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Side-by-side financial comparison of Fidelity National Financial, Inc. (FNF) and Grand Canyon Education, Inc. (LOPE). Click either name above to swap in a different company.
Fidelity National Financial, Inc. is the larger business by last-quarter revenue ($544.0M vs $308.1M, roughly 1.8× Grand Canyon Education, Inc.). Grand Canyon Education, Inc. runs the higher net margin — 28.1% vs -21.5%, a 49.7% gap on every dollar of revenue. On growth, Fidelity National Financial, Inc. posted the faster year-over-year revenue change (10.3% vs 5.3%). Over the past eight quarters, Fidelity National Financial, Inc.'s revenue compounded faster (13.7% CAGR vs 5.9%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
Grand Canyon Education, Inc. (GCE) is an American for-profit corporation that provides services to universities, specializing in program development, online education, and operational support. Formerly affiliated with Grand Canyon University (GCU), a Christian university in Arizona, GCE became a separate publicly traded company in 2008.
FNF vs LOPE — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $544.0M | $308.1M |
| Net Profit | $-117.0M | $86.7M |
| Gross Margin | — | — |
| Operating Margin | 82.9% | 35.1% |
| Net Margin | -21.5% | 28.1% |
| Revenue YoY | 10.3% | 5.3% |
| Net Profit YoY | -126.0% | 5.9% |
| EPS (diluted) | $-0.44 | $3.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $544.0M | $308.1M | ||
| Q3 25 | $553.0M | $261.1M | ||
| Q2 25 | $547.0M | $247.5M | ||
| Q1 25 | $455.0M | $289.3M | ||
| Q4 24 | $493.0M | $292.6M | ||
| Q3 24 | $506.0M | $238.3M | ||
| Q2 24 | $504.0M | $227.5M | ||
| Q1 24 | $421.0M | $274.7M |
| Q4 25 | $-117.0M | $86.7M | ||
| Q3 25 | $358.0M | $16.3M | ||
| Q2 25 | $278.0M | $41.5M | ||
| Q1 25 | $83.0M | $71.6M | ||
| Q4 24 | $450.0M | $81.9M | ||
| Q3 24 | $266.0M | $41.5M | ||
| Q2 24 | $306.0M | $34.9M | ||
| Q1 24 | $248.0M | $68.0M |
| Q4 25 | 82.9% | 35.1% | ||
| Q3 25 | 81.9% | 6.9% | ||
| Q2 25 | 69.8% | 20.9% | ||
| Q1 25 | 24.4% | 30.4% | ||
| Q4 24 | — | 34.2% | ||
| Q3 24 | 61.9% | 20.2% | ||
| Q2 24 | 90.9% | 18.8% | ||
| Q1 24 | 78.6% | 30.8% |
| Q4 25 | -21.5% | 28.1% | ||
| Q3 25 | 64.7% | 6.2% | ||
| Q2 25 | 50.8% | 16.8% | ||
| Q1 25 | 18.2% | 24.8% | ||
| Q4 24 | 91.3% | 28.0% | ||
| Q3 24 | 52.6% | 17.4% | ||
| Q2 24 | 60.7% | 15.3% | ||
| Q1 24 | 58.9% | 24.8% |
| Q4 25 | $-0.44 | $3.13 | ||
| Q3 25 | $1.33 | $0.58 | ||
| Q2 25 | $1.02 | $1.48 | ||
| Q1 25 | $0.30 | $2.52 | ||
| Q4 24 | $1.65 | $2.83 | ||
| Q3 24 | $0.97 | $1.42 | ||
| Q2 24 | $1.12 | $1.19 | ||
| Q1 24 | $0.91 | $2.29 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $2.6B | $111.8M |
| Total DebtLower is stronger | $4.4B | — |
| Stockholders' EquityBook value | $7.4B | $746.9M |
| Total Assets | $109.0B | $992.3M |
| Debt / EquityLower = less leverage | 0.59× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.6B | $111.8M | ||
| Q3 25 | $3.5B | $97.3M | ||
| Q2 25 | $3.3B | $192.3M | ||
| Q1 25 | $4.5B | $144.5M | ||
| Q4 24 | $3.5B | $324.6M | ||
| Q3 24 | $5.0B | $263.6M | ||
| Q2 24 | $4.9B | $241.3M | ||
| Q1 24 | $3.5B | $196.2M |
| Q4 25 | $4.4B | — | ||
| Q3 25 | $4.4B | — | ||
| Q2 25 | $4.4B | — | ||
| Q1 25 | $4.4B | — | ||
| Q4 24 | $4.3B | — | ||
| Q3 24 | $4.2B | — | ||
| Q2 24 | $4.2B | — | ||
| Q1 24 | $3.9B | — |
| Q4 25 | $7.4B | $746.9M | ||
| Q3 25 | $8.4B | $758.0M | ||
| Q2 25 | $7.9B | $778.0M | ||
| Q1 25 | $7.9B | $780.7M | ||
| Q4 24 | $7.8B | $783.9M | ||
| Q3 24 | $8.1B | $764.1M | ||
| Q2 24 | $7.3B | $759.2M | ||
| Q1 24 | $7.1B | $759.4M |
| Q4 25 | $109.0B | $992.3M | ||
| Q3 25 | $106.6B | $1.0B | ||
| Q2 25 | $102.3B | $1.0B | ||
| Q1 25 | $98.2B | $1.0B | ||
| Q4 24 | $95.4B | $1.0B | ||
| Q3 24 | $94.7B | $992.9M | ||
| Q2 24 | $88.8B | $992.7M | ||
| Q1 24 | $84.5B | $1.0B |
| Q4 25 | 0.59× | — | ||
| Q3 25 | 0.53× | — | ||
| Q2 25 | 0.56× | — | ||
| Q1 25 | 0.56× | — | ||
| Q4 24 | 0.56× | — | ||
| Q3 24 | 0.52× | — | ||
| Q2 24 | 0.58× | — | ||
| Q1 24 | 0.55× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.5B | $130.5M |
| Free Cash FlowOCF − Capex | — | $122.9M |
| FCF MarginFCF / Revenue | — | 39.9% |
| Capex IntensityCapex / Revenue | — | 2.5% |
| Cash ConversionOCF / Net Profit | — | 1.50× |
| TTM Free Cash FlowTrailing 4 quarters | — | $238.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.5B | $130.5M | ||
| Q3 25 | $1.3B | $-48.6M | ