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Side-by-side financial comparison of Fidelity National Financial, Inc. (FNF) and GUESS INC (GES). Click either name above to swap in a different company.
GUESS INC is the larger business by last-quarter revenue ($791.4M vs $544.0M, roughly 1.5× Fidelity National Financial, Inc.). GUESS INC runs the higher net margin — 3.2% vs -21.5%, a 24.7% gap on every dollar of revenue. On growth, Fidelity National Financial, Inc. posted the faster year-over-year revenue change (10.3% vs 7.2%). Over the past eight quarters, Fidelity National Financial, Inc.'s revenue compounded faster (13.7% CAGR vs -5.8%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
Guess?, Inc. is an American clothing company, notable for its black-and-white advertisements. It licenses its brand on other fashion accessories, such as watches, jewelry, perfumes, bags and shoes.
FNF vs GES — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $544.0M | $791.4M |
| Net Profit | $-117.0M | $25.6M |
| Gross Margin | — | 42.5% |
| Operating Margin | 82.9% | 2.9% |
| Net Margin | -21.5% | 3.2% |
| Revenue YoY | 10.3% | 7.2% |
| Net Profit YoY | -126.0% | 209.6% |
| EPS (diluted) | $-0.44 | $0.48 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $544.0M | $791.4M | ||
| Q3 25 | $553.0M | $772.9M | ||
| Q2 25 | $547.0M | $647.8M | ||
| Q1 25 | $455.0M | $932.3M | ||
| Q4 24 | $493.0M | $738.5M | ||
| Q3 24 | $506.0M | $732.6M | ||
| Q2 24 | $504.0M | $591.9M | ||
| Q1 24 | $421.0M | $891.0M |
| Q4 25 | $-117.0M | $25.6M | ||
| Q3 25 | $358.0M | $6.2M | ||
| Q2 25 | $278.0M | $-32.9M | ||
| Q1 25 | $83.0M | $81.4M | ||
| Q4 24 | $450.0M | $-23.4M | ||
| Q3 24 | $266.0M | $-10.6M | ||
| Q2 24 | $306.0M | $13.0M | ||
| Q1 24 | $248.0M | $115.3M |
| Q4 25 | — | 42.5% | ||
| Q3 25 | — | 42.5% | ||
| Q2 25 | — | 39.9% | ||
| Q1 25 | — | 44.1% | ||
| Q4 24 | — | 43.6% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 41.9% | ||
| Q1 24 | — | 45.4% |
| Q4 25 | 82.9% | 2.9% | ||
| Q3 25 | 81.9% | 2.3% | ||
| Q2 25 | 69.8% | -5.1% | ||
| Q1 25 | 24.4% | 11.1% | ||
| Q4 24 | — | 5.7% | ||
| Q3 24 | 61.9% | 6.5% | ||
| Q2 24 | 90.9% | -3.4% | ||
| Q1 24 | 78.6% | 16.3% |
| Q4 25 | -21.5% | 3.2% | ||
| Q3 25 | 64.7% | 0.8% | ||
| Q2 25 | 50.8% | -5.1% | ||
| Q1 25 | 18.2% | 8.7% | ||
| Q4 24 | 91.3% | -3.2% | ||
| Q3 24 | 52.6% | -1.4% | ||
| Q2 24 | 60.7% | 2.2% | ||
| Q1 24 | 58.9% | 12.9% |
| Q4 25 | $-0.44 | $0.48 | ||
| Q3 25 | $1.33 | $0.12 | ||
| Q2 25 | $1.02 | $-0.65 | ||
| Q1 25 | $0.30 | $1.29 | ||
| Q4 24 | $1.65 | $-0.47 | ||
| Q3 24 | $0.97 | $-0.28 | ||
| Q2 24 | $1.12 | $0.23 | ||
| Q1 24 | $0.91 | $1.90 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $2.6B | $154.2M |
| Total DebtLower is stronger | $4.4B | $299.5M |
| Stockholders' EquityBook value | $7.4B | $508.5M |
| Total Assets | $109.0B | $3.0B |
| Debt / EquityLower = less leverage | 0.59× | 0.59× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.6B | $154.2M | ||
