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Side-by-side financial comparison of FARMERS NATIONAL BANC CORP (FMNB) and GCL Global Holdings Ltd (GCL). Click either name above to swap in a different company.
GCL Global Holdings Ltd is the larger business by last-quarter revenue ($98.7M vs $71.5M, roughly 1.4× FARMERS NATIONAL BANC CORP). FARMERS NATIONAL BANC CORP runs the higher net margin — 20.5% vs -5.2%, a 25.6% gap on every dollar of revenue. FARMERS NATIONAL BANC CORP produced more free cash flow last quarter ($52.2M vs $-5.2M).
Farmers National Banc Corp (OH) is a regional financial holding company based in Ohio, the United States. It offers full-spectrum retail and commercial banking products, wealth management solutions, and insurance services, primarily catering to individual consumers, small and medium-sized enterprises, and local community clients in Ohio and adjacent Midwestern U.S. regions.
GCL Global Holdings Ltd is a leading clean energy enterprise focusing on R&D, production and operation of photovoltaic products, energy storage systems and low-carbon energy solutions. Its main markets cover Asia, Europe, North America, serving utility, commercial and residential distributed energy users across the globe.
FMNB vs GCL — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | ||
|---|---|---|
| Revenue | $71.5M | $98.7M |
| Net Profit | $14.6M | $-5.1M |
| Gross Margin | — | 11.0% |
| Operating Margin | 24.8% | -6.7% |
| Net Margin | 20.5% | -5.2% |
| Revenue YoY | 3.2% | — |
| Net Profit YoY | 1.7% | — |
| EPS (diluted) | $0.39 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $71.5M | — | ||
| Q3 25 | $70.8M | $98.7M | ||
| Q2 25 | $69.8M | $142.1M | ||
| Q1 25 | $67.8M | — | ||
| Q4 24 | $69.3M | — | ||
| Q3 24 | $70.3M | $36.1M | ||
| Q2 24 | $66.5M | — | ||
| Q1 24 | $63.4M | — |
| Q4 25 | $14.6M | — | ||
| Q3 25 | $12.5M | $-5.1M | ||
| Q2 25 | $13.9M | $5.6M | ||
| Q1 25 | $13.6M | — | ||
| Q4 24 | $14.4M | — | ||
| Q3 24 | $8.5M | $-1.9M | ||
| Q2 24 | $11.8M | — | ||
| Q1 24 | $11.2M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | 11.0% | ||
| Q2 25 | — | 15.0% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 16.2% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 24.8% | — | ||
| Q3 25 | 20.7% | -6.7% | ||
| Q2 25 | 23.4% | 2.3% | ||
| Q1 25 | 24.1% | — | ||
| Q4 24 | 25.5% | — | ||
| Q3 24 | 14.4% | -5.6% | ||
| Q2 24 | 21.3% | — | ||
| Q1 24 | 21.2% | — |
| Q4 25 | 20.5% | — | ||
| Q3 25 | 17.6% | -5.2% | ||
| Q2 25 | 19.9% | 3.9% | ||
| Q1 25 | 20.0% | — | ||
| Q4 24 | 20.8% | — | ||
| Q3 24 | 12.1% | -5.2% | ||
| Q2 24 | 17.7% | — | ||
| Q1 24 | 17.7% | — |
| Q4 25 | $0.39 | — | ||
| Q3 25 | $0.33 | $-0.04 | ||
| Q2 25 | $0.37 | $0.05 | ||
| Q1 25 | $0.36 | — | ||
| Q4 24 | $0.38 | — | ||
