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Side-by-side financial comparison of FLOWERS FOODS INC (FLO) and KEMPER Corp (KMPR). Click either name above to swap in a different company.
FLOWERS FOODS INC is the larger business by last-quarter revenue ($1.2B vs $1.1B, roughly 1.1× KEMPER Corp). On growth, KEMPER Corp posted the faster year-over-year revenue change (-4.7% vs -75.8%). Over the past eight quarters, KEMPER Corp's revenue compounded faster (-0.5% CAGR vs -11.6%).
Flowers Foods, headquartered in Thomasville, Georgia, is a producer and marketer of packaged bakery foods in the United States. The company operates 44 bakeries across 19 states that produce a variety of products, including bread, buns, rolls, snack cakes, pastries, and tortillas. As of February 2013, Flowers Foods had grown to be the "second-largest baking company in the United States."
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
FLO vs KMPR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.2B | $1.1B |
| Net Profit | — | $-8.0M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | — | -0.7% |
| Revenue YoY | -75.8% | -4.7% |
| Net Profit YoY | — | -108.2% |
| EPS (diluted) | — | $-0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.2B | $1.1B | ||
| Q3 25 | $1.2B | $1.2B | ||
| Q2 25 | $1.6B | $1.2B | ||
| Q1 25 | — | $1.2B | ||
| Q4 24 | $1.2B | $1.2B | ||
| Q3 24 | $1.2B | $1.2B | ||
| Q2 24 | $1.6B | $1.1B | ||
| Q1 24 | — | $1.1B |
| Q4 25 | $39.5M | $-8.0M | ||
| Q3 25 | $58.4M | $-21.0M | ||
| Q2 25 | $53.0M | $72.6M | ||
| Q1 25 | — | $99.7M | ||
| Q4 24 | $65.0M | $97.4M | ||
| Q3 24 | $67.0M | $73.7M | ||
| Q2 24 | $73.0M | $75.4M | ||
| Q1 24 | — | $71.3M |
| Q4 25 | 5.4% | — | ||
| Q3 25 | 7.5% | — | ||
| Q2 25 | 5.5% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 7.6% | — | ||
| Q3 24 | 7.8% | 11.2% | ||
| Q2 24 | 6.4% | 10.1% | ||
| Q1 24 | — | 7.6% |
| Q4 25 | 3.2% | -0.7% | ||
| Q3 25 | 4.7% | -1.7% | ||
| Q2 25 | 3.4% | 5.9% | ||
| Q1 25 | — | 8.4% | ||
| Q4 24 | 5.5% | 8.2% | ||
| Q3 24 | 5.5% | 6.3% | ||
| Q2 24 | 4.6% | 6.7% | ||
| Q1 24 | — | 6.2% |
| Q4 25 | $0.19 | $-0.03 | ||
| Q3 25 | $0.28 | $-0.34 | ||
| Q2 25 | $0.25 | $1.12 | ||
| Q1 25 | — | $1.54 | ||
| Q4 24 | $0.31 | $1.51 | ||
| Q3 24 | $0.32 | $1.14 | ||
| Q2 24 | $0.34 | $1.16 | ||
| Q1 24 | — | $1.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $12.1M | — |
| Total DebtLower is stronger | — | $943.5M |
| Stockholders' EquityBook value | — | $2.7B |
| Total Assets | $4.2B | $12.5B |
| Debt / EquityLower = less leverage | — | 0.35× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $16.7M | — | ||
| Q3 25 | $11.0M | $371.2M | ||
