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Side-by-side financial comparison of FNB CORP (FNB) and J&J SNACK FOODS CORP (JJSF). Click either name above to swap in a different company.

FNB CORP is the larger business by last-quarter revenue ($366.0M vs $343.8M, roughly 1.1× J&J SNACK FOODS CORP). FNB CORP runs the higher net margin — 45.9% vs 0.3%, a 45.6% gap on every dollar of revenue. On growth, FNB CORP posted the faster year-over-year revenue change (13.7% vs -5.2%). FNB CORP produced more free cash flow last quarter ($99.0M vs $17.0M). Over the past eight quarters, FNB CORP's revenue compounded faster (7.1% CAGR vs -2.2%).

FNB Corporation is a diversified financial services corporation based in Pittsburgh, Pennsylvania, and the holding company for its largest subsidiary, First National Bank. As of December 31, 2025, FNB has total assets of more than $50 billion. FNB's market coverage spans several major metropolitan areas, including Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; Washington, D.C.; Charlotte, Raleigh, Durham and the Piedmont Triad in North Carolina; and Charleston, South Carolina...

J&J Snack Foods Corp. (JJSFC) is an American manufacturer, marketer, and distributor of name brand snack foods and frozen beverages. Headquartered in Mt. Laurel, NJ, JJSF uses over 175 facilities for manufacturing, warehousing, and distributing located in 44 states, Mexico, and Canada. The company is listed on the NASDAQ Global Select Market as "JJSFC", and serves both national and international markets.

FNB vs JJSF — Head-to-Head

Bigger by revenue
FNB
FNB
1.1× larger
FNB
$366.0M
$343.8M
JJSF
Growing faster (revenue YoY)
FNB
FNB
+18.9% gap
FNB
13.7%
-5.2%
JJSF
Higher net margin
FNB
FNB
45.6% more per $
FNB
45.9%
0.3%
JJSF
More free cash flow
FNB
FNB
$82.0M more FCF
FNB
$99.0M
$17.0M
JJSF
Faster 2-yr revenue CAGR
FNB
FNB
Annualised
FNB
7.1%
-2.2%
JJSF

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
FNB
FNB
JJSF
JJSF
Revenue
$366.0M
$343.8M
Net Profit
$168.0M
$883.0K
Gross Margin
27.9%
Operating Margin
45.1%
0.2%
Net Margin
45.9%
0.3%
Revenue YoY
13.7%
-5.2%
Net Profit YoY
52.7%
-82.8%
EPS (diluted)
$0.47
$0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNB
FNB
JJSF
JJSF
Q4 25
$366.0M
$343.8M
Q3 25
$359.0M
$410.2M
Q2 25
$348.0M
$454.3M
Q1 25
$323.0M
$356.1M
Q4 24
$322.0M
$362.6M
Q3 24
$323.0M
$426.8M
Q2 24
$316.0M
$440.0M
Q1 24
$319.0M
$359.7M
Net Profit
FNB
FNB
JJSF
JJSF
Q4 25
$168.0M
$883.0K
Q3 25
$150.0M
$11.4M
Q2 25
$130.0M
$44.2M
Q1 25
$117.0M
$4.8M
Q4 24
$110.0M
$5.1M
Q3 24
$110.0M
$29.6M
Q2 24
$123.0M
$36.3M
Q1 24
$122.0M
$13.3M
Gross Margin
FNB
FNB
JJSF
JJSF
Q4 25
27.9%
Q3 25
31.7%
Q2 25
33.0%
Q1 25
26.9%
Q4 24
25.9%
Q3 24
31.8%
Q2 24
33.6%
Q1 24
30.1%
Operating Margin
FNB
FNB
JJSF
JJSF
Q4 25
45.1%
0.2%
Q3 25
52.9%
2.8%
Q2 25
47.7%
13.3%
Q1 25
45.8%
1.7%
Q4 24
31.7%
1.7%
Q3 24
43.3%
9.3%
Q2 24
49.7%
11.4%
Q1 24
48.9%
5.0%
Net Margin
FNB
FNB
JJSF
JJSF
Q4 25
45.9%
0.3%
Q3 25
41.8%
2.8%
Q2 25
37.4%
9.7%
Q1 25
36.2%
1.4%
Q4 24
34.2%
1.4%
Q3 24
34.1%
6.9%
Q2 24
38.9%
8.3%
Q1 24
38.2%
3.7%
EPS (diluted)
FNB
FNB
JJSF
JJSF
Q4 25
$0.47
$0.05
Q3 25
$0.41
$0.59
Q2 25
$0.36
$2.26
Q1 25
$0.32
$0.25
Q4 24
$0.31
$0.26
Q3 24
$0.30
$1.52
Q2 24
$0.34
$1.87
Q1 24
$0.32
$0.69

