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Side-by-side financial comparison of FIRST MID BANCSHARES, INC. (FMBH) and PAMT CORP (PAMT). Click either name above to swap in a different company.
PAMT CORP is the larger business by last-quarter revenue ($141.3M vs $88.2M, roughly 1.6× FIRST MID BANCSHARES, INC.). FIRST MID BANCSHARES, INC. runs the higher net margin — 26.8% vs -20.7%, a 47.5% gap on every dollar of revenue. On growth, FIRST MID BANCSHARES, INC. posted the faster year-over-year revenue change (3.4% vs -15.1%). FIRST MID BANCSHARES, INC. produced more free cash flow last quarter ($124.0M vs $-25.0M). Over the past eight quarters, FIRST MID BANCSHARES, INC.'s revenue compounded faster (5.0% CAGR vs -12.0%).
First Mid Bancshares Inc. is a U.S.-headquartered regional financial services holding company. It provides full-range retail and commercial banking products, wealth management, insurance solutions, and agricultural financing, mainly serving individual consumers, small and medium-sized enterprises, and agricultural clients across multiple Midwestern states including Illinois, Missouri, and Indiana.
FMBH vs PAMT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $88.2M | $141.3M |
| Net Profit | $23.7M | $-29.3M |
| Gross Margin | — | — |
| Operating Margin | 34.0% | -27.0% |
| Net Margin | 26.8% | -20.7% |
| Revenue YoY | 3.4% | -15.1% |
| Net Profit YoY | 23.5% | 7.4% |
| EPS (diluted) | $0.98 | $-1.38 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $88.2M | $141.3M | ||
| Q3 25 | $89.3M | $150.3M | ||
| Q2 25 | $87.5M | $151.1M | ||
| Q1 25 | $84.3M | $155.3M | ||
| Q4 24 | $85.3M | $166.5M | ||
| Q3 24 | $80.6M | $182.6M | ||
| Q2 24 | $79.2M | $182.9M | ||
| Q1 24 | $79.9M | $182.6M |
| Q4 25 | $23.7M | $-29.3M | ||
| Q3 25 | $22.5M | $-5.6M | ||
| Q2 25 | $23.4M | $-9.6M | ||
| Q1 25 | $22.2M | $-8.1M | ||
| Q4 24 | $19.2M | $-31.6M | ||
| Q3 24 | $19.5M | $2.4M | ||
| Q2 24 | $19.7M | $-2.9M | ||
| Q1 24 | $20.5M | $281.0K |
| Q4 25 | 34.0% | -27.0% | ||
| Q3 25 | 32.2% | -3.8% | ||
| Q2 25 | 34.4% | -7.3% | ||
| Q1 25 | 33.4% | -5.9% | ||
| Q4 24 | 29.7% | -22.6% | ||
| Q3 24 | 31.5% | 1.3% | ||
| Q2 24 | 33.7% | -0.4% | ||
| Q1 24 | 33.7% | -0.4% |
| Q4 25 | 26.8% | -20.7% | ||
| Q3 25 | 25.2% | -3.7% | ||
| Q2 25 | 26.8% | -6.4% | ||
| Q1 25 | 26.3% | -5.2% | ||
| Q4 24 | 22.5% | -19.0% | ||
| Q3 24 | 24.2% | 1.3% | ||
| Q2 24 | 24.9% | -1.6% | ||
| Q1 24 | 25.6% | 0.2% |
| Q4 25 | $0.98 | $-1.38 | ||
| Q3 25 | $0.94 | $-0.27 | ||
| Q2 25 | $0.98 | $-0.46 | ||
| Q1 25 | $0.93 | $-0.37 | ||
| Q4 24 | $0.81 | $-1.44 | ||
| Q3 24 | $0.81 | $0.11 | ||
| Q2 24 | $0.82 | $-0.13 | ||
| Q1 24 | $0.86 | $0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $83.7M |
| Total DebtLower is stronger | $354.5M | $333.9M |
