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Side-by-side financial comparison of FARMERS NATIONAL BANC CORP (FMNB) and Neuronetics, Inc. (STIM). Click either name above to swap in a different company.
FARMERS NATIONAL BANC CORP is the larger business by last-quarter revenue ($71.5M vs $41.8M, roughly 1.7× Neuronetics, Inc.). FARMERS NATIONAL BANC CORP runs the higher net margin — 20.5% vs -17.2%, a 37.7% gap on every dollar of revenue. On growth, Neuronetics, Inc. posted the faster year-over-year revenue change (85.7% vs 3.2%). FARMERS NATIONAL BANC CORP produced more free cash flow last quarter ($52.2M vs $692.0K). Over the past eight quarters, Neuronetics, Inc.'s revenue compounded faster (54.9% CAGR vs 6.2%).
Farmers National Banc Corp (OH) is a regional financial holding company based in Ohio, the United States. It offers full-spectrum retail and commercial banking products, wealth management solutions, and insurance services, primarily catering to individual consumers, small and medium-sized enterprises, and local community clients in Ohio and adjacent Midwestern U.S. regions.
Neuronetics is a Malvern, PA based, publicly traded company incorporated in Delaware in April 2003, that develops non-invasive treatments for psychiatric disorders that have shown resistance or lack of improvement using traditional medicine. The treatments are based upon neuromodulation technology.
FMNB vs STIM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $71.5M | $41.8M |
| Net Profit | $14.6M | $-7.2M |
| Gross Margin | — | 52.0% |
| Operating Margin | 24.8% | -12.1% |
| Net Margin | 20.5% | -17.2% |
| Revenue YoY | 3.2% | 85.7% |
| Net Profit YoY | 1.7% | 43.2% |
| EPS (diluted) | $0.39 | $-0.10 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $71.5M | $41.8M | ||
| Q3 25 | $70.8M | $37.3M | ||
| Q2 25 | $69.8M | $38.1M | ||
| Q1 25 | $67.8M | $32.0M | ||
| Q4 24 | $69.3M | $22.5M | ||
| Q3 24 | $70.3M | $18.5M | ||
| Q2 24 | $66.5M | $16.4M | ||
| Q1 24 | $63.4M | $17.4M |
| Q4 25 | $14.6M | $-7.2M | ||
| Q3 25 | $12.5M | $-9.0M | ||
| Q2 25 | $13.9M | $-10.1M | ||
| Q1 25 | $13.6M | $-12.7M | ||
| Q4 24 | $14.4M | $-12.7M | ||
| Q3 24 | $8.5M | $-13.3M | ||
| Q2 24 | $11.8M | $-9.8M | ||
| Q1 24 | $11.2M | $-7.9M |
| Q4 25 | — | 52.0% | ||
| Q3 25 | — | 45.9% | ||
| Q2 25 | — | 46.6% | ||
| Q1 25 | — | 49.2% | ||
| Q4 24 | — | 66.2% | ||
| Q3 24 | — | 75.6% | ||
| Q2 24 | — | 74.0% | ||
| Q1 24 | — | 75.1% |
| Q4 25 | 24.8% | -12.1% | ||
| Q3 25 | 20.7% | -19.6% | ||
| Q2 25 | 23.4% | -21.1% | ||
| Q1 25 | 24.1% | -34.4% | ||
| Q4 24 | 25.5% | -51.0% | ||
| Q3 24 | 14.4% | -41.7% | ||
| Q2 24 | 21.3% | -51.7% | ||
| Q1 24 | 21.2% | -39.4% |
| Q4 25 | 20.5% | -17.2% | ||
| Q3 25 | 17.6% | -24.3% | ||
| Q2 25 | 19.9% | -26.6% | ||
| Q1 25 | 20.0% | -39.6% | ||
| Q4 24 | 20.8% | -56.4% | ||
| Q3 24 | 12.1% | -72.0% | ||
| Q2 24 | 17.7% | -59.8% | ||
| Q1 24 | 17.7% | -45.2% |
| Q4 25 | $0.39 | $-0.10 | ||
| Q3 25 | $0.33 | $-0.13 | ||
| Q2 25 | $0.37 | $-0.15 | ||
| Q1 25 | $0.36 | $-0.21 | ||
| Q4 24 | $0.38 | $-0.34 | ||
