FARMERS NATIONAL BANC CORPFMNBEarnings & Financial Report
Farmers National Banc Corp (OH) is a regional financial holding company based in Ohio, the United States. It offers full-spectrum retail and commercial banking products, wealth management solutions, and insurance services, primarily catering to individual consumers, small and medium-sized enterprises, and local community clients in Ohio and adjacent Midwestern U.S. regions.
FMNB Q4 FY2025 Key Financial Metrics
Revenue
$71.5M
Gross Profit
N/A
Operating Profit
$17.7M
Net Profit
$14.6M
Gross Margin
N/A
Operating Margin
24.8%
Net Margin
20.5%
YoY Growth
3.2%
EPS
$0.39
FARMERS NATIONAL BANC CORP Q4 FY2025 Financial Summary
FARMERS NATIONAL BANC CORP reported revenue of $71.5M (up 3.2% YoY) for Q4 FY2025, with a net profit of $14.6M (up 1.7% YoY) (20.5% margin).
Key Financial Metrics
| Total Revenue | $71.5M |
|---|---|
| Net Profit | $14.6M |
| Gross Margin | N/A |
| Operating Margin | 24.8% |
| Report Period | Q4 FY2025 |
FARMERS NATIONAL BANC CORP Annual Revenue by Year
FARMERS NATIONAL BANC CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $279.9M).
FARMERS NATIONAL BANC CORP Quarterly Revenue & Net Profit History
FARMERS NATIONAL BANC CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $71.5M | +3.2% | $14.6M | 20.5% |
| Q3 FY2025 | $70.8M | +0.8% | $12.5M | 17.6% |
| Q2 FY2025 | $69.8M | +5.1% | $13.9M | 19.9% |
| Q1 FY2025 | $67.8M | +6.9% | $13.6M | 20.0% |
| Q4 FY2024 | $69.3M | +54.1% | $14.4M | 20.8% |
| Q3 FY2024 | $70.3M | +61.2% | $8.5M | 12.1% |
| Q2 FY2024 | $66.5M | +50.9% | $11.8M | 17.7% |
| Q1 FY2024 | $63.4M | +34.8% | $11.2M | 17.7% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $63.4M | $66.5M | $70.3M | $69.3M | $67.8M | $69.8M | $70.8M | $71.5M |
| YoY Growth | 34.8% | 50.9% | 61.2% | 54.1% | 6.9% | 5.1% | 0.8% | 3.2% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $5.08B | $5.16B | $5.24B | $5.12B | $5.16B | $5.18B | $5.24B | $5.25B |
| Liabilities | $4.68B | $4.76B | $4.80B | $4.71B | $4.73B | $4.74B | $4.77B | $4.76B |
| Equity | $397.0M | $396.7M | $439.7M | $406.0M | $429.1M | $437.7M | $465.9M | $485.7M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $13.7M | $16.6M | $23.9M | $66.6M | $15.7M | $14.0M | $10.7M | $60.0M |