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Side-by-side financial comparison of FIRST MID BANCSHARES, INC. (FMBH) and ZIPRECRUITER, INC. (ZIP). Click either name above to swap in a different company.

ZIPRECRUITER, INC. is the larger business by last-quarter revenue ($111.7M vs $88.2M, roughly 1.3× FIRST MID BANCSHARES, INC.). FIRST MID BANCSHARES, INC. runs the higher net margin — 26.8% vs -0.7%, a 27.6% gap on every dollar of revenue. On growth, FIRST MID BANCSHARES, INC. posted the faster year-over-year revenue change (3.4% vs 0.6%). FIRST MID BANCSHARES, INC. produced more free cash flow last quarter ($124.0M vs $7.6M). Over the past eight quarters, FIRST MID BANCSHARES, INC.'s revenue compounded faster (5.0% CAGR vs -4.4%).

First Mid Bancshares Inc. is a U.S.-headquartered regional financial services holding company. It provides full-range retail and commercial banking products, wealth management, insurance solutions, and agricultural financing, mainly serving individual consumers, small and medium-sized enterprises, and agricultural clients across multiple Midwestern states including Illinois, Missouri, and Indiana.

FMBH vs ZIP — Head-to-Head

Bigger by revenue
ZIP
ZIP
1.3× larger
ZIP
$111.7M
$88.2M
FMBH
Growing faster (revenue YoY)
FMBH
FMBH
+2.8% gap
FMBH
3.4%
0.6%
ZIP
Higher net margin
FMBH
FMBH
27.6% more per $
FMBH
26.8%
-0.7%
ZIP
More free cash flow
FMBH
FMBH
$116.4M more FCF
FMBH
$124.0M
$7.6M
ZIP
Faster 2-yr revenue CAGR
FMBH
FMBH
Annualised
FMBH
5.0%
-4.4%
ZIP

