vs
Side-by-side financial comparison of FIRST MID BANCSHARES, INC. (FMBH) and Loar Holdings Inc. (LOAR). Click either name above to swap in a different company.
Loar Holdings Inc. is the larger business by last-quarter revenue ($131.8M vs $88.2M, roughly 1.5× FIRST MID BANCSHARES, INC.). FIRST MID BANCSHARES, INC. runs the higher net margin — 26.8% vs 9.5%, a 17.3% gap on every dollar of revenue. On growth, Loar Holdings Inc. posted the faster year-over-year revenue change (19.3% vs 3.4%). Over the past eight quarters, Loar Holdings Inc.'s revenue compounded faster (19.8% CAGR vs 5.0%).
First Mid Bancshares Inc. is a U.S.-headquartered regional financial services holding company. It provides full-range retail and commercial banking products, wealth management, insurance solutions, and agricultural financing, mainly serving individual consumers, small and medium-sized enterprises, and agricultural clients across multiple Midwestern states including Illinois, Missouri, and Indiana.
FMBH vs LOAR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $88.2M | $131.8M |
| Net Profit | $23.7M | $12.5M |
| Gross Margin | — | 52.1% |
| Operating Margin | 34.0% | 18.0% |
| Net Margin | 26.8% | 9.5% |
| Revenue YoY | 3.4% | 19.3% |
| Net Profit YoY | 23.5% | 239.5% |
| EPS (diluted) | $0.98 | $0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $88.2M | $131.8M | ||
| Q3 25 | $89.3M | $126.8M | ||
| Q2 25 | $87.5M | $123.1M | ||
| Q1 25 | $84.3M | $114.7M | ||
| Q4 24 | $85.3M | $110.4M | ||
| Q3 24 | $80.6M | $103.5M | ||
| Q2 24 | $79.2M | $97.0M | ||
| Q1 24 | $79.9M | $91.8M |
| Q4 25 | $23.7M | $12.5M | ||
| Q3 25 | $22.5M | $27.6M | ||
| Q2 25 | $23.4M | $16.7M | ||
| Q1 25 | $22.2M | $15.3M | ||
| Q4 24 | $19.2M | $3.7M | ||
| Q3 24 | $19.5M | $8.7M | ||
| Q2 24 | $19.7M | $7.6M | ||
| Q1 24 | $20.5M | $2.2M |
| Q4 25 | — | 52.1% | ||
| Q3 25 | — | 52.7% | ||
| Q2 25 | — | 53.8% | ||
| Q1 25 | — | 52.1% | ||
| Q4 24 | — | 48.9% | ||
| Q3 24 | — | 51.1% | ||
| Q2 24 | — | 49.0% | ||
| Q1 24 | — | 48.4% |
| Q4 25 | 34.0% | 18.0% | ||
| Q3 25 | 32.2% | 22.9% | ||
| Q2 25 | 34.4% | 22.2% | ||
| Q1 25 | 33.4% | 22.8% | ||
| Q4 24 | 29.7% | 19.2% | ||
| Q3 24 | 31.5% | 22.1% | ||
| Q2 24 | 33.7% | 22.9% | ||
| Q1 24 | 33.7% | 23.3% |
| Q4 25 | 26.8% | 9.5% | ||
| Q3 25 | 25.2% | 21.8% | ||
| Q2 25 | 26.8% | 13.6% | ||
| Q1 25 | 26.3% | 13.4% | ||
| Q4 24 | 22.5% | 3.3% | ||
| Q3 24 | 24.2% | 8.4% | ||
| Q2 24 | 24.9% | 7.9% | ||
| Q1 24 | 25.6% | 2.4% |
| Q4 25 | $0.98 | $0.13 | ||
| Q3 25 | $0.94 | $0.29 | ||
| Q2 25 | $0.98 | $0.17 | ||
| Q1 25 | $0.93 | $0.16 | ||
| Q4 24 | $0.81 | $-11023.48 | ||
| Q3 24 | $0.81 | $0.09 | ||
| Q2 24 | $0.82 | $0.09 | ||
| Q1 24 | $0.86 | $11023.54 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $84.8M |
| Total DebtLower is stronger | $354.5M | $715.7M |
| Stockholders' EquityBook value | $958.7M | $1.2B |
