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Side-by-side financial comparison of Fidelity National Financial, Inc. (FNF) and WARRIOR MET COAL, INC. (HCC). Click either name above to swap in a different company.
Fidelity National Financial, Inc. is the larger business by last-quarter revenue ($544.0M vs $458.6M, roughly 1.2× WARRIOR MET COAL, INC.). WARRIOR MET COAL, INC. runs the higher net margin — 15.8% vs -21.5%, a 37.3% gap on every dollar of revenue. On growth, WARRIOR MET COAL, INC. posted the faster year-over-year revenue change (52.1% vs 10.3%). Over the past eight quarters, Fidelity National Financial, Inc.'s revenue compounded faster (13.7% CAGR vs 7.5%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
Warrior Met Coal, Inc. (ticker HCC) is a U.S.-headquartered mining enterprise that produces and distributes high-grade metallurgical coal, a key raw material for steel production. It serves steel manufacturers and industrial clients across core markets including North America, Europe, and Asia.
FNF vs HCC — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $544.0M | $458.6M |
| Net Profit | $-117.0M | $72.3M |
| Gross Margin | — | 36.7% |
| Operating Margin | 82.9% | 17.3% |
| Net Margin | -21.5% | 15.8% |
| Revenue YoY | 10.3% | 52.1% |
| Net Profit YoY | -126.0% | — |
| EPS (diluted) | $-0.44 | $1.37 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $458.6M | ||
| Q4 25 | $544.0M | $384.0M | ||
| Q3 25 | $553.0M | $328.6M | ||
| Q2 25 | $547.0M | $297.5M | ||
| Q1 25 | $455.0M | $299.9M | ||
| Q4 24 | $493.0M | $297.5M | ||
| Q3 24 | $506.0M | $327.7M | ||
| Q2 24 | $504.0M | $396.5M |
| Q1 26 | — | $72.3M | ||
| Q4 25 | $-117.0M | $23.0M | ||
| Q3 25 | $358.0M | $36.6M | ||
| Q2 25 | $278.0M | $5.6M | ||
| Q1 25 | $83.0M | $-8.2M | ||
| Q4 24 | $450.0M | $1.1M | ||
| Q3 24 | $266.0M | $41.8M | ||
| Q2 24 | $306.0M | $70.7M |
| Q1 26 | — | 36.7% | ||
| Q4 25 | — | 29.5% | ||
| Q3 25 | — | 27.1% | ||
| Q2 25 | — | 23.9% | ||
| Q1 25 | — | 18.1% | ||
| Q4 24 | — | 23.1% | ||
| Q3 24 | — | 29.3% | ||
| Q2 24 | — | 34.1% |
| Q1 26 | — | 17.3% | ||
| Q4 25 | 82.9% | 9.0% | ||
| Q3 25 | 81.9% | 6.3% | ||
| Q2 25 | 69.8% | 2.6% | ||
| Q1 25 | 24.4% | -5.8% | ||
| Q4 24 | — | -1.4% | ||
| Q3 24 | 61.9% | 11.9% | ||
| Q2 24 | 90.9% | 17.9% |
| Q1 26 | — | 15.8% | ||
| Q4 25 | -21.5% | 6.0% | ||
| Q3 25 | 64.7% | 11.1% | ||
| Q2 25 | 50.8% | 1.9% | ||
| Q1 25 | 18.2% | -2.7% | ||
| Q4 24 | 91.3% | 0.4% | ||
| Q3 24 | 52.6% | 12.7% | ||
| Q2 24 | 60.7% | 17.8% |
| Q1 26 | — | $1.37 | ||
| Q4 25 | $-0.44 | $0.43 | ||
| Q3 25 | $1.33 | $0.70 | ||
| Q2 25 | $1.02 | $0.11 | ||
| Q1 25 | $0.30 | $-0.16 | ||
| Q4 24 | $1.65 | $0.02 | ||
| Q3 24 | $0.97 | $0.80 | ||
| Q2 24 | $1.12 | $1.35 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $2.6B | $233.2M |
| Total DebtLower is stronger | $4.4B | $154.4M |
| Stockholders' EquityBook value | $7.4B | — |
| Total Assets | $109.0B | $2.8B |
| Debt / EquityLower = less leverage | 0.59× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $233.2M | ||
| Q4 25 | $2.6B | $300.0M | ||
| Q3 25 | $3.5B | $336.3M | ||
| Q2 25 | $3.3B | $383.3M | ||
| Q1 25 | $4.5B | $454.9M | ||
| Q4 24 | $3.5B | $491.5M | ||
| Q3 24 | $5.0B | $583.2M | ||
| Q2 24 | $4.9B | $709.0M |
| Q1 26 | — | $154.4M | ||
| Q4 25 | $4.4B | $154.3M | ||
| Q3 25 | $4.4B | $154.1M | ||
| Q2 25 | $4.4B | $153.9M | ||
| Q1 25 | $4.4B | $153.8M | ||
| Q4 24 | $4.3B | $153.6M | ||
| Q3 24 | $4.2B | $153.5M | ||
| Q2 24 | $4.2B | $153.3M |
| Q1 26 | — | — | ||
| Q4 25 | $7.4B | $2.1B | ||
| Q3 25 | $8.4B | $2.1B | ||
| Q2 25 | $7.9B | $2.1B | ||
| Q1 25 | $7.9B | $2.1B | ||
| Q4 24 | $7.8B | $2.1B | ||
| Q3 24 | $8.1B | $2.1B | ||
| Q2 24 | $7.3B | $2.0B |
| Q1 26 | — | $2.8B | ||
| Q4 25 | $109.0B | $2.8B | ||
| Q3 25 | $106.6B | $2.7B | ||
| Q2 25 | $102.3B | $2.6B | ||
| Q1 25 | $98.2B | $2.6B | ||
| Q4 24 | $95.4B | $2.6B | ||
| Q3 24 | $94.7B | $2.6B | ||
| Q2 24 | $88.8B | $2.6B |
| Q1 26 | — | — | ||
| Q4 25 | 0.59× | 0.07× | ||
| Q3 25 | 0.53× | 0.07× | ||
| Q2 25 | 0.56× | 0.07× | ||
| Q1 25 | 0.56× | 0.07× | ||
| Q4 24 | 0.56× | 0.07× | ||
| Q3 24 | 0.52× | 0.07× | ||
| Q2 24 | 0.58× | 0.07× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.5B | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.5B | $76.1M | ||
| Q3 25 | $1.3B | $104.7M | ||
| Q2 25 | $1.9B | $37.5M | ||
| Q1 25 | $1.1B | $10.9M | ||
| Q4 24 | $1.5B | $54.2M | ||
| Q3 24 | $2.4B | $62.2M | ||
| Q2 24 | $1.4B | $147.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 3.31× | ||
| Q3 25 | 3.66× | 2.86× | ||
| Q2 25 | 6.82× | 6.70× | ||
| Q1 25 | 13.43× | — | ||
| Q4 24 | 3.32× | 47.68× | ||
| Q3 24 | 8.89× | 1.49× | ||
| Q2 24 | 4.45× | 2.08× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FNF
| Escrow Fees | $241.0M | 44% |
| Other Title Related Fees And Income | $182.0M | 33% |
| Service Link Excluding Title Premiums Escrow Fees And Subservicing Fees | $87.0M | 16% |
| Insurance Contracts Home Warranty | $31.0M | 6% |
HCC
| Sales | $448.5M | 98% |
| Other revenues | $10.1M | 2% |
