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HomeTrust Bancshares, Inc.

HomeTrust Bancshares, Inc.HTBEarnings & Financial Report

NYSE · financial sector

HomeTrust Bancshares Inc. is an Asheville, North Carolina–based bank holding company with $4.3 billion in assets and 33 branches in North and South Carolina, Georgia and Tennessee. It is the parent of seven community banks—HomeTrust Bank, Tryon Federal Bank, Shelby Savings Bank, Home Savings Bank, Industrial Federal Bank, Cherryville Federal Bank and Rutherford County Bank.

NextMar 13, 2026

HTB Q3 2025 Key Financial Metrics

Revenue

$45.4M

Gross Profit

N/A

Operating Profit

$20.9M

Net Profit

$16.5M

Gross Margin

N/A

Operating Margin

46.0%

Net Margin

36.3%

YoY Growth

7.9%

EPS

$0.95

Financial Flow

HomeTrust Bancshares, Inc. Q3 2025 Financial Summary

HomeTrust Bancshares, Inc. reported revenue of $45.4M for Q3 2025, with a net profit of $16.5M (36.3% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$45.4M
Net Profit$16.5M
Gross MarginN/A
Operating Margin46.0%
Report PeriodQ3 2025

HomeTrust Bancshares, Inc. Annual Revenue by Year

HomeTrust Bancshares, Inc. annual revenue history includes year-by-year totals (for example, 2024 revenue was $168.7M).

YearAnnual Revenue
2024$168.7M
2022$128.0M

Income Statement

Q3 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$42.2M$41.2M$42.2M$42.1M$43.2M$42.9M$44.2M$45.4M
YoY Growth22.1%-0.5%-3.9%-0.2%N/A4.1%4.9%7.9%

Balance Sheet

Q3 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$4.65B$4.68B$4.67B$4.64B$4.60B$4.56B$4.58B$4.59B
Liabilities$4.17B$4.17B$4.15B$4.10B$4.04B$3.99B$4.00B$4.00B
Equity$484.4M$513.2M$523.6M$540.0M$551.8M$565.4M$579.3M$595.8M

Cash Flow

Q3 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$-33.0M$-9.0M$5.9M$43.8M$4.3M$71.7M$-8.8M$-11.3M