| Q3 24 | $0.23 | — | ||
| Q2 24 | $0.31 | — | ||
| Q1 24 | $0.30 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $16.6M |
| Total DebtLower is stronger | $86.7M | $52.0M |
| Stockholders' EquityBook value | $485.7M | $33.1M |
| Total Assets | $5.2B | $159.9M |
| Debt / EquityLower = less leverage | 0.18× | 1.57× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $18.2M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $2.7M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $86.7M | — | ||
| Q3 25 | $86.6M | $52.0M | ||
| Q2 25 | $86.4M | $11.9M | ||
| Q1 25 | $86.3M | — | ||
| Q4 24 | $86.2M | — | ||
| Q3 24 | $86.0M | — | ||
| Q2 24 | $88.9M | — | ||
| Q1 24 | $88.8M | — |
| Q4 25 | $485.7M | — | ||
| Q3 25 | $465.9M | $33.1M | ||
| Q2 25 | $437.7M | $35.9M | ||
| Q1 25 | $429.1M | — | ||
| Q4 24 | $406.0M | — | ||
| Q3 24 | $439.7M | $15.9M | ||
| Q2 24 | $396.7M | — | ||
| Q1 24 | $397.0M | — |
| Q4 25 | $5.2B | — | ||
| Q3 25 | $5.2B | $159.9M | ||
| Q2 25 | $5.2B | $101.6M | ||
| Q1 25 | $5.2B | — | ||
| Q4 24 | $5.1B | — | ||
| Q3 24 | $5.2B | $49.6M | ||
| Q2 24 | $5.2B | — | ||
| Q1 24 | $5.1B | — |
| Q4 25 | 0.18× | — | ||
| Q3 25 | 0.19× | 1.57× | ||
| Q2 25 | 0.20× | 0.33× | ||
| Q1 25 | 0.20× | — | ||
| Q4 24 | 0.21× | — | ||
| Q3 24 | 0.20× | — | ||
| Q2 24 | 0.22× | — | ||
| Q1 24 | 0.22× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $60.0M | $-4.8M |
| Free Cash FlowOCF − Capex | $52.2M | $-5.2M |
| FCF MarginFCF / Revenue | 73.0% | -5.3% |
| Capex IntensityCapex / Revenue | 11.0% | 0.4% |
| Cash ConversionOCF / Net Profit | 4.10× | — |
| TTM Free Cash FlowTrailing 4 quarters | $85.8M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $60.0M | — | ||
| Q3 25 | $10.7M | $-4.8M | ||
| Q2 25 | $14.0M | $-10.3M | ||
| Q1 25 | $15.7M | — | ||
| Q4 24 | $66.6M | — | ||
| Q3 24 | $23.9M | $6.1M | ||
| Q2 24 | $16.6M | — | ||
| Q1 24 | $13.7M | — |
| Q4 25 | $52.2M | — | ||
| Q3 25 | $9.0M | $-5.2M | ||
| Q2 25 | $12.4M | $-10.5M | ||
| Q1 25 | $12.2M | — | ||
| Q4 24 | $54.9M | — | ||
| Q3 24 | $20.4M | — | ||
| Q2 24 | $14.4M | — | ||
| Q1 24 | $12.2M | — |
| Q4 25 | 73.0% | — | ||
| Q3 25 | 12.8% | -5.3% | ||
| Q2 25 | 17.8% | -7.4% | ||
| Q1 25 | 18.0% | — | ||
| Q4 24 | 79.2% | — | ||
| Q3 24 | 29.1% | — | ||
| Q2 24 | 21.6% | — | ||
| Q1 24 | 19.2% | — |
| Q4 25 | 11.0% | — | ||
| Q3 25 | 2.4% | 0.4% | ||
| Q2 25 | 2.3% | 0.1% | ||
| Q1 25 | 5.2% | — | ||
| Q4 24 | 16.9% | — | ||
| Q3 24 | 4.9% | — | ||
| Q2 24 | 3.3% | — | ||
| Q1 24 | 2.4% | — |
| Q4 25 | 4.10× | — | ||
| Q3 25 | 0.86× | — | ||
| Q2 25 | 1.01× | -1.84× | ||
| Q1 25 | 1.15× | — | ||
| Q4 24 | 4.63× | — | ||
| Q3 24 | 2.80× | — | ||
| Q2 24 | 1.41× | — | ||
| Q1 24 | 1.22× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.