| Q2 25 | $7.3M | $407.6M | ||
| Q1 25 | — | $545.3M | ||
| Q4 24 | $15.0M | $1.0B | ||
| Q3 24 | $6.9M | $696.9M | ||
| Q2 24 | $15.8M | $539.1M | ||
| Q1 24 | — | $520.7M |
| Q4 25 | $1.8B | $943.5M | ||
| Q3 25 | $1.7B | $943.1M | ||
| Q2 25 | $1.8B | $942.6M | ||
| Q1 25 | — | $942.1M | ||
| Q4 24 | $1.1B | $1.4B | ||
| Q3 24 | $1.1B | $1.4B | ||
| Q2 24 | $1.0B | $1.4B | ||
| Q1 24 | — | $1.4B |
| Q4 25 | $1.4B | $2.7B | ||
| Q3 25 | $1.4B | $2.7B | ||
| Q2 25 | $1.4B | $370.0M | ||
| Q1 25 | — | $366.0M | ||
| Q4 24 | $1.4B | $2.8B | ||
| Q3 24 | $1.4B | $2.8B | ||
| Q2 24 | $1.4B | $358.0M | ||
| Q1 24 | — | $2.6B |
| Q4 25 | $4.3B | $12.5B | ||
| Q3 25 | $4.3B | $12.4B | ||
| Q2 25 | $4.3B | $12.6B | ||
| Q1 25 | — | $12.5B | ||
| Q4 24 | $3.4B | $12.6B | ||
| Q3 24 | $3.4B | $12.6B | ||
| Q2 24 | $3.4B | $12.6B | ||
| Q1 24 | — | $12.6B |
| Q4 25 | 1.25× | 0.35× | ||
| Q3 25 | 1.23× | 0.35× | ||
| Q2 25 | 1.26× | 2.55× | ||
| Q1 25 | — | 2.57× | ||
| Q4 24 | 0.75× | 0.50× | ||
| Q3 24 | 0.77× | 0.50× | ||
| Q2 24 | 0.76× | 3.88× | ||
| Q1 24 | — | 0.54× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $125.4M | $175.0M |
| Free Cash FlowOCF − Capex | — | $166.2M |
| FCF MarginFCF / Revenue | — | 14.7% |
| Capex IntensityCapex / Revenue | — | 0.8% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $553.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $54.4M | $175.0M | ||
| Q3 25 | $130.8M | $139.9M | ||
| Q2 25 | $135.6M | $89.6M | ||
| Q1 25 | — | $180.0M | ||
| Q4 24 | $113.9M | $175.1M | ||
| Q3 24 | $63.3M | $141.9M | ||
| Q2 24 | $105.1M | $22.9M | ||
| Q1 24 | — | $43.0M |
| Q4 25 | $30.4M | $166.2M | ||
| Q3 25 | $100.0M | $133.4M | ||
| Q2 25 | $110.1M | $82.0M | ||
| Q1 25 | — | $172.3M | ||
| Q4 24 | $88.6M | $165.4M | ||
| Q3 24 | $35.4M | $131.4M | ||
| Q2 24 | $71.8M | $5.2M | ||
| Q1 24 | — | $27.7M |
| Q4 25 | 2.5% | 14.7% | ||
| Q3 25 | 8.0% | 10.8% | ||
| Q2 25 | 7.1% | 6.7% | ||
| Q1 25 | — | 14.4% | ||
| Q4 24 | 7.4% | 13.9% | ||
| Q3 24 | 2.9% | 11.1% | ||
| Q2 24 | 4.6% | 0.5% | ||
| Q1 24 | — | 2.4% |
| Q4 25 | 2.0% | 0.8% | ||
| Q3 25 | 2.5% | 0.5% | ||
| Q2 25 | 1.6% | 0.6% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | 2.1% | 0.8% | ||
| Q3 24 | 2.3% | 0.9% | ||
| Q2 24 | 2.1% | 1.6% | ||
| Q1 24 | — | 1.3% |
| Q4 25 | 1.38× | — | ||
| Q3 25 | 2.24× | — | ||
| Q2 25 | 2.56× | 1.23× | ||
| Q1 25 | — | 1.81× | ||
| Q4 24 | 1.75× | 1.80× | ||
| Q3 24 | 0.94× | 1.93× | ||
| Q2 24 | 1.44× | 0.30× | ||
| Q1 24 | — | 0.60× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FLO
Segment breakdown not available.
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
