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Side-by-side financial comparison of FIRST MID BANCSHARES, INC. (FMBH) and READING INTERNATIONAL INC (RDI). Click either name above to swap in a different company.
FIRST MID BANCSHARES, INC. is the larger business by last-quarter revenue ($88.2M vs $50.3M, roughly 1.8× READING INTERNATIONAL INC). FIRST MID BANCSHARES, INC. runs the higher net margin — 26.8% vs -5.1%, a 31.9% gap on every dollar of revenue. On growth, FIRST MID BANCSHARES, INC. posted the faster year-over-year revenue change (3.4% vs -14.2%). FIRST MID BANCSHARES, INC. produced more free cash flow last quarter ($124.0M vs $4.1M). Over the past eight quarters, READING INTERNATIONAL INC's revenue compounded faster (5.6% CAGR vs 5.0%).
First Mid Bancshares Inc. is a U.S.-headquartered regional financial services holding company. It provides full-range retail and commercial banking products, wealth management, insurance solutions, and agricultural financing, mainly serving individual consumers, small and medium-sized enterprises, and agricultural clients across multiple Midwestern states including Illinois, Missouri, and Indiana.
The Reading Company was a Philadelphia-headquartered railroad that provided passenger and freight transport in eastern Pennsylvania and neighboring states from 1924 until its acquisition by Conrail in 1976.
FMBH vs RDI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $88.2M | $50.3M |
| Net Profit | $23.7M | $-2.6M |
| Gross Margin | — | — |
| Operating Margin | 34.0% | -1.9% |
| Net Margin | 26.8% | -5.1% |
| Revenue YoY | 3.4% | -14.2% |
| Net Profit YoY | 23.5% | -14.5% |
| EPS (diluted) | $0.98 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $88.2M | $50.3M | ||
| Q3 25 | $89.3M | $52.2M | ||
| Q2 25 | $87.5M | $60.4M | ||
| Q1 25 | $84.3M | $40.2M | ||
| Q4 24 | $85.3M | $58.6M | ||
| Q3 24 | $80.6M | $60.1M | ||
| Q2 24 | $79.2M | $46.8M | ||
| Q1 24 | $79.9M | $45.1M |
| Q4 25 | $23.7M | $-2.6M | ||
| Q3 25 | $22.5M | $-4.2M | ||
| Q2 25 | $23.4M | $-2.7M | ||
| Q1 25 | $22.2M | $-4.8M | ||
| Q4 24 | $19.2M | $-2.2M | ||
| Q3 24 | $19.5M | $-7.0M | ||
| Q2 24 | $19.7M | $-12.8M | ||
| Q1 24 | $20.5M | $-13.2M |
| Q4 25 | 34.0% | -1.9% | ||
| Q3 25 | 32.2% | -0.6% | ||
| Q2 25 | 34.4% | 4.8% | ||
| Q1 25 | 33.4% | -17.2% | ||
| Q4 24 | 29.7% | 2.6% | ||
| Q3 24 | 31.5% | -0.6% | ||
| Q2 24 | 33.7% | -16.4% | ||
| Q1 24 | 33.7% | -16.7% |
| Q4 25 | 26.8% | -5.1% | ||
| Q3 25 | 25.2% | -8.0% | ||
| Q2 25 | 26.8% | -4.4% | ||
| Q1 25 | 26.3% | -11.8% | ||
| Q4 24 | 22.5% | -3.8% | ||
| Q3 24 | 24.2% | -11.7% | ||
| Q2 24 | 24.9% | -27.4% | ||
| Q1 24 | 25.6% | -29.4% |
| Q4 25 | $0.98 | $-0.11 | ||
| Q3 25 | $0.94 | $-0.18 | ||
| Q2 25 | $0.98 | $-0.12 | ||
| Q1 25 | $0.93 | $-0.21 | ||
