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Side-by-side financial comparison of FIRST MID BANCSHARES, INC. (FMBH) and TSS, Inc. (TSSI). Click either name above to swap in a different company.
FIRST MID BANCSHARES, INC. is the larger business by last-quarter revenue ($88.2M vs $60.9M, roughly 1.4× TSS, Inc.). FIRST MID BANCSHARES, INC. runs the higher net margin — 26.8% vs 20.0%, a 6.9% gap on every dollar of revenue. On growth, TSS, Inc. posted the faster year-over-year revenue change (21.8% vs 3.4%). FIRST MID BANCSHARES, INC. produced more free cash flow last quarter ($124.0M vs $15.8M). Over the past eight quarters, TSS, Inc.'s revenue compounded faster (95.8% CAGR vs 5.0%).
First Mid Bancshares Inc. is a U.S.-headquartered regional financial services holding company. It provides full-range retail and commercial banking products, wealth management, insurance solutions, and agricultural financing, mainly serving individual consumers, small and medium-sized enterprises, and agricultural clients across multiple Midwestern states including Illinois, Missouri, and Indiana.
FMBH vs TSSI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $88.2M | $60.9M |
| Net Profit | $23.7M | $12.2M |
| Gross Margin | — | 17.6% |
| Operating Margin | 34.0% | 1.5% |
| Net Margin | 26.8% | 20.0% |
| Revenue YoY | 3.4% | 21.8% |
| Net Profit YoY | 23.5% | 535.7% |
| EPS (diluted) | $0.98 | $0.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $88.2M | $60.9M | ||
| Q3 25 | $89.3M | $41.9M | ||
| Q2 25 | $87.5M | $44.0M | ||
| Q1 25 | $84.3M | $99.0M | ||
| Q4 24 | $85.3M | $50.0M | ||
| Q3 24 | $80.6M | $70.1M | ||
| Q2 24 | $79.2M | $12.2M | ||
| Q1 24 | $79.9M | $15.9M |
| Q4 25 | $23.7M | $12.2M | ||
| Q3 25 | $22.5M | $-1.5M | ||
| Q2 25 | $23.4M | $1.5M | ||
| Q1 25 | $22.2M | $3.0M | ||
| Q4 24 | $19.2M | $1.9M | ||
| Q3 24 | $19.5M | $2.6M | ||
| Q2 24 | $19.7M | $1.4M | ||
| Q1 24 | $20.5M | $15.0K |
| Q4 25 | — | 17.6% | ||
| Q3 25 | — | 11.1% | ||
| Q2 25 | — | 17.8% | ||
| Q1 25 | — | 9.3% | ||
| Q4 24 | — | 14.4% | ||
| Q3 24 | — | 11.3% | ||
| Q2 24 | — | 37.3% | ||
| Q1 24 | — | 17.1% |
| Q4 25 | 34.0% | 1.5% | ||
| Q3 25 | 32.2% | -2.2% | ||
| Q2 25 | 34.4% | 5.1% | ||
| Q1 25 | 33.4% | 4.2% | ||
| Q4 24 | 29.7% | 0.0% | ||
| Q3 24 | 31.5% | 5.4% | ||
| Q2 24 | 33.7% | 14.0% | ||
| Q1 24 | 33.7% | 1.6% |
| Q4 25 | 26.8% | 20.0% | ||
| Q3 25 | 25.2% | -3.6% | ||
| Q2 25 | 26.8% | 3.4% | ||
| Q1 25 | 26.3% | 3.0% | ||
| Q4 24 | 22.5% | 3.8% | ||
| Q3 24 | 24.2% | 3.8% | ||
| Q2 24 | 24.9% | 11.5% | ||
| Q1 24 | 25.6% | 0.1% |
| Q4 25 | $0.98 | $0.44 | ||
| Q3 25 | $0.94 | $-0.06 | ||
| Q2 25 | $0.98 | $0.06 | ||
| Q1 25 | $0.93 | $0.12 | ||
| Q4 24 | $0.81 | $0.08 | ||
| Q3 24 | $0.81 | $0.10 | ||
| Q2 24 | $0.82 | $0.06 | ||
