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Side-by-side financial comparison of FNB CORP (FNB) and ZILLOW GROUP, INC. (ZG). Click either name above to swap in a different company.

ZILLOW GROUP, INC. is the larger business by last-quarter revenue ($654.0M vs $366.0M, roughly 1.8× FNB CORP). FNB CORP runs the higher net margin — 45.9% vs 0.5%, a 45.4% gap on every dollar of revenue. On growth, ZILLOW GROUP, INC. posted the faster year-over-year revenue change (18.1% vs 13.7%). FNB CORP produced more free cash flow last quarter ($99.0M vs $44.0M). Over the past eight quarters, ZILLOW GROUP, INC.'s revenue compounded faster (11.2% CAGR vs 7.1%).

FNB Corporation is a diversified financial services corporation based in Pittsburgh, Pennsylvania, and the holding company for its largest subsidiary, First National Bank. As of December 31, 2025, FNB has total assets of more than $50 billion. FNB's market coverage spans several major metropolitan areas, including Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; Washington, D.C.; Charlotte, Raleigh, Durham and the Piedmont Triad in North Carolina; and Charleston, South Carolina...

Zillow Group, Inc., or simply Zillow, is an American tech real-estate marketplace company that was founded in 2006 by co-executive chairmen Rich Barton and Lloyd Frink, former Microsoft executives and founders of Microsoft spin-off Expedia; Spencer Rascoff, a co-founder of Hotwire.com; David Beitel, Zillow's current chief technology officer; and Kristin Acker, Zillow's current technology leadership advisor.

FNB vs ZG — Head-to-Head

Bigger by revenue
ZG
ZG
1.8× larger
ZG
$654.0M
$366.0M
FNB
Growing faster (revenue YoY)
ZG
ZG
+4.4% gap
ZG
18.1%
13.7%
FNB
Higher net margin
FNB
FNB
45.4% more per $
FNB
45.9%
0.5%
ZG
More free cash flow
FNB
FNB
$55.0M more FCF
FNB
$99.0M
$44.0M
ZG
Faster 2-yr revenue CAGR
ZG
ZG
Annualised
ZG
11.2%
7.1%
FNB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FNB
FNB
ZG
ZG
Revenue
$366.0M
$654.0M
Net Profit
$168.0M
$3.0M
Gross Margin
72.8%
Operating Margin
45.1%
-1.7%
Net Margin
45.9%
0.5%
Revenue YoY
13.7%
18.1%
Net Profit YoY
52.7%
105.8%
EPS (diluted)
$0.47
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNB
FNB
ZG
ZG
Q4 25
$366.0M
$654.0M
Q3 25
$359.0M
$676.0M
Q2 25
$348.0M
$655.0M
Q1 25
$323.0M
$598.0M
Q4 24
$322.0M
$554.0M
Q3 24
$323.0M
$581.0M
Q2 24
$316.0M
$572.0M
Q1 24
$319.0M
$529.0M
Net Profit
FNB
FNB
ZG
ZG
Q4 25
$168.0M
$3.0M
Q3 25
$150.0M
$10.0M
Q2 25
$130.0M
$2.0M
Q1 25
$117.0M
$8.0M
Q4 24
$110.0M
$-52.0M
Q3 24
$110.0M
$-20.0M
Q2 24
$123.0M
$-17.0M
Q1 24
$122.0M
$-23.0M
Gross Margin
FNB
FNB
ZG
ZG
Q4 25
72.8%
Q3 25
72.6%
Q2 25
74.7%
Q1 25
76.8%
Q4 24
75.8%
Q3 24
75.9%
Q2 24
77.3%
Q1 24
76.7%
Operating Margin
FNB
FNB
ZG
ZG
Q4 25
45.1%
-1.7%
Q3 25
52.9%
-0.4%
Q2 25
47.7%
-1.7%
Q1 25
45.8%
-1.5%
Q4 24
31.7%
-12.5%
Q3 24
43.3%
-7.7%
Q2 24
49.7%
-6.6%
Q1 24
48.9%
-8.5%
Net Margin
FNB
FNB
ZG
ZG
Q4 25
45.9%
0.5%
Q3 25
41.8%
1.5%
Q2 25
37.4%
0.3%
Q1 25
36.2%
1.3%
Q4 24
34.2%
-9.4%
Q3 24
34.1%
-3.4%
Q2 24
38.9%
-3.0%
Q1 24
38.2%
-4.3%
EPS (diluted)
FNB
FNB
ZG
ZG
Q4 25
$0.47
$0.01
Q3 25
$0.41
$0.04
Q2 25
$0.36
$0.01
Q1 25
$0.32
$0.03
Q4 24
$0.31
$-0.23
Q3 24
$0.30
$-0.08
Q2 24
$0.34
$-0.07
Q1 24
$0.32
$-0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNB
FNB
ZG
ZG
Cash + ST InvestmentsLiquidity on hand
$2.5B
$768.0M
Total DebtLower is stronger
$1.9B
Stockholders' EquityBook value
$6.8B
$4.9B
Total Assets
$50.2B
$5.7B
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNB
FNB
ZG
ZG
Q4 25
$2.5B
$768.0M
Q3 25
$2.4B
$874.0M
Q2 25
$2.4B
$587.0M
Q1 25
$2.4B
$914.0M
Q4 24
$2.4B
$1.1B
Q3 24
$2.1B
$1.1B
Q2 24
$1.9B
$1.2B
Q1 24
$1.5B
$1.4B
Total Debt
FNB
FNB
ZG
ZG
Q4 25
$1.9B
Q3 25
$2.1B
Q2 25
$2.7B
Q1 25
$2.5B
Q4 24
$3.0B
Q3 24
$2.5B
Q2 24
$2.0B
Q1 24
$2.1B
Stockholders' Equity
FNB
FNB
ZG
ZG
Q4 25
$6.8B
$4.9B
Q3 25
$6.6B
$5.0B
Q2 25
$6.5B
$4.7B
Q1 25
$6.4B
$4.8B
Q4 24
$6.3B
$4.8B
Q3 24
$6.2B
$4.7B
Q2 24
$6.1B
$4.5B
Q1 24
$6.0B
$4.7B
Total Assets
FNB
FNB
ZG
ZG
Q4 25
$50.2B
$5.7B
Q3 25
$49.9B
$5.7B
Q2 25
$49.7B
$5.4B
Q1 25
$49.0B
$5.7B
Q4 24
$48.6B
$5.8B
Q3 24
$48.0B
$6.2B
Q2 24
$47.7B
$6.6B
Q1 24
$45.9B
$6.8B
Debt / Equity
FNB
FNB
ZG
ZG
Q4 25
0.28×
Q3 25
0.32×
Q2 25
0.41×
Q1 25
0.39×
Q4 24
0.48×
Q3 24
0.40×
Q2 24
0.33×
Q1 24
0.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNB
FNB
ZG
ZG
Operating Cash FlowLast quarter
$128.0M
$72.0M
Free Cash FlowOCF − Capex
$99.0M
$44.0M
FCF MarginFCF / Revenue
27.0%
6.7%
Capex IntensityCapex / Revenue
7.9%
4.3%
Cash ConversionOCF / Net Profit
0.76×
24.00×
TTM Free Cash FlowTrailing 4 quarters
$376.0M
$235.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNB
FNB
ZG
ZG
Q4 25
$128.0M
$72.0M
Q3 25
$167.0M
$105.0M
Q2 25
$123.0M
$87.0M
Q1 25
$64.0M
$104.0M
Q4 24
$326.0M
$122.0M
Q3 24
$-14.0M
$171.0M
Q2 24
$85.0M
$55.0M
Q1 24
$245.0M
$80.0M
Free Cash Flow
FNB
FNB
ZG
ZG
Q4 25
$99.0M
$44.0M
Q3 25
$149.0M
$73.0M
Q2 25
$85.0M
$50.0M
Q1 25
$43.0M
$68.0M
Q4 24
$278.0M
$88.0M
Q3 24
$-46.0M
$138.0M
Q2 24
$55.0M
$18.0M
Q1 24
$216.0M
$41.0M
FCF Margin
FNB
FNB
ZG
ZG
Q4 25
27.0%
6.7%
Q3 25
41.5%
10.8%
Q2 25
24.4%
7.6%
Q1 25
13.3%
11.4%
Q4 24
86.3%
15.9%
Q3 24
-14.2%
23.8%
Q2 24
17.4%
3.1%
Q1 24
67.7%
7.8%
Capex Intensity
FNB
FNB
ZG
ZG
Q4 25
7.9%
4.3%
Q3 25
5.0%
4.7%
Q2 25
10.9%
5.6%
Q1 25
6.5%
6.0%
Q4 24
14.9%
6.1%
Q3 24
9.9%
5.7%
Q2 24
9.5%
6.5%
Q1 24
9.1%
7.4%
Cash Conversion
FNB
FNB
ZG
ZG
Q4 25
0.76×
24.00×
Q3 25
1.11×
10.50×
Q2 25
0.95×
43.50×
Q1 25
0.55×
13.00×
Q4 24
2.96×
Q3 24
-0.13×
Q2 24
0.69×
Q1 24
2.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FNB
FNB

Segment breakdown not available.

ZG
ZG

Residential Revenue$418.0M64%
Rental Revenue$168.0M26%
Mortgage Revenue$57.0M9%
Display Advertising And Other Revenue$11.0M2%

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