| Stockholders' EquityBook value | $958.7M | $210.5M |
| Total Assets | $8.0B | $697.9M |
| Debt / EquityLower = less leverage | 0.37× | 1.59× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $83.7M | ||
| Q3 25 | — | $115.6M | ||
| Q2 25 | — | $117.3M | ||
| Q1 25 | — | $102.7M | ||
| Q4 24 | — | $110.7M | ||
| Q3 24 | — | $92.3M | ||
| Q2 24 | — | $114.0M | ||
| Q1 24 | — | $125.8M |
| Q4 25 | $354.5M | $333.9M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $325.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $958.7M | $210.5M | ||
| Q3 25 | $932.2M | $239.5M | ||
| Q2 25 | $894.1M | $244.9M | ||
| Q1 25 | $870.9M | $269.6M | ||
| Q4 24 | $846.4M | $277.5M | ||
| Q3 24 | $858.5M | $308.9M | ||
| Q2 24 | $813.6M | $306.7M | ||
| Q1 24 | $798.0M | $314.6M |
| Q4 25 | $8.0B | $697.9M | ||
| Q3 25 | $7.8B | $715.2M | ||
| Q2 25 | $7.7B | $707.9M | ||
| Q1 25 | $7.6B | $712.6M | ||
| Q4 24 | $7.5B | $741.7M | ||
| Q3 24 | $7.6B | $756.7M | ||
| Q2 24 | $7.6B | $733.5M | ||
| Q1 24 | $7.7B | $746.4M |
| Q4 25 | 0.37× | 1.59× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.17× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $130.9M | $-5.8M |
| Free Cash FlowOCF − Capex | $124.0M | $-25.0M |
| FCF MarginFCF / Revenue | 140.6% | -17.7% |
| Capex IntensityCapex / Revenue | 7.8% | 13.6% |
| Cash ConversionOCF / Net Profit | 5.53× | — |
| TTM Free Cash FlowTrailing 4 quarters | $207.9M | $-23.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $130.9M | $-5.8M | ||
| Q3 25 | $33.0M | $5.9M | ||
| Q2 25 | $7.7M | $12.2M | ||
| Q1 25 | $47.9M | $5.0M | ||
| Q4 24 | $124.4M | $15.2M | ||
| Q3 24 | $33.1M | $15.5M | ||
| Q2 24 | $24.0M | $18.7M | ||
| Q1 24 | $29.0M | $9.6M |
| Q4 25 | $124.0M | $-25.0M | ||
| Q3 25 | $31.9M | $2.5M | ||
| Q2 25 | $6.0M | $5.9M | ||
| Q1 25 | $46.0M | $-6.8M | ||
| Q4 24 | $119.5M | $-39.9M | ||
| Q3 24 | $32.0M | $-33.6M | ||
| Q2 24 | $22.9M | $4.1M | ||
| Q1 24 | $27.6M | $-12.2M |
| Q4 25 | 140.6% | -17.7% | ||
| Q3 25 | 35.8% | 1.7% | ||
| Q2 25 | 6.8% | 3.9% | ||
| Q1 25 | 54.5% | -4.4% | ||
| Q4 24 | 140.0% | -24.0% | ||
| Q3 24 | 39.7% | -18.4% | ||
| Q2 24 | 28.9% | 2.2% | ||
| Q1 24 | 34.5% | -6.7% |
| Q4 25 | 7.8% | 13.6% | ||
| Q3 25 | 1.2% | 2.3% | ||
| Q2 25 | 2.0% | 4.2% | ||
| Q1 25 | 2.3% | 7.6% | ||
| Q4 24 | 5.8% | 33.1% | ||
| Q3 24 | 1.4% | 26.9% | ||
| Q2 24 | 1.4% | 8.0% | ||
| Q1 24 | 1.9% | 12.0% |
| Q4 25 | 5.53× | — | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 0.33× | — | ||
| Q1 25 | 2.16× | — | ||
| Q4 24 | 6.49× | — | ||
| Q3 24 | 1.70× | 6.44× | ||
| Q2 24 | 1.21× | — | ||
| Q1 24 | 1.42× | 34.11× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FMBH
Segment breakdown not available.
PAMT
| Freight Transportation Service | $123.1M | 87% |
| Fuel Surcharge | $18.2M | 13% |