| Q3 24 | $0.23 | $-0.44 | ||
| Q2 24 | $0.31 | $-0.33 | ||
| Q1 24 | $0.30 | $-0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $28.1M |
| Total DebtLower is stronger | $86.7M | $65.8M |
| Stockholders' EquityBook value | $485.7M | $22.4M |
| Total Assets | $5.2B | $141.6M |
| Debt / EquityLower = less leverage | 0.18× | 2.94× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $28.1M | ||
| Q3 25 | — | $28.0M | ||
| Q2 25 | — | $11.0M | ||
| Q1 25 | — | $20.2M | ||
| Q4 24 | — | $18.5M | ||
| Q3 24 | — | $20.9M | ||
| Q2 24 | — | $42.6M | ||
| Q1 24 | — | $47.7M |
| Q4 25 | $86.7M | $65.8M | ||
| Q3 25 | $86.6M | $65.7M | ||
| Q2 25 | $86.4M | $55.5M | ||
| Q1 25 | $86.3M | $55.3M | ||
| Q4 24 | $86.2M | $55.2M | ||
| Q3 24 | $86.0M | $46.0M | ||
| Q2 24 | $88.9M | $59.8M | ||
| Q1 24 | $88.8M | $59.4M |
| Q4 25 | $485.7M | $22.4M | ||
| Q3 25 | $465.9M | $27.4M | ||
| Q2 25 | $437.7M | $27.1M | ||
| Q1 25 | $429.1M | $35.5M | ||
| Q4 24 | $406.0M | $27.7M | ||
| Q3 24 | $439.7M | $9.4M | ||
| Q2 24 | $396.7M | $19.4M | ||
| Q1 24 | $397.0M | $27.7M |
| Q4 25 | $5.2B | $141.6M | ||
| Q3 25 | $5.2B | $145.5M | ||
| Q2 25 | $5.2B | $134.7M | ||
| Q1 25 | $5.2B | $142.0M | ||
| Q4 24 | $5.1B | $140.9M | ||
| Q3 24 | $5.2B | — | ||
| Q2 24 | $5.2B | $96.8M | ||
| Q1 24 | $5.1B | $103.8M |
| Q4 25 | 0.18× | 2.94× | ||
| Q3 25 | 0.19× | 2.40× | ||
| Q2 25 | 0.20× | 2.05× | ||
| Q1 25 | 0.20× | 1.56× | ||
| Q4 24 | 0.21× | 1.99× | ||
| Q3 24 | 0.20× | 4.90× | ||
| Q2 24 | 0.22× | 3.08× | ||
| Q1 24 | 0.22× | 2.15× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $60.0M | $908.0K |
| Free Cash FlowOCF − Capex | $52.2M | $692.0K |
| FCF MarginFCF / Revenue | 73.0% | 1.7% |
| Capex IntensityCapex / Revenue | 11.0% | 0.5% |
| Cash ConversionOCF / Net Profit | 4.10× | — |
| TTM Free Cash FlowTrailing 4 quarters | $85.8M | $-21.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $60.0M | $908.0K | ||
| Q3 25 | $10.7M | $-785.0K | ||
| Q2 25 | $14.0M | $-3.5M | ||
| Q1 25 | $15.7M | $-17.0M | ||
| Q4 24 | $66.6M | $-8.6M | ||
| Q3 24 | $23.9M | $-5.4M | ||
| Q2 24 | $16.6M | $-5.0M | ||
| Q1 24 | $13.7M | $-12.0M |
| Q4 25 | $52.2M | $692.0K | ||
| Q3 25 | $9.0M | $-899.0K | ||
| Q2 25 | $12.4M | $-3.8M | ||
| Q1 25 | $12.2M | $-17.2M | ||
| Q4 24 | $54.9M | $-8.7M | ||
| Q3 24 | $20.4M | $-5.8M | ||
| Q2 24 | $14.4M | $-5.6M | ||
| Q1 24 | $12.2M | $-12.4M |
| Q4 25 | 73.0% | 1.7% | ||
| Q3 25 | 12.8% | -2.4% | ||
| Q2 25 | 17.8% | -9.9% | ||
| Q1 25 | 18.0% | -53.8% | ||
| Q4 24 | 79.2% | -38.6% | ||
| Q3 24 | 29.1% | -31.3% | ||
| Q2 24 | 21.6% | -34.0% | ||
| Q1 24 | 19.2% | -71.1% |
| Q4 25 | 11.0% | 0.5% | ||
| Q3 25 | 2.4% | 0.3% | ||
| Q2 25 | 2.3% | 0.7% | ||
| Q1 25 | 5.2% | 0.7% | ||
| Q4 24 | 16.9% | 0.4% | ||
| Q3 24 | 4.9% | 2.1% | ||
| Q2 24 | 3.3% | 3.7% | ||
| Q1 24 | 2.4% | 2.2% |
| Q4 25 | 4.10× | — | ||
| Q3 25 | 0.86× | — | ||
| Q2 25 | 1.01× | — | ||
| Q1 25 | 1.15× | — | ||
| Q4 24 | 4.63× | — | ||
| Q3 24 | 2.80× | — | ||
| Q2 24 | 1.41× | — | ||
| Q1 24 | 1.22× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
