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Side-by-side financial comparison of FARMERS NATIONAL BANC CORP (FMNB) and PagerDuty, Inc. (PD). Click either name above to swap in a different company.

PagerDuty, Inc. is the larger business by last-quarter revenue ($124.5M vs $71.5M, roughly 1.7× FARMERS NATIONAL BANC CORP). PagerDuty, Inc. runs the higher net margin — 129.7% vs 20.5%, a 109.3% gap on every dollar of revenue. On growth, PagerDuty, Inc. posted the faster year-over-year revenue change (4.7% vs 3.2%). FARMERS NATIONAL BANC CORP produced more free cash flow last quarter ($52.2M vs $24.1M). Over the past eight quarters, FARMERS NATIONAL BANC CORP's revenue compounded faster (6.2% CAGR vs 5.9%).

Farmers National Banc Corp (OH) is a regional financial holding company based in Ohio, the United States. It offers full-spectrum retail and commercial banking products, wealth management solutions, and insurance services, primarily catering to individual consumers, small and medium-sized enterprises, and local community clients in Ohio and adjacent Midwestern U.S. regions.

PagerDuty, Inc. is an American cloud computing company specializing in a SaaS incident management platform for IT operations departments.

FMNB vs PD — Head-to-Head

Bigger by revenue
PD
PD
1.7× larger
PD
$124.5M
$71.5M
FMNB
Growing faster (revenue YoY)
PD
PD
+1.5% gap
PD
4.7%
3.2%
FMNB
Higher net margin
PD
PD
109.3% more per $
PD
129.7%
20.5%
FMNB
More free cash flow
FMNB
FMNB
$28.1M more FCF
FMNB
$52.2M
$24.1M
PD
Faster 2-yr revenue CAGR
FMNB
FMNB
Annualised
FMNB
6.2%
5.9%
PD

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
FMNB
FMNB
PD
PD
Revenue
$71.5M
$124.5M
Net Profit
$14.6M
$161.6M
Gross Margin
85.3%
Operating Margin
24.8%
6.5%
Net Margin
20.5%
129.7%
Revenue YoY
3.2%
4.7%
Net Profit YoY
1.7%
2827.7%
EPS (diluted)
$0.39
$1.69