| Q3 25 | $3.5B | $189.6M | ||
| Q2 25 | $3.3B | $151.2M | ||
| Q1 25 | $4.5B | $187.7M | ||
| Q4 24 | $3.5B | $140.9M | ||
| Q3 24 | $5.0B | $218.9M | ||
| Q2 24 | $4.9B | $241.7M | ||
| Q1 24 | $3.5B | $360.3M |
| Q4 25 | $4.4B | $299.5M | ||
| Q3 25 | $4.4B | $258.4M | ||
| Q2 25 | $4.4B | $241.7M | ||
| Q1 25 | $4.4B | $150.7M | ||
| Q4 24 | $4.3B | $238.3M | ||
| Q3 24 | $4.2B | $187.8M | ||
| Q2 24 | $4.2B | $196.9M | ||
| Q1 24 | $3.9B | $28.2M |
| Q4 25 | $7.4B | $508.5M | ||
| Q3 25 | $8.4B | $487.6M | ||
| Q2 25 | $7.9B | $483.6M | ||
| Q1 25 | $7.9B | $505.0M | ||
| Q4 24 | $7.8B | $450.7M | ||
| Q3 24 | $8.1B | $491.2M | ||
| Q2 24 | $7.3B | $565.5M | ||
| Q1 24 | $7.1B | $684.9M |
| Q4 25 | $109.0B | $3.0B | ||
| Q3 25 | $106.6B | $3.0B | ||
| Q2 25 | $102.3B | $2.9B | ||
| Q1 25 | $98.2B | $2.8B | ||
| Q4 24 | $95.4B | $2.8B | ||
| Q3 24 | $94.7B | $2.8B | ||
| Q2 24 | $88.8B | $2.7B | ||
| Q1 24 | $84.5B | $2.6B |
| Q4 25 | 0.59× | 0.59× | ||
| Q3 25 | 0.53× | 0.53× | ||
| Q2 25 | 0.56× | 0.50× | ||
| Q1 25 | 0.56× | 0.30× | ||
| Q4 24 | 0.56× | 0.53× | ||
| Q3 24 | 0.52× | 0.38× | ||
| Q2 24 | 0.58× | 0.35× | ||
| Q1 24 | 0.55× | 0.04× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.5B | $-39.5M |
| Free Cash FlowOCF − Capex | — | $-56.3M |
| FCF MarginFCF / Revenue | — | -7.1% |
| Capex IntensityCapex / Revenue | — | 2.1% |
| Cash ConversionOCF / Net Profit | — | -1.54× |
| TTM Free Cash FlowTrailing 4 quarters | — | $62.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.5B | $-39.5M | ||
| Q3 25 | $1.3B | $74.9M | ||
| Q2 25 | $1.9B | $-73.4M | ||
| Q1 25 | $1.1B | $183.2M | ||
| Q4 24 | $1.5B | $-83.3M | ||
| Q3 24 | $2.4B | $44.7M | ||
| Q2 24 | $1.4B | $-22.9M | ||
| Q1 24 | $1.6B | $289.5M |
| Q4 25 | — | $-56.3M | ||
| Q3 25 | — | $53.4M | ||
| Q2 25 | — | $-95.3M | ||
| Q1 25 | — | $160.7M | ||
| Q4 24 | — | $-105.4M | ||
| Q3 24 | — | $24.3M | ||
| Q2 24 | — | $-44.0M | ||
| Q1 24 | — | $267.8M |
| Q4 25 | — | -7.1% | ||
| Q3 25 | — | 6.9% | ||
| Q2 25 | — | -14.7% | ||
| Q1 25 | — | 17.2% | ||
| Q4 24 | — | -14.3% | ||
| Q3 24 | — | 3.3% | ||
| Q2 24 | — | -7.4% | ||
| Q1 24 | — | 30.1% |
| Q4 25 | — | 2.1% | ||
| Q3 25 | — | 2.8% | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | — | 2.4% | ||
| Q4 24 | — | 3.0% | ||
| Q3 24 | — | 2.8% | ||
| Q2 24 | — | 3.6% | ||
| Q1 24 | — | 2.4% |
| Q4 25 | — | -1.54× | ||
| Q3 25 | 3.66× | 12.00× | ||
| Q2 25 | 6.82× | — | ||
| Q1 25 | 13.43× | 2.25× | ||
| Q4 24 | 3.32× | — | ||
| Q3 24 | 8.89× | — | ||
| Q2 24 | 4.45× | -1.76× | ||
| Q1 24 | 6.42× | 2.51× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FNF
| Escrow Fees | $241.0M | 44% |
| Other Title Related Fees And Income | $182.0M | 33% |
| Service Link Excluding Title Premiums Escrow Fees And Subservicing Fees | $87.0M | 16% |
| Insurance Contracts Home Warranty | $31.0M | 6% |
GES
| Products | $760.3M | 96% |
| Royalty | $31.1M | 4% |
