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Side-by-side financial comparison of Floor & Decor Holdings, Inc. (FND) and Qfin Holdings, Inc. (QFIN). Click either name above to swap in a different company.

Floor & Decor Holdings, Inc. is the larger business by last-quarter revenue ($1.2B vs $731.2M, roughly 1.6× Qfin Holdings, Inc.). Qfin Holdings, Inc. runs the higher net margin — 27.5% vs 3.4%, a 24.1% gap on every dollar of revenue. Over the past eight quarters, Qfin Holdings, Inc.'s revenue compounded faster (16.4% CAGR vs 0.8%).

Floor & Decor Holdings, Inc., branded as Floor & Decor, is a multi-channel American specialty retailer of hard surface flooring and related accessories that was founded in 2000 and headquartered in Smyrna, Georgia, United States.

Qfin Holdings Inc. is a leading China-based fintech enterprise that mainly provides intelligent credit solutions, risk management technology support, and digital financial service tools. It collaborates with licensed financial institutions to serve individual consumers and micro, small and medium-sized enterprises across China, using big data and artificial intelligence to boost financial inclusion and operational efficiency.

FND vs QFIN — Head-to-Head

Bigger by revenue
FND
FND
1.6× larger
FND
$1.2B
$731.2M
QFIN
Higher net margin
QFIN
QFIN
24.1% more per $
QFIN
27.5%
3.4%
FND
Faster 2-yr revenue CAGR
QFIN
QFIN
Annualised
QFIN
16.4%
0.8%
FND

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
FND
FND
QFIN
QFIN
Revenue
$1.2B
$731.2M
Net Profit
$39.7M
$201.2M
Gross Margin
44.0%
Operating Margin
4.5%
32.7%
Net Margin
3.4%
27.5%
Revenue YoY
-0.7%
Net Profit YoY
-18.8%
EPS (diluted)
$0.37

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FND
FND
QFIN
QFIN
Q1 26
$1.2B
Q4 25
$1.1B
Q3 25
$1.2B
$731.2M
Q2 25
$1.2B
$728.1M
Q1 25
$1.2B
$646.4M
Q4 24
$1.1B
Q3 24
$1.1B
$622.7M
Q2 24
$1.1B
$572.4M
Net Profit
FND
FND
QFIN
QFIN
Q1 26
$39.7M
Q4 25
$39.3M
Q3 25
$57.3M
$201.2M
Q2 25
$63.2M
$241.6M
Q1 25
$48.9M
$247.6M
Q4 24
$47.5M
Q3 24
$51.7M
$256.3M
Q2 24
$56.7M
$189.4M
Gross Margin
FND
FND
QFIN
QFIN
Q1 26
44.0%
Q4 25
43.5%
Q3 25
43.4%
Q2 25
43.9%
Q1 25
43.8%
Q4 24
43.5%
Q3 24
43.5%
Q2 24
43.3%
Operating Margin
FND
FND
QFIN
QFIN
Q1 26
4.5%
Q4 25
4.6%
Q3 25
6.1%
32.7%
Q2 25
6.7%
41.0%
Q1 25
5.5%
42.1%
Q4 24
5.3%
Q3 24
5.9%
52.4%
Q2 24
6.3%
47.7%
Net Margin
FND
FND
QFIN
QFIN
Q1 26
3.4%
Q4 25
3.5%
Q3 25
4.9%
27.5%
Q2 25
5.2%
33.2%
Q1 25
4.2%
38.3%
Q4 24
4.3%
Q3 24
4.6%
41.2%
Q2 24
5.0%
33.1%
EPS (diluted)
FND
FND
QFIN
QFIN
Q1 26
$0.37
Q4 25
$0.36
Q3 25
$0.53
Q2 25
$0.58
Q1 25
$0.45
Q4 24
$0.44
Q3 24
$0.48
Q2 24
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FND
FND
QFIN
QFIN
Cash + ST InvestmentsLiquidity on hand
$293.6M
$6.5B
Total DebtLower is stronger
Stockholders' EquityBook value
$2.5B
$24.3B
Total Assets
$5.6B
$61.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FND
FND
QFIN
QFIN
Q1 26
$293.6M
Q4 25
Q3 25
$6.5B
Q2 25
$5.3B
Q1 25
$8.6B
Q4 24
Q3 24
$4.3B
Q2 24
$6.3B
Stockholders' Equity
FND
FND
QFIN
QFIN
Q1 26
$2.5B
Q4 25
$2.4B
Q3 25
$2.4B
$24.3B
Q2 25
$2.3B
$24.1B
Q1 25
$2.2B
$23.1B
Q4 24
$2.2B
Q3 24
$2.1B
$22.9B
Q2 24
$2.0B
$22.6B
Total Assets
FND
FND
QFIN
QFIN
Q1 26
$5.6B
Q4 25
$5.5B
Q3 25
$5.5B
$61.4B
Q2 25
$5.4B
$59.8B
Q1 25
$5.4B
$55.6B
Q4 24
$5.1B
Q3 24
$4.9B
$47.0B
Q2 24
$4.8B
$47.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FND
FND
QFIN
QFIN
Operating Cash FlowLast quarter
$109.2M
$351.4M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
2.75×
1.75×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FND
FND
QFIN
QFIN
Q1 26
$109.2M
Q4 25
$124.1M
Q3 25
$102.5M
$351.4M
Q2 25
$84.1M
$366.0M
Q1 25
$71.2M
$386.6M
Q4 24
$101.4M
Q3 24
$160.3M
$338.0M
Q2 24
$194.0M
$269.9M
Free Cash Flow
FND
FND
QFIN
QFIN
Q1 26
Q4 25
$45.1M
Q3 25
$24.5M
Q2 25
$-10.0M
Q1 25
$4.4M
Q4 24
$3.9M
Q3 24
$36.5M
Q2 24
$80.0M
FCF Margin
FND
FND
QFIN
QFIN
Q1 26
Q4 25
4.0%
Q3 25
2.1%
Q2 25
-0.8%
Q1 25
0.4%
Q4 24
0.4%
Q3 24
3.3%
Q2 24
7.1%
Capex Intensity
FND
FND
QFIN
QFIN
Q1 26
Q4 25
7.0%
Q3 25
6.6%
Q2 25
7.8%
Q1 25
5.7%
Q4 24
8.8%
Q3 24
11.1%
Q2 24
10.1%
Cash Conversion
FND
FND
QFIN
QFIN
Q1 26
2.75×
Q4 25
3.15×
Q3 25
1.79×
1.75×
Q2 25
1.33×
1.52×
Q1 25
1.46×
1.56×
Q4 24
2.14×
Q3 24
3.10×
1.32×
Q2 24
3.42×
1.43×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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