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FMBH
FMBH
ZIP
ZIP
Revenue
$88.2M
$111.7M
Net Profit
$23.7M
$-835.0K
Gross Margin
89.1%
Operating Margin
34.0%
3.6%
Net Margin
26.8%
-0.7%
Revenue YoY
3.4%
0.6%
Net Profit YoY
23.5%
92.3%
EPS (diluted)
$0.98
$-0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FMBH
FMBH
ZIP
ZIP
Q4 25
$88.2M
$111.7M
Q3 25
$89.3M
$115.0M
Q2 25
$87.5M
$112.2M
Q1 25
$84.3M
$110.1M
Q4 24
$85.3M
$111.0M
Q3 24
$80.6M
$117.1M
Q2 24
$79.2M
$123.7M
Q1 24
$79.9M
$122.2M
Net Profit
FMBH
FMBH
ZIP
ZIP
Q4 25
$23.7M
$-835.0K
Q3 25
$22.5M
$-9.8M
Q2 25
$23.4M
$-9.5M
Q1 25
$22.2M
$-12.8M
Q4 24
$19.2M
$-10.8M
Q3 24
$19.5M
$-2.6M
Q2 24
$19.7M
$7.0M
Q1 24
$20.5M
$-6.5M
Gross Margin
FMBH
FMBH
ZIP
ZIP
Q4 25
89.1%
Q3 25
89.1%
Q2 25
89.3%
Q1 25
89.4%
Q4 24
89.6%
Q3 24
89.4%
Q2 24
89.5%
Q1 24
89.1%
Operating Margin
FMBH
FMBH
ZIP
ZIP
Q4 25
34.0%
3.6%
Q3 25
32.2%
-4.4%
Q2 25
34.4%
-5.9%
Q1 25
33.4%
-10.6%
Q4 24
29.7%
-3.6%
Q3 24
31.5%
-2.8%
Q2 24
33.7%
7.6%
Q1 24
33.7%
-0.7%
Net Margin
FMBH
FMBH
ZIP
ZIP
Q4 25
26.8%
-0.7%
Q3 25
25.2%
-8.5%
Q2 25
26.8%
-8.5%
Q1 25
26.3%
-11.7%
Q4 24
22.5%
-9.7%
Q3 24
24.2%
-2.2%
Q2 24
24.9%
5.7%
Q1 24
25.6%
-5.3%
EPS (diluted)
FMBH
FMBH
ZIP
ZIP
Q4 25
$0.98
$-0.03
Q3 25
$0.94
$-0.11
Q2 25
$0.98
$-0.10
Q1 25
$0.93
$-0.13
Q4 24
$0.81
$-0.10
Q3 24
$0.81
$-0.03
Q2 24
$0.82
$0.07
Q1 24
$0.86
$-0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FMBH
FMBH
ZIP
ZIP
Cash + ST InvestmentsLiquidity on hand
$188.0M
Total DebtLower is stronger
$354.5M
Stockholders' EquityBook value
$958.7M
$-77.2M
Total Assets
$8.0B
$569.7M
Debt / EquityLower = less leverage
0.37×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FMBH
FMBH
ZIP
ZIP
Q4 25
$188.0M
Q3 25
$211.8M
Q2 25
$203.5M
Q1 25
$221.1M
Q4 24
$218.4M
Q3 24
$225.6M
Q2 24
$271.7M
Q1 24
$282.5M
Total Debt
FMBH
FMBH
ZIP
ZIP
Q4 25
$354.5M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FMBH
FMBH
ZIP
ZIP
Q4 25
$958.7M
$-77.2M
Q3 25
$932.2M
$-76.1M
Q2 25
$894.1M
$-65.9M
Q1 25
$870.9M
$-11.3M
Q4 24
$846.4M
$13.4M
Q3 24
$858.5M
$13.6M
Q2 24
$813.6M
$24.4M
Q1 24
$798.0M
$12.7M
Total Assets
FMBH
FMBH
ZIP
ZIP
Q4 25
$8.0B
$569.7M
Q3 25
$7.8B
$573.6M
Q2 25
$7.7B
$592.4M
Q1 25
$7.6B
$629.4M
Q4 24
$7.5B
$664.1M
Q3 24
$7.6B
$652.0M
Q2 24
$7.6B
$665.3M
Q1 24
$7.7B
$662.4M
Debt / Equity
FMBH
FMBH
ZIP
ZIP
Q4 25
0.37×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FMBH
FMBH
ZIP
ZIP
Operating Cash FlowLast quarter
$130.9M
$7.7M
Free Cash FlowOCF − Capex
$124.0M
$7.6M
FCF MarginFCF / Revenue
140.6%
6.8%
Capex IntensityCapex / Revenue
7.8%
0.1%
Cash ConversionOCF / Net Profit
5.53×
TTM Free Cash FlowTrailing 4 quarters
$207.9M
$9.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FMBH
FMBH
ZIP
ZIP
Q4 25
$130.9M
$7.7M
Q3 25
$33.0M
$2.6M
Q2 25
$7.7M
$10.5M
Q1 25
$47.9M
$-9.9M
Q4 24
$124.4M
$12.5M
Q3 24
$33.1M
$9.3M
Q2 24
$24.0M
$21.9M
Q1 24
$29.0M
$2.0M
Free Cash Flow
FMBH
FMBH
ZIP
ZIP
Q4 25
$124.0M
$7.6M
Q3 25
$31.9M
$2.2M
Q2 25
$6.0M
$10.2M
Q1 25
$46.0M
$-10.2M
Q4 24
$119.5M
$12.0M
Q3 24
$32.0M
$9.2M
Q2 24
$22.9M
$21.7M
Q1 24
$27.6M
$1.9M
FCF Margin
FMBH
FMBH
ZIP
ZIP
Q4 25
140.6%
6.8%
Q3 25
35.8%
1.9%
Q2 25
6.8%
9.1%
Q1 25
54.5%
-9.3%
Q4 24
140.0%
10.8%
Q3 24
39.7%
7.8%
Q2 24
28.9%
17.6%
Q1 24
34.5%
1.6%
Capex Intensity
FMBH
FMBH
ZIP
ZIP
Q4 25
7.8%
0.1%
Q3 25
1.2%
0.3%
Q2 25
2.0%
0.3%
Q1 25
2.3%
0.3%
Q4 24
5.8%
0.4%
Q3 24
1.4%
0.2%
Q2 24
1.4%
0.1%
Q1 24
1.9%
0.1%
Cash Conversion
FMBH
FMBH
ZIP
ZIP
Q4 25
5.53×
Q3 25
1.47×
Q2 25
0.33×
Q1 25
2.16×
Q4 24
6.49×
Q3 24
1.70×
Q2 24
1.21×
3.12×
Q1 24
1.42×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FMBH
FMBH

Segment breakdown not available.

ZIP
ZIP

License$84.3M75%
Services$27.4M25%

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