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Side-by-side financial comparison of FARMERS NATIONAL BANC CORP (FMNB) and Porch Group, Inc. (PRCH). Click either name above to swap in a different company.
Porch Group, Inc. is the larger business by last-quarter revenue ($121.1M vs $71.5M, roughly 1.7× FARMERS NATIONAL BANC CORP). FARMERS NATIONAL BANC CORP runs the higher net margin — 20.5% vs -3.9%, a 24.3% gap on every dollar of revenue. On growth, Porch Group, Inc. posted the faster year-over-year revenue change (100.0% vs 3.2%). Over the past eight quarters, Porch Group, Inc.'s revenue compounded faster (26.4% CAGR vs 6.2%).
Farmers National Banc Corp (OH) is a regional financial holding company based in Ohio, the United States. It offers full-spectrum retail and commercial banking products, wealth management solutions, and insurance services, primarily catering to individual consumers, small and medium-sized enterprises, and local community clients in Ohio and adjacent Midwestern U.S. regions.
Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.
FMNB vs PRCH — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $71.5M | $121.1M |
| Net Profit | $14.6M | $-4.7M |
| Gross Margin | — | 52.7% |
| Operating Margin | 24.8% | 34.7% |
| Net Margin | 20.5% | -3.9% |
| Revenue YoY | 3.2% | 100.0% |
| Net Profit YoY | 1.7% | 2.0% |
| EPS (diluted) | $0.39 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $121.1M | ||
| Q4 25 | $71.5M | $112.3M | ||
| Q3 25 | $70.8M | $115.1M | ||
| Q2 25 | $69.8M | $107.0M | ||
| Q1 25 | $67.8M | $84.5M | ||
| Q4 24 | $69.3M | $75.3M | ||
| Q3 24 | $70.3M | $77.7M | ||
| Q2 24 | $66.5M | $75.9M |
| Q1 26 | — | $-4.7M | ||
| Q4 25 | $14.6M | $-3.5M | ||
| Q3 25 | $12.5M | $-10.9M | ||
| Q2 25 | $13.9M | $2.6M | ||
| Q1 25 | $13.6M | $8.4M | ||
| Q4 24 | $14.4M | $30.5M | ||
| Q3 24 | $8.5M | $14.4M | ||
| Q2 24 | $11.8M | $-64.3M |
| Q1 26 | — | 52.7% | ||
| Q4 25 | — | 99.5% | ||
| Q3 25 | — | 75.6% | ||
| Q2 25 | — | 70.9% | ||
| Q1 25 | — | 77.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 79.4% | ||
| Q2 24 | — | 22.1% |
| Q1 26 | — | 34.7% | ||
| Q4 25 | 24.8% | 14.7% | ||
| Q3 25 | 20.7% | 14.2% | ||
| Q2 25 | 23.4% | 4.7% | ||
| Q1 25 | 24.1% | -1.5% | ||
| Q4 24 | 25.5% | 33.3% | ||
| Q3 24 | 14.4% | -3.2% | ||
| Q2 24 | 21.3% | -69.2% |
| Q1 26 | — | -3.9% | ||
| Q4 25 | 20.5% | -3.1% | ||
| Q3 25 | 17.6% | -9.4% | ||
| Q2 25 | 19.9% | 2.4% | ||
| Q1 25 | 20.0% | 9.9% | ||
| Q4 24 | 20.8% | 40.5% | ||
| Q3 24 | 12.1% | 18.5% | ||
| Q2 24 | 17.7% | -84.8% |
| Q1 26 | — | $-0.04 | ||
| Q4 25 | $0.39 | $0.00 | ||
| Q3 25 | $0.33 | $-0.10 | ||
| Q2 25 | $0.37 | $0.00 | ||
| Q1 25 | $0.36 | $0.07 | ||
| Q4 24 | $0.38 | $0.34 | ||
| Q3 24 | $0.23 | $0.12 | ||
| Q2 24 | $0.31 | $-0.65 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $68.4M |