| Q4 24 | $0.81 | $-0.11 | ||
| Q3 24 | $0.81 | $-0.31 | ||
| Q2 24 | $0.82 | $-0.57 | ||
| Q1 24 | $0.86 | $-0.59 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $10.5M |
| Total DebtLower is stronger | $354.5M | $185.1M |
| Stockholders' EquityBook value | $958.7M | $-18.2M |
| Total Assets | $8.0B | $434.9M |
| Debt / EquityLower = less leverage | 0.37× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $10.5M | ||
| Q3 25 | — | $8.1M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $12.4M | ||
| Q3 24 | — | $10.1M | ||
| Q2 24 | — | $9.3M | ||
| Q1 24 | — | $7.5M |
| Q4 25 | $354.5M | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $958.7M | $-18.2M | ||
| Q3 25 | $932.2M | $-12.1M | ||
| Q2 25 | $894.1M | $-7.7M | ||
| Q1 25 | $870.9M | $-8.1M | ||
| Q4 24 | $846.4M | $-4.4M | ||
| Q3 24 | $858.5M | $1.6M | ||
| Q2 24 | $813.6M | $6.5M | ||
| Q1 24 | $798.0M | $18.0M |
| Q4 25 | $8.0B | $434.9M | ||
| Q3 25 | $7.8B | $435.2M | ||
| Q2 25 | $7.7B | $438.1M | ||
| Q1 25 | $7.6B | $441.0M | ||
| Q4 24 | $7.5B | $471.0M | ||
| Q3 24 | $7.6B | $495.7M | ||
| Q2 24 | $7.6B | $494.9M | ||
| Q1 24 | $7.7B | $494.9M |
| Q4 25 | 0.37× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $130.9M | $4.3M |
| Free Cash FlowOCF − Capex | $124.0M | $4.1M |
| FCF MarginFCF / Revenue | 140.6% | 8.2% |
| Capex IntensityCapex / Revenue | 7.8% | 0.3% |
| Cash ConversionOCF / Net Profit | 5.53× | — |
| TTM Free Cash FlowTrailing 4 quarters | $207.9M | $-2.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $130.9M | $4.3M | ||
| Q3 25 | $33.0M | $295.0K | ||
| Q2 25 | $7.7M | $1.6M | ||
| Q1 25 | $47.9M | $-7.7M | ||
| Q4 24 | $124.4M | $8.0M | ||
| Q3 24 | $33.1M | $1.3M | ||
| Q2 24 | $24.0M | $-10.4M | ||
| Q1 24 | $29.0M | $-2.8M |
| Q4 25 | $124.0M | $4.1M | ||
| Q3 25 | $31.9M | $-246.0K | ||
| Q2 25 | $6.0M | $1.2M | ||
| Q1 25 | $46.0M | $-8.0M | ||
| Q4 24 | $119.5M | $7.0M | ||
| Q3 24 | $32.0M | $-1.1M | ||
| Q2 24 | $22.9M | $-10.6M | ||
| Q1 24 | $27.6M | $-4.7M |
| Q4 25 | 140.6% | 8.2% | ||
| Q3 25 | 35.8% | -0.5% | ||
| Q2 25 | 6.8% | 1.9% | ||
| Q1 25 | 54.5% | -19.8% | ||
| Q4 24 | 140.0% | 12.0% | ||
| Q3 24 | 39.7% | -1.8% | ||
| Q2 24 | 28.9% | -22.7% | ||
| Q1 24 | 34.5% | -10.4% |
| Q4 25 | 7.8% | 0.3% | ||
| Q3 25 | 1.2% | 1.0% | ||
| Q2 25 | 2.0% | 0.6% | ||
| Q1 25 | 2.3% | 0.6% | ||
| Q4 24 | 5.8% | 1.7% | ||
| Q3 24 | 1.4% | 4.0% | ||
| Q2 24 | 1.4% | 0.5% | ||
| Q1 24 | 1.9% | 4.3% |
| Q4 25 | 5.53× | — | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 0.33× | — | ||
| Q1 25 | 2.16× | — | ||
| Q4 24 | 6.49× | — | ||
| Q3 24 | 1.70× | — | ||
| Q2 24 | 1.21× | — | ||
| Q1 24 | 1.42× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FMBH
Segment breakdown not available.
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
