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Side-by-side financial comparison of FLYEXCLUSIVE INC. (FLYX) and HomeTrust Bancshares, Inc. (HTB). Click either name above to swap in a different company.

FLYEXCLUSIVE INC. is the larger business by last-quarter revenue ($92.1M vs $53.6M, roughly 1.7× HomeTrust Bancshares, Inc.). On growth, FLYEXCLUSIVE INC. posted the faster year-over-year revenue change (19.8% vs 3.7%). HomeTrust Bancshares, Inc. produced more free cash flow last quarter ($45.3M vs $-11.0M). Over the past eight quarters, FLYEXCLUSIVE INC.'s revenue compounded faster (21.9% CAGR vs 3.5%).

FLYEXCLUSIVE INC. is a U.S.-headquartered private aviation services provider that offers private jet charter, aircraft management, maintenance repair, and fractional ownership programs. It primarily serves high-net-worth individuals, corporate clients, and government entities across North America, delivering personalized on-demand air travel solutions prioritizing safety and convenience.

HomeTrust Bancshares Inc. is an Asheville, North Carolina–based bank holding company with $4.3 billion in assets and 33 branches in North and South Carolina, Georgia and Tennessee. It is the parent of seven community banks—HomeTrust Bank, Tryon Federal Bank, Shelby Savings Bank, Home Savings Bank, Industrial Federal Bank, Cherryville Federal Bank and Rutherford County Bank.

FLYX vs HTB — Head-to-Head

Bigger by revenue
FLYX
FLYX
1.7× larger
FLYX
$92.1M
$53.6M
HTB
Growing faster (revenue YoY)
FLYX
FLYX
+16.1% gap
FLYX
19.8%
3.7%
HTB
More free cash flow
HTB
HTB
$56.3M more FCF
HTB
$45.3M
$-11.0M
FLYX
Faster 2-yr revenue CAGR
FLYX
FLYX
Annualised
FLYX
21.9%
3.5%
HTB

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
FLYX
FLYX
HTB
HTB
Revenue
$92.1M
$53.6M
Net Profit
$-4.3M
Gross Margin
13.7%
Operating Margin
-12.3%
37.0%
Net Margin
-4.6%
Revenue YoY
19.8%
3.7%
Net Profit YoY
32.0%
EPS (diluted)
$-0.25
$0.93

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FLYX
FLYX
HTB
HTB
Q4 25
$53.6M
Q3 25
$92.1M
$54.1M
Q2 25
$91.3M
$54.4M
Q1 25
$88.1M
$50.9M
Q4 24
$51.7M
Q3 24
$76.9M
$50.6M
Q2 24
$79.0M
$50.6M
Q1 24
$80.0M
$50.0M
Net Profit
FLYX
FLYX
HTB
HTB
Q4 25
Q3 25
$-4.3M
$16.5M
Q2 25
$-4.8M
$17.2M
Q1 25
$-5.4M
$14.5M
Q4 24
Q3 24
$-6.3M
$13.1M
Q2 24
$-5.2M
$12.4M
Q1 24
$-5.8M
$15.1M
Gross Margin
FLYX
FLYX
HTB
HTB
Q4 25
Q3 25
13.7%
Q2 25
15.0%
Q1 25
12.8%
Q4 24
Q3 24
11.3%
Q2 24
7.9%
Q1 24
7.2%
Operating Margin
FLYX
FLYX
HTB
HTB
Q4 25
37.0%
Q3 25
-12.3%
38.5%
Q2 25
-13.5%
40.1%
Q1 25
-16.7%
36.2%
Q4 24
35.4%
Q3 24
-27.2%
33.2%
Q2 24
-27.6%
31.3%
Q1 24
-34.3%
38.0%
Net Margin
FLYX
FLYX
HTB
HTB
Q4 25
Q3 25
-4.6%
30.5%
Q2 25
-5.2%
31.6%
Q1 25
-6.2%
28.5%
Q4 24
Q3 24
-8.2%
25.9%
Q2 24
-6.5%
24.6%
Q1 24
-7.3%
30.1%
EPS (diluted)
FLYX
FLYX
HTB
HTB
Q4 25
$0.93
Q3 25
$-0.25
$0.95
Q2 25
$-0.26
$1.00
Q1 25
$-0.30
$0.84
Q4 24
$0.83
Q3 24
$-0.32
$0.76
Q2 24
$-0.32
$0.73
Q1 24
$-0.35
$0.88

