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Side-by-side financial comparison of FARMERS NATIONAL BANC CORP (FMNB) and ATRenew Inc. (RERE). Click either name above to swap in a different company.

FARMERS NATIONAL BANC CORP is the larger business by last-quarter revenue ($71.5M vs $43.2M, roughly 1.7× ATRenew Inc.). FARMERS NATIONAL BANC CORP runs the higher net margin — 20.5% vs 16.9%, a 3.6% gap on every dollar of revenue.

Farmers National Banc Corp (OH) is a regional financial holding company based in Ohio, the United States. It offers full-spectrum retail and commercial banking products, wealth management solutions, and insurance services, primarily catering to individual consumers, small and medium-sized enterprises, and local community clients in Ohio and adjacent Midwestern U.S. regions.

ATRenew Inc. operates a leading pre-owned consumer electronics transaction and servicing ecosystem primarily in China. Its core services include end-to-end device recycling, professional quality inspection, certified refurbishment, and resale of smartphones, laptops, tablets and other digital products, serving both individual consumers and enterprise clients across domestic and select Southeast Asian markets.

FMNB vs RERE — Head-to-Head

Bigger by revenue
FMNB
FMNB
1.7× larger
FMNB
$71.5M
$43.2M
RERE
Higher net margin
FMNB
FMNB
3.6% more per $
FMNB
20.5%
16.9%
RERE

Income Statement — Q4 FY2025 vs Q1 FY2023

Metric
FMNB
FMNB
RERE
RERE
Revenue
$71.5M
$43.2M
Net Profit
$14.6M
$7.3M
Gross Margin
Operating Margin
24.8%
Net Margin
20.5%
16.9%
Revenue YoY
3.2%
Net Profit YoY
1.7%
EPS (diluted)
$0.39

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FMNB
FMNB
RERE
RERE
Q4 25
$71.5M
Q3 25
$70.8M
Q2 25
$69.8M
Q1 25
$67.8M
Q4 24
$69.3M
Q3 24
$70.3M
Q2 24
$66.5M
Q1 24
$63.4M
Net Profit
FMNB
FMNB
RERE
RERE
Q4 25
$14.6M
Q3 25
$12.5M
Q2 25
$13.9M
Q1 25
$13.6M
Q4 24
$14.4M
Q3 24
$8.5M
Q2 24
$11.8M
Q1 24
$11.2M
Operating Margin
FMNB
FMNB
RERE
RERE
Q4 25
24.8%
Q3 25
20.7%
Q2 25
23.4%
Q1 25
24.1%
Q4 24
25.5%
Q3 24
14.4%
Q2 24
21.3%
Q1 24
21.2%
Net Margin
FMNB
FMNB
RERE
RERE
Q4 25
20.5%
Q3 25
17.6%
Q2 25
19.9%
Q1 25
20.0%
Q4 24
20.8%
Q3 24
12.1%
Q2 24
17.7%
Q1 24
17.7%
EPS (diluted)
FMNB
FMNB
RERE
RERE
Q4 25
$0.39
Q3 25
$0.33
Q2 25
$0.37
Q1 25
$0.36
Q4 24
$0.38
Q3 24
$0.23
Q2 24
$0.31
Q1 24
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FMNB
FMNB
RERE
RERE
Cash + ST InvestmentsLiquidity on hand
$228.0M
Total DebtLower is stronger
$86.7M
Stockholders' EquityBook value
$485.7M
$557.1M
Total Assets
$5.2B
$722.9M
Debt / EquityLower = less leverage
0.18×

8-quarter trend — quarters aligned by calendar period.

Total Debt
FMNB
FMNB
RERE
RERE
Q4 25
$86.7M
Q3 25
$86.6M
Q2 25
$86.4M
Q1 25
$86.3M
Q4 24
$86.2M
Q3 24
$86.0M
Q2 24
$88.9M
Q1 24
$88.8M
Stockholders' Equity
FMNB
FMNB
RERE
RERE
Q4 25
$485.7M
Q3 25
$465.9M
Q2 25
$437.7M
Q1 25
$429.1M
Q4 24
$406.0M
Q3 24
$439.7M
Q2 24
$396.7M
Q1 24
$397.0M
Total Assets
FMNB
FMNB
RERE
RERE
Q4 25
$5.2B
Q3 25
$5.2B
Q2 25
$5.2B
Q1 25
$5.2B
Q4 24
$5.1B
Q3 24
$5.2B
Q2 24
$5.2B
Q1 24
$5.1B
Debt / Equity
FMNB
FMNB
RERE
RERE
Q4 25
0.18×
Q3 25
0.19×
Q2 25
0.20×
Q1 25
0.20×
Q4 24
0.21×
Q3 24
0.20×
Q2 24
0.22×
Q1 24
0.22×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FMNB
FMNB
RERE
RERE
Operating Cash FlowLast quarter
$60.0M
Free Cash FlowOCF − Capex
$52.2M
FCF MarginFCF / Revenue
73.0%
Capex IntensityCapex / Revenue
11.0%
Cash ConversionOCF / Net Profit
4.10×
TTM Free Cash FlowTrailing 4 quarters
$85.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FMNB
FMNB
RERE
RERE
Q4 25
$60.0M
Q3 25
$10.7M
Q2 25
$14.0M
Q1 25
$15.7M
Q4 24
$66.6M
Q3 24
$23.9M
Q2 24
$16.6M
Q1 24
$13.7M
Free Cash Flow
FMNB
FMNB
RERE
RERE
Q4 25
$52.2M
Q3 25
$9.0M
Q2 25
$12.4M
Q1 25
$12.2M
Q4 24
$54.9M
Q3 24
$20.4M
Q2 24
$14.4M
Q1 24
$12.2M
FCF Margin
FMNB
FMNB
RERE
RERE
Q4 25
73.0%
Q3 25
12.8%
Q2 25
17.8%
Q1 25
18.0%
Q4 24
79.2%
Q3 24
29.1%
Q2 24
21.6%
Q1 24
19.2%
Capex Intensity
FMNB
FMNB
RERE
RERE
Q4 25
11.0%
Q3 25
2.4%
Q2 25
2.3%
Q1 25
5.2%
Q4 24
16.9%
Q3 24
4.9%
Q2 24
3.3%
Q1 24
2.4%
Cash Conversion
FMNB
FMNB
RERE
RERE
Q4 25
4.10×
Q3 25
0.86×
Q2 25
1.01×
Q1 25
1.15×
Q4 24
4.63×
Q3 24
2.80×
Q2 24
1.41×
Q1 24
1.22×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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