| Q1 24 | $0.86 | $0.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $85.5M |
| Total DebtLower is stronger | $354.5M | — |
| Stockholders' EquityBook value | $958.7M | $76.6M |
| Total Assets | $8.0B | $184.9M |
| Debt / EquityLower = less leverage | 0.37× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $85.5M | ||
| Q3 25 | — | $70.7M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $23.2M | ||
| Q3 24 | — | $46.4M | ||
| Q2 24 | — | $8.3M | ||
| Q1 24 | — | $14.4M |
| Q4 25 | $354.5M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $958.7M | $76.6M | ||
| Q3 25 | $932.2M | $63.4M | ||
| Q2 25 | $894.1M | $9.5M | ||
| Q1 25 | $870.9M | $9.4M | ||
| Q4 24 | $846.4M | $7.1M | ||
| Q3 24 | $858.5M | $7.7M | ||
| Q2 24 | $813.6M | $5.2M | ||
| Q1 24 | $798.0M | $3.7M |
| Q4 25 | $8.0B | $184.9M | ||
| Q3 25 | $7.8B | $165.4M | ||
| Q2 25 | $7.7B | $139.5M | ||
| Q1 25 | $7.6B | $113.5M | ||
| Q4 24 | $7.5B | $96.6M | ||
| Q3 24 | $7.6B | $67.3M | ||
| Q2 24 | $7.6B | $28.9M | ||
| Q1 24 | $7.7B | $26.8M |
| Q4 25 | 0.37× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $130.9M | $16.3M |
| Free Cash FlowOCF − Capex | $124.0M | $15.8M |
| FCF MarginFCF / Revenue | 140.6% | 25.9% |
| Capex IntensityCapex / Revenue | 7.8% | 0.9% |
| Cash ConversionOCF / Net Profit | 5.53× | 1.34× |
| TTM Free Cash FlowTrailing 4 quarters | $207.9M | $2.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $130.9M | $16.3M | ||
| Q3 25 | $33.0M | $-18.4M | ||
| Q2 25 | $7.7M | $16.3M | ||
| Q1 25 | $47.9M | $20.6M | ||
| Q4 24 | $124.4M | $-21.6M | ||
| Q3 24 | $33.1M | $38.6M | ||
| Q2 24 | $24.0M | $-4.3M | ||
| Q1 24 | $29.0M | $2.6M |
| Q4 25 | $124.0M | $15.8M | ||
| Q3 25 | $31.9M | $-24.9M | ||
| Q2 25 | $6.0M | $5.4M | ||
| Q1 25 | $46.0M | $5.8M | ||
| Q4 24 | $119.5M | $-28.4M | ||
| Q3 24 | $32.0M | $38.6M | ||
| Q2 24 | $22.9M | $-6.0M | ||
| Q1 24 | $27.6M | $2.6M |
| Q4 25 | 140.6% | 25.9% | ||
| Q3 25 | 35.8% | -59.3% | ||
| Q2 25 | 6.8% | 12.3% | ||
| Q1 25 | 54.5% | 5.8% | ||
| Q4 24 | 140.0% | -56.7% | ||
| Q3 24 | 39.7% | 55.1% | ||
| Q2 24 | 28.9% | -49.4% | ||
| Q1 24 | 34.5% | 16.4% |
| Q4 25 | 7.8% | 0.9% | ||
| Q3 25 | 1.2% | 15.3% | ||
| Q2 25 | 2.0% | 24.8% | ||
| Q1 25 | 2.3% | 15.0% | ||
| Q4 24 | 5.8% | 13.4% | ||
| Q3 24 | 1.4% | 0.1% | ||
| Q2 24 | 1.4% | 13.8% | ||
| Q1 24 | 1.9% | 0.2% |
| Q4 25 | 5.53× | 1.34× | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 0.33× | 11.02× | ||
| Q1 25 | 2.16× | 6.93× | ||
| Q4 24 | 6.49× | -11.32× | ||
| Q3 24 | 1.70× | 14.60× | ||
| Q2 24 | 1.21× | -3.09× | ||
| Q1 24 | 1.42× | 176.40× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FMBH
Segment breakdown not available.
TSSI
| Procurement Revenues Segment | $43.2M | 71% |
| System Integration Services Segment | $14.2M | 23% |
| Facilities Segment | $3.5M | 6% |