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FLYX
FLYX
HTB
HTB
Cash + ST InvestmentsLiquidity on hand
$18.7M
$324.7M
Total DebtLower is stronger
$123.9M
Stockholders' EquityBook value
$-434.2M
$600.7M
Total Assets
$448.1M
$4.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FLYX
FLYX
HTB
HTB
Q4 25
$324.7M
Q3 25
$18.7M
$315.8M
Q2 25
$15.8M
$297.2M
Q1 25
$14.7M
$299.8M
Q4 24
$279.2M
Q3 24
$18.7M
$293.5M
Q2 24
$9.3M
$294.2M
Q1 24
$5.3M
$380.5M
Total Debt
FLYX
FLYX
HTB
HTB
Q4 25
Q3 25
$123.9M
Q2 25
$111.6M
Q1 25
$121.6M
Q4 24
Q3 24
$197.9M
Q2 24
$206.3M
Q1 24
$209.4M
Stockholders' Equity
FLYX
FLYX
HTB
HTB
Q4 25
$600.7M
Q3 25
$-434.2M
$595.8M
Q2 25
$-261.4M
$579.3M
Q1 25
$-281.5M
$565.4M
Q4 24
$551.8M
Q3 24
$-192.0M
$540.0M
Q2 24
$-149.7M
$523.6M
Q1 24
$-149.5M
$513.2M
Total Assets
FLYX
FLYX
HTB
HTB
Q4 25
$4.5B
Q3 25
$448.1M
$4.6B
Q2 25
$443.4M
$4.6B
Q1 25
$466.8M
$4.6B
Q4 24
$4.6B
Q3 24
$487.1M
$4.6B
Q2 24
$494.7M
$4.7B
Q1 24
$524.1M
$4.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FLYX
FLYX
HTB
HTB
Operating Cash FlowLast quarter
$-209.0K
$49.5M
Free Cash FlowOCF − Capex
$-11.0M
$45.3M
FCF MarginFCF / Revenue
-12.0%
84.5%
Capex IntensityCapex / Revenue
11.7%
7.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-51.0M
$93.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FLYX
FLYX
HTB
HTB
Q4 25
$49.5M
Q3 25
$-209.0K
$-11.3M
Q2 25
$363.0K
$-8.8M
Q1 25
$-10.5M
$71.7M
Q4 24
$45.4M
Q3 24
$-12.3M
$43.8M
Q2 24
$-16.2M
$5.9M
Q1 24
$-26.0M
$-9.0M
Free Cash Flow
FLYX
FLYX
HTB
HTB
Q4 25
$45.3M
Q3 25
$-11.0M
$-12.0M
Q2 25
$353.0K
$-10.2M
Q1 25
$-14.6M
$70.7M
Q4 24
$42.4M
Q3 24
$-25.7M
$43.1M
Q2 24
$-26.6M
$5.7M
Q1 24
$-64.5M
$-9.6M
FCF Margin
FLYX
FLYX
HTB
HTB
Q4 25
84.5%
Q3 25
-12.0%
-22.2%
Q2 25
0.4%
-18.7%
Q1 25
-16.5%
138.7%
Q4 24
82.0%
Q3 24
-33.5%
85.1%
Q2 24
-33.7%
11.2%
Q1 24
-80.6%
-19.2%
Capex Intensity
FLYX
FLYX
HTB
HTB
Q4 25
7.8%
Q3 25
11.7%
1.4%
Q2 25
0.0%
2.5%
Q1 25
4.7%
2.0%
Q4 24
5.9%
Q3 24
17.5%
1.3%
Q2 24
13.2%
0.5%
Q1 24
48.2%
1.1%
Cash Conversion
FLYX
FLYX
HTB
HTB
Q4 25
Q3 25
-0.68×
Q2 25
-0.51×
Q1 25
4.93×
Q4 24
Q3 24
3.34×
Q2 24
0.48×
Q1 24
-0.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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