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FMNB
FMNB
PD
PD
Q4 25
$71.5M
$124.5M
Q3 25
$70.8M
$123.4M
Q2 25
$69.8M
$119.8M
Q1 25
$67.8M
$121.4M
Q4 24
$69.3M
$118.9M
Q3 24
$70.3M
$115.9M
Q2 24
$66.5M
$111.2M
Q1 24
$63.4M
$111.1M
Net Profit
FMNB
FMNB
PD
PD
Q4 25
$14.6M
$161.6M
Q3 25
$12.5M
$9.6M
Q2 25
$13.9M
$-7.2M
Q1 25
$13.6M
$-8.8M
Q4 24
$14.4M
$-5.9M
Q3 24
$8.5M
$-10.9M
Q2 24
$11.8M
$-17.1M
Q1 24
$11.2M
$-28.2M
Gross Margin
FMNB
FMNB
PD
PD
Q4 25
85.3%
Q3 25
84.6%
Q2 25
84.0%
Q1 25
83.6%
Q4 24
83.0%
Q3 24
82.7%
Q2 24
82.6%
Q1 24
81.7%
Operating Margin
FMNB
FMNB
PD
PD
Q4 25
24.8%
6.5%
Q3 25
20.7%
2.9%
Q2 25
23.4%
-8.6%
Q1 25
24.1%
-9.6%
Q4 24
25.5%
-8.7%
Q3 24
14.4%
-13.8%
Q2 24
21.3%
-19.5%
Q1 24
21.2%
-30.1%
Net Margin
FMNB
FMNB
PD
PD
Q4 25
20.5%
129.7%
Q3 25
17.6%
7.8%
Q2 25
19.9%
-6.0%
Q1 25
20.0%
-7.2%
Q4 24
20.8%
-5.0%
Q3 24
12.1%
-9.4%
Q2 24
17.7%
-15.4%
Q1 24
17.7%
-25.3%
EPS (diluted)
FMNB
FMNB
PD
PD
Q4 25
$0.39
$1.69
Q3 25
$0.33
$0.10
Q2 25
$0.37
$-0.07
Q1 25
$0.36
$-0.12
Q4 24
$0.38
$-0.07
Q3 24
$0.23
$-0.14
Q2 24
$0.31
$-0.26
Q1 24
$0.30
$-0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FMNB
FMNB
PD
PD
Cash + ST InvestmentsLiquidity on hand
$547.8M
Total DebtLower is stronger
$86.7M
Stockholders' EquityBook value
$485.7M
$320.5M
Total Assets
$5.2B
$1.0B
Debt / EquityLower = less leverage
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FMNB
FMNB
PD
PD
Q4 25
$547.8M
Q3 25
$567.9M
Q2 25
$597.1M
Q1 25
$570.8M
Q4 24
$542.2M
Q3 24
$599.3M
Q2 24
$592.8M
Q1 24
$571.2M
Total Debt
FMNB
FMNB
PD
PD
Q4 25
$86.7M
Q3 25
$86.6M
Q2 25
$86.4M
Q1 25
$86.3M
$484.5M
Q4 24
$86.2M
Q3 24
$86.0M
Q2 24
$88.9M
Q1 24
$88.8M
$489.5M
Stockholders' Equity
FMNB
FMNB
PD
PD
Q4 25
$485.7M
$320.5M
Q3 25
$465.9M
$180.7M
Q2 25
$437.7M
$145.7M
Q1 25
$429.1M
$129.8M
Q4 24
$406.0M
$111.6M
Q3 24
$439.7M
$164.7M
Q2 24
$396.7M
$174.0M
Q1 24
$397.0M
$171.6M
Total Assets
FMNB
FMNB
PD
PD
Q4 25
$5.2B
$1.0B
Q3 25
$5.2B
$891.5M
Q2 25
$5.2B
$926.8M
Q1 25
$5.2B
$927.3M
Q4 24
$5.1B
$866.8M
Q3 24
$5.2B
$916.0M
Q2 24
$5.2B
$924.0M
Q1 24
$5.1B
$925.3M
Debt / Equity
FMNB
FMNB
PD
PD
Q4 25
0.18×
Q3 25
0.19×
Q2 25
0.20×
Q1 25
0.20×
3.73×
Q4 24
0.21×
Q3 24
0.20×
Q2 24
0.22×
Q1 24
0.22×
2.85×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FMNB
FMNB
PD
PD
Operating Cash FlowLast quarter
$60.0M
$24.8M
Free Cash FlowOCF − Capex
$52.2M
$24.1M
FCF MarginFCF / Revenue
73.0%
19.3%
Capex IntensityCapex / Revenue
11.0%
0.6%
Cash ConversionOCF / Net Profit
4.10×
0.15×
TTM Free Cash FlowTrailing 4 quarters
$85.8M
$117.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FMNB
FMNB
PD
PD
Q4 25
$60.0M
$24.8M
Q3 25
$10.7M
$34.0M
Q2 25
$14.0M
$30.7M
Q1 25
$15.7M
$31.4M
Q4 24
$66.6M
$22.1M
Q3 24
$23.9M
$35.8M
Q2 24
$16.6M
$28.6M
Q1 24
$13.7M
$22.2M
Free Cash Flow
FMNB
FMNB
PD
PD
Q4 25
$52.2M
$24.1M
Q3 25
$9.0M
$33.1M
Q2 25
$12.4M
$30.2M
Q1 25
$12.2M
$30.3M
Q4 24
$54.9M
$21.5M
Q3 24
$20.4M
$35.1M
Q2 24
$14.4M
$28.2M
Q1 24
$12.2M
$21.2M
FCF Margin
FMNB
FMNB
PD
PD
Q4 25
73.0%
19.3%
Q3 25
12.8%
26.8%
Q2 25
17.8%
25.2%
Q1 25
18.0%
24.9%
Q4 24
79.2%
18.1%
Q3 24
29.1%
30.3%
Q2 24
21.6%
25.4%
Q1 24
19.2%
19.1%
Capex Intensity
FMNB
FMNB
PD
PD
Q4 25
11.0%
0.6%
Q3 25
2.4%
0.7%
Q2 25
2.3%
0.4%
Q1 25
5.2%
0.9%
Q4 24
16.9%
0.5%
Q3 24
4.9%
0.5%
Q2 24
3.3%
0.4%
Q1 24
2.4%
0.9%
Cash Conversion
FMNB
FMNB
PD
PD
Q4 25
4.10×
0.15×
Q3 25
0.86×
3.55×
Q2 25
1.01×
Q1 25
1.15×
Q4 24
4.63×
Q3 24
2.80×
Q2 24
1.41×
Q1 24
1.22×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FMNB
FMNB

Segment breakdown not available.

PD
PD

US$88.8M71%
Non Us$35.7M29%

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