| Total DebtLower is stronger | $86.7M | $391.3M |
| Stockholders' EquityBook value | $485.7M | $26.3M |
| Total Assets | $5.2B | $806.6M |
| Debt / EquityLower = less leverage | 0.18× | 14.87× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $68.4M | ||
| Q4 25 | — | $57.3M | ||
| Q3 25 | — | $85.0M | ||
| Q2 25 | — | $79.8M | ||
| Q1 25 | — | $70.4M | ||
| Q4 24 | — | $191.7M | ||
| Q3 24 | — | $238.6M | ||
| Q2 24 | — | $308.4M |
| Q1 26 | — | $391.3M | ||
| Q4 25 | $86.7M | $392.8M | ||
| Q3 25 | $86.6M | $387.1M | ||
| Q2 25 | $86.4M | $394.1M | ||
| Q1 25 | $86.3M | $409.2M | ||
| Q4 24 | $86.2M | $403.9M | ||
| Q3 24 | $86.0M | $399.0M | ||
| Q2 24 | $88.9M | $436.8M |
| Q1 26 | — | $26.3M | ||
| Q4 25 | $485.7M | $-24.6M | ||
| Q3 25 | $465.9M | $-27.9M | ||
| Q2 25 | $437.7M | $-29.3M | ||
| Q1 25 | $429.1M | $-52.4M | ||
| Q4 24 | $406.0M | $-43.2M | ||
| Q3 24 | $439.7M | $-77.0M | ||
| Q2 24 | $396.7M | $-101.9M |
| Q1 26 | — | $806.6M | ||
| Q4 25 | $5.2B | $797.4M | ||
| Q3 25 | $5.2B | $787.7M | ||
| Q2 25 | $5.2B | $770.7M | ||
| Q1 25 | $5.2B | $802.3M | ||
| Q4 24 | $5.1B | $814.0M | ||
| Q3 24 | $5.2B | $867.3M | ||
| Q2 24 | $5.2B | $876.1M |
| Q1 26 | — | 14.87× | ||
| Q4 25 | 0.18× | — | ||
| Q3 25 | 0.19× | — | ||
| Q2 25 | 0.20× | — | ||
| Q1 25 | 0.20× | — | ||
| Q4 24 | 0.21× | — | ||
| Q3 24 | 0.20× | — | ||
| Q2 24 | 0.22× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $60.0M | — |
| Free Cash FlowOCF − Capex | $52.2M | — |
| FCF MarginFCF / Revenue | 73.0% | — |
| Capex IntensityCapex / Revenue | 11.0% | — |
| Cash ConversionOCF / Net Profit | 4.10× | — |
| TTM Free Cash FlowTrailing 4 quarters | $85.8M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $60.0M | $1.2M | ||
| Q3 25 | $10.7M | $40.8M | ||
| Q2 25 | $14.0M | $35.6M | ||
| Q1 25 | $15.7M | $-11.2M | ||
| Q4 24 | $66.6M | $-26.6M | ||
| Q3 24 | $23.9M | $12.4M | ||
| Q2 24 | $16.6M | $-26.0M |
| Q1 26 | — | — | ||
| Q4 25 | $52.2M | $1.1M | ||
| Q3 25 | $9.0M | $40.7M | ||
| Q2 25 | $12.4M | $35.4M | ||
| Q1 25 | $12.2M | $-11.2M | ||
| Q4 24 | $54.9M | $-26.8M | ||
| Q3 24 | $20.4M | $12.2M | ||
| Q2 24 | $14.4M | $-26.0M |
| Q1 26 | — | — | ||
| Q4 25 | 73.0% | 1.0% | ||
| Q3 25 | 12.8% | 35.4% | ||
| Q2 25 | 17.8% | 33.0% | ||
| Q1 25 | 18.0% | -13.3% | ||
| Q4 24 | 79.2% | -35.6% | ||
| Q3 24 | 29.1% | 15.7% | ||
| Q2 24 | 21.6% | -34.3% |
| Q1 26 | — | — | ||
| Q4 25 | 11.0% | 0.1% | ||
| Q3 25 | 2.4% | 0.1% | ||
| Q2 25 | 2.3% | 0.2% | ||
| Q1 25 | 5.2% | 0.1% | ||
| Q4 24 | 16.9% | 0.3% | ||
| Q3 24 | 4.9% | 0.3% | ||
| Q2 24 | 3.3% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 4.10× | — | ||
| Q3 25 | 0.86× | — | ||
| Q2 25 | 1.01× | 13.79× | ||
| Q1 25 | 1.15× | -1.33× | ||
| Q4 24 | 4.63× | -0.87× | ||
| Q3 24 | 2.80× | 0.86× | ||
| Q2 24 | 1.41× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