| Total Assets | $8.0B | $2.0B |
| Debt / EquityLower = less leverage | 0.37× | 0.61× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $84.8M | ||
| Q3 25 | — | $99.0M | ||
| Q2 25 | — | $103.3M | ||
| Q1 25 | — | $80.5M | ||
| Q4 24 | — | $54.1M | ||
| Q3 24 | — | $55.2M | ||
| Q2 24 | — | $73.2M | ||
| Q1 24 | — | $28.2M |
| Q4 25 | $354.5M | $715.7M | ||
| Q3 25 | — | $279.4M | ||
| Q2 25 | — | $277.7M | ||
| Q1 25 | — | $277.5M | ||
| Q4 24 | — | $277.3M | ||
| Q3 24 | — | $602.1M | ||
| Q2 24 | — | $250.7M | ||
| Q1 24 | — | $534.2M |
| Q4 25 | $958.7M | $1.2B | ||
| Q3 25 | $932.2M | $1.2B | ||
| Q2 25 | $894.1M | $1.1B | ||
| Q1 25 | $870.9M | $1.1B | ||
| Q4 24 | $846.4M | $1.1B | ||
| Q3 24 | $858.5M | $769.8M | ||
| Q2 24 | $813.6M | $758.4M | ||
| Q1 24 | $798.0M | $420.6M |
| Q4 25 | $8.0B | $2.0B | ||
| Q3 25 | $7.8B | $1.5B | ||
| Q2 25 | $7.7B | $1.5B | ||
| Q1 25 | $7.6B | $1.5B | ||
| Q4 24 | $7.5B | $1.5B | ||
| Q3 24 | $7.6B | $1.5B | ||
| Q2 24 | $7.6B | $1.1B | ||
| Q1 24 | $7.7B | $1.1B |
| Q4 25 | 0.37× | 0.61× | ||
| Q3 25 | — | 0.24× | ||
| Q2 25 | — | 0.25× | ||
| Q1 25 | — | 0.25× | ||
| Q4 24 | — | 0.25× | ||
| Q3 24 | — | 0.78× | ||
| Q2 24 | — | 0.33× | ||
| Q1 24 | — | 1.27× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $130.9M | $30.4M |
| Free Cash FlowOCF − Capex | $124.0M | — |
| FCF MarginFCF / Revenue | 140.6% | — |
| Capex IntensityCapex / Revenue | 7.8% | — |
| Cash ConversionOCF / Net Profit | 5.53× | 2.43× |
| TTM Free Cash FlowTrailing 4 quarters | $207.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $130.9M | $30.4M | ||
| Q3 25 | $33.0M | $29.7M | ||
| Q2 25 | $7.7M | $23.8M | ||
| Q1 25 | $47.9M | $28.4M | ||
| Q4 24 | $124.4M | $20.7M | ||
| Q3 24 | $33.1M | $16.3M | ||
| Q2 24 | $24.0M | $7.1M | ||
| Q1 24 | $29.0M | $10.8M |
| Q4 25 | $124.0M | — | ||
| Q3 25 | $31.9M | — | ||
| Q2 25 | $6.0M | — | ||
| Q1 25 | $46.0M | — | ||
| Q4 24 | $119.5M | — | ||
| Q3 24 | $32.0M | — | ||
| Q2 24 | $22.9M | — | ||
| Q1 24 | $27.6M | — |
| Q4 25 | 140.6% | — | ||
| Q3 25 | 35.8% | — | ||
| Q2 25 | 6.8% | — | ||
| Q1 25 | 54.5% | — | ||
| Q4 24 | 140.0% | — | ||
| Q3 24 | 39.7% | — | ||
| Q2 24 | 28.9% | — | ||
| Q1 24 | 34.5% | — |
| Q4 25 | 7.8% | — | ||
| Q3 25 | 1.2% | — | ||
| Q2 25 | 2.0% | — | ||
| Q1 25 | 2.3% | — | ||
| Q4 24 | 5.8% | — | ||
| Q3 24 | 1.4% | — | ||
| Q2 24 | 1.4% | — | ||
| Q1 24 | 1.9% | — |
| Q4 25 | 5.53× | 2.43× | ||
| Q3 25 | 1.47× | 1.08× | ||
| Q2 25 | 0.33× | 1.42× | ||
| Q1 25 | 2.16× | 1.85× | ||
| Q4 24 | 6.49× | 5.62× | ||
| Q3 24 | 1.70× | 1.89× | ||
| Q2 24 | 1.21× | 0.93× | ||
| Q1 24 | 1.42× | 4.81× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FMBH
Segment breakdown not available.
LOAR
| Other | $76.8M | 58% |
| Commercial Aerospace | $21.2M | 16% |
| Business Jet And General Aviation | $17.6M | 13% |
| Defense | $16.2M | 12% |
