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Side-by-side financial comparison of FARMERS NATIONAL BANC CORP (FMNB) and GETTY REALTY CORP (GTY). Click either name above to swap in a different company.

FARMERS NATIONAL BANC CORP is the larger business by last-quarter revenue ($71.5M vs $57.8M, roughly 1.2× GETTY REALTY CORP). GETTY REALTY CORP runs the higher net margin — 46.0% vs 20.5%, a 25.6% gap on every dollar of revenue. On growth, GETTY REALTY CORP posted the faster year-over-year revenue change (10.5% vs 3.2%). Over the past eight quarters, GETTY REALTY CORP's revenue compounded faster (7.6% CAGR vs 6.2%).

Farmers National Banc Corp (OH) is a regional financial holding company based in Ohio, the United States. It offers full-spectrum retail and commercial banking products, wealth management solutions, and insurance services, primarily catering to individual consumers, small and medium-sized enterprises, and local community clients in Ohio and adjacent Midwestern U.S. regions.

Getty Realty Corp is a publicly traded real estate investment trust (REIT) headquartered in the United States. It owns, leases, and manages a diversified portfolio of commercial real estate assets, primarily consisting of convenience stores, fuel stations, and adjacent retail locations across U.S. states, serving tenants across retail and energy sectors.

FMNB vs GTY — Head-to-Head

Bigger by revenue
FMNB
FMNB
1.2× larger
FMNB
$71.5M
$57.8M
GTY
Growing faster (revenue YoY)
GTY
GTY
+7.4% gap
GTY
10.5%
3.2%
FMNB
Higher net margin
GTY
GTY
25.6% more per $
GTY
46.0%
20.5%
FMNB
Faster 2-yr revenue CAGR
GTY
GTY
Annualised
GTY
7.6%
6.2%
FMNB

