Q2 25 | — | $-25.5M | ||
| Q1 25 | — | $17.6M | ||
| Q4 24 | — | $47.3M | ||
| Q3 24 | $1.2M | $17.5M | ||
| Q2 24 | — | $-8.6M | ||
| Q1 24 | — | $15.7M |
| Q4 25 | — | 125.7% | ||
| Q3 25 | -15.6% | 138.1% | ||
| Q2 25 | — | -74.2% | ||
| Q1 25 | — | 59.9% | ||
| Q4 24 | — | 166.5% | ||
| Q3 24 | 1.9% | 63.3% | ||
| Q2 24 | — | -33.7% | ||
| Q1 24 | — | 61.4% |
| Q4 25 | — | 1.6% | ||
| Q3 25 | 0.0% | 0.7% | ||
| Q2 25 | — | 0.5% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 2.4% | ||
| Q3 24 | 0.0% | 0.5% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 0.3% |
| Q4 25 | — | 2.90× | ||
| Q3 25 | — | 3.16× | ||
| Q2 25 | — | -1.54× | ||
| Q1 25 | — | 1.54× | ||
| Q4 24 | — | 4.17× | ||
| Q3 24 | — | 1.62× | ||
| Q2 24 | — | -0.89× | ||
| Q1 24 | — | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FLNT
| Commerce Media Solutions | $34.7M | 56% |
| Owned And Operated | $21.3M | 34% |
| Call Solutions | $3.8M | 6% |
| Ad Parlor | $2.0M | 3% |
UNTY
Segment breakdown not available.