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNB
FNB
JJSF
JJSF
Cash + ST InvestmentsLiquidity on hand
$2.5B
$66.8M
Total DebtLower is stronger
$1.9B
Stockholders' EquityBook value
$6.8B
$912.9M
Total Assets
$50.2B
$1.3B
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNB
FNB
JJSF
JJSF
Q4 25
$2.5B
$66.8M
Q3 25
$2.4B
$105.9M
Q2 25
$2.4B
$77.4M
Q1 25
$2.4B
$48.5M
Q4 24
$2.4B
$73.6M
Q3 24
$2.1B
$73.4M
Q2 24
$1.9B
$64.0M
Q1 24
$1.5B
$43.6M
Total Debt
FNB
FNB
JJSF
JJSF
Q4 25
$1.9B
Q3 25
$2.1B
Q2 25
$2.7B
Q1 25
$2.5B
Q4 24
$3.0B
Q3 24
$2.5B
Q2 24
$2.0B
Q1 24
$2.1B
Stockholders' Equity
FNB
FNB
JJSF
JJSF
Q4 25
$6.8B
$912.9M
Q3 25
$6.6B
$966.7M
Q2 25
$6.5B
$969.9M
Q1 25
$6.4B
$935.0M
Q4 24
$6.3B
$946.8M
Q3 24
$6.2B
$957.0M
Q2 24
$6.1B
$937.9M
Q1 24
$6.0B
$915.7M
Total Assets
FNB
FNB
JJSF
JJSF
Q4 25
$50.2B
$1.3B
Q3 25
$49.9B
$1.4B
Q2 25
$49.7B
$1.4B
Q1 25
$49.0B
$1.4B
Q4 24
$48.6B
$1.3B
Q3 24
$48.0B
$1.4B
Q2 24
$47.7B
$1.4B
Q1 24
$45.9B
$1.3B
Debt / Equity
FNB
FNB
JJSF
JJSF
Q4 25
0.28×
Q3 25
0.32×
Q2 25
0.41×
Q1 25
0.39×
Q4 24
0.48×
Q3 24
0.40×
Q2 24
0.33×
Q1 24
0.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNB
FNB
JJSF
JJSF
Operating Cash FlowLast quarter
$128.0M
$36.0M
Free Cash FlowOCF − Capex
$99.0M
$17.0M
FCF MarginFCF / Revenue
27.0%
4.9%
Capex IntensityCapex / Revenue
7.9%
5.5%
Cash ConversionOCF / Net Profit
0.76×
40.73×
TTM Free Cash FlowTrailing 4 quarters
$376.0M
$83.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNB
FNB
JJSF
JJSF
Q4 25
$128.0M
$36.0M
Q3 25
$167.0M
$66.4M
Q2 25
$123.0M
$51.2M
Q1 25
$64.0M
$12.3M
Q4 24
$326.0M
$35.2M
Q3 24
$-14.0M
$46.3M
Q2 24
$85.0M
$65.0M
Q1 24
$245.0M
$12.7M
Free Cash Flow
FNB
FNB
JJSF
JJSF
Q4 25
$99.0M
$17.0M
Q3 25
$149.0M
$44.8M
Q2 25
$85.0M
$28.5M
Q1 25
$43.0M
$-7.2M
Q4 24
$278.0M
$16.1M
Q3 24
$-46.0M
$29.1M
Q2 24
$55.0M
$45.3M
Q1 24
$216.0M
$-4.0M
FCF Margin
FNB
FNB
JJSF
JJSF
Q4 25
27.0%
4.9%
Q3 25
41.5%
10.9%
Q2 25
24.4%
6.3%
Q1 25
13.3%
-2.0%
Q4 24
86.3%
4.4%
Q3 24
-14.2%
6.8%
Q2 24
17.4%
10.3%
Q1 24
67.7%
-1.1%
Capex Intensity
FNB
FNB
JJSF
JJSF
Q4 25
7.9%
5.5%
Q3 25
5.0%
5.3%
Q2 25
10.9%
5.0%
Q1 25
6.5%
5.5%
Q4 24
14.9%
5.3%
Q3 24
9.9%
4.0%
Q2 24
9.5%
4.5%
Q1 24
9.1%
4.6%
Cash Conversion
FNB
FNB
JJSF
JJSF
Q4 25
0.76×
40.73×
Q3 25
1.11×
5.84×
Q2 25
0.95×
1.16×
Q1 25
0.55×
2.55×
Q4 24
2.96×
6.84×
Q3 24
-0.13×
1.56×
Q2 24
0.69×
1.79×
Q1 24
2.01×
0.96×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FNB
FNB

Segment breakdown not available.

JJSF
JJSF

Food Service$219.2M64%
Frozen Beverages$78.7M23%
Repair And Maintenance Service$22.5M7%
Other$12.7M4%
Machine Sales$10.7M3%

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