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
FMNB
FMNB
GTY
GTY
Revenue
$71.5M
$57.8M
Net Profit
$14.6M
$26.6M
Gross Margin
Operating Margin
24.8%
66.1%
Net Margin
20.5%
46.0%
Revenue YoY
3.2%
10.5%
Net Profit YoY
1.7%
80.1%
EPS (diluted)
$0.39
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FMNB
FMNB
GTY
GTY
Q1 26
$57.8M
Q4 25
$71.5M
$60.5M
Q3 25
$70.8M
$55.6M
Q2 25
$69.8M
$53.3M
Q1 25
$67.8M
$52.3M
Q4 24
$69.3M
$53.0M
Q3 24
$70.3M
$51.5M
Q2 24
$66.5M
$49.9M
Net Profit
FMNB
FMNB
GTY
GTY
Q1 26
$26.6M
Q4 25
$14.6M
$27.0M
Q3 25
$12.5M
$23.3M
Q2 25
$13.9M
$14.0M
Q1 25
$13.6M
$14.8M
Q4 24
$14.4M
$22.3M
Q3 24
$8.5M
$15.3M
Q2 24
$11.8M
$16.7M
Operating Margin
FMNB
FMNB
GTY
GTY
Q1 26
66.1%
Q4 25
24.8%
67.3%
Q3 25
20.7%
62.5%
Q2 25
23.4%
46.7%
Q1 25
24.1%
50.5%
Q4 24
25.5%
61.6%
Q3 24
14.4%
48.9%
Q2 24
21.3%
52.5%
Net Margin
FMNB
FMNB
GTY
GTY
Q1 26
46.0%
Q4 25
20.5%
44.7%
Q3 25
17.6%
42.0%
Q2 25
19.9%
26.3%
Q1 25
20.0%
28.3%
Q4 24
20.8%
42.1%
Q3 24
12.1%
29.8%
Q2 24
17.7%
33.5%
EPS (diluted)
FMNB
FMNB
GTY
GTY
Q1 26
$0.43
Q4 25
$0.39
$0.46
Q3 25
$0.33
$0.40
Q2 25
$0.37
$0.24
Q1 25
$0.36
$0.25
Q4 24
$0.38
$0.38
Q3 24
$0.23
$0.27
Q2 24
$0.31
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FMNB
FMNB
GTY
GTY
Cash + ST InvestmentsLiquidity on hand
$3.7M
Total DebtLower is stronger
$86.7M
Stockholders' EquityBook value
$485.7M
Total Assets
$5.2B
$2.2B
Debt / EquityLower = less leverage
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FMNB
FMNB
GTY
GTY
Q1 26
$3.7M
Q4 25
$8.4M
Q3 25
$5.2M
Q2 25
$7.5M
Q1 25
$6.3M
Q4 24
$9.5M
Q3 24
$4.0M
Q2 24
$4.7M
Total Debt
FMNB
FMNB
GTY
GTY
Q1 26
Q4 25
$86.7M
$995.0M
Q3 25
$86.6M
$934.6M
Q2 25
$86.4M
$919.2M
Q1 25
$86.3M
$901.4M
Q4 24
$86.2M
$904.3M
Q3 24
$86.0M
$833.9M
Q2 24
$88.9M
$838.4M
Stockholders' Equity
FMNB
FMNB
GTY
GTY
Q1 26
Q4 25
$485.7M
$1.1B
Q3 25
$465.9M
$1.0B
Q2 25
$437.7M
$982.4M
Q1 25
$429.1M
$961.1M
Q4 24
$406.0M
$962.1M
Q3 24
$439.7M
$963.4M
Q2 24
$396.7M
$951.0M
Total Assets
FMNB
FMNB
GTY
GTY
Q1 26
$2.2B
Q4 25
$5.2B
$2.2B
Q3 25
$5.2B
$2.1B
Q2 25
$5.2B
$2.0B
Q1 25
$5.2B
$2.0B
Q4 24
$5.1B
$2.0B
Q3 24
$5.2B
$1.9B
Q2 24
$5.2B
$1.9B
Debt / Equity
FMNB
FMNB
GTY
GTY
Q1 26
Q4 25
0.18×
0.93×
Q3 25
0.19×
0.92×
Q2 25
0.20×
0.94×
Q1 25
0.20×
0.94×
Q4 24
0.21×
0.94×
Q3 24
0.20×
0.87×
Q2 24
0.22×
0.88×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FMNB
FMNB
GTY
GTY
Operating Cash FlowLast quarter
$60.0M
Free Cash FlowOCF − Capex
$52.2M
FCF MarginFCF / Revenue
73.0%
Capex IntensityCapex / Revenue
11.0%
Cash ConversionOCF / Net Profit
4.10×
TTM Free Cash FlowTrailing 4 quarters
$85.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FMNB
FMNB
GTY
GTY
Q1 26
Q4 25
$60.0M
$127.4M
Q3 25
$10.7M
$30.5M
Q2 25
$14.0M
$34.7M
Q1 25
$15.7M
$28.7M
Q4 24
$66.6M
$130.5M
Q3 24
$23.9M
$34.6M
Q2 24
$16.6M
$29.7M
Free Cash Flow
FMNB
FMNB
GTY
GTY
Q1 26
Q4 25
$52.2M
$127.0M
Q3 25
$9.0M
$30.4M
Q2 25
$12.4M
$34.6M
Q1 25
$12.2M
$28.6M
Q4 24
$54.9M
$129.6M
Q3 24
$20.4M
$34.4M
Q2 24
$14.4M
$29.6M
FCF Margin
FMNB
FMNB
GTY
GTY
Q1 26
Q4 25
73.0%
209.8%
Q3 25
12.8%
54.7%
Q2 25
17.8%
64.9%
Q1 25
18.0%
54.7%
Q4 24
79.2%
244.5%
Q3 24
29.1%
66.9%
Q2 24
21.6%
59.2%
Capex Intensity
FMNB
FMNB
GTY
GTY
Q1 26
Q4 25
11.0%
0.7%
Q3 25
2.4%
0.2%
Q2 25
2.3%
0.3%
Q1 25
5.2%
0.1%
Q4 24
16.9%
1.7%
Q3 24
4.9%
0.4%
Q2 24
3.3%
0.3%
Cash Conversion
FMNB
FMNB
GTY
GTY
Q1 26
Q4 25
4.10×
4.71×
Q3 25
0.86×
1.31×
Q2 25
1.01×
2.48×
Q1 25
1.15×
1.94×
Q4 24
4.63×
5.85×
Q3 24
2.80×
2.26×
Q2 24
1.41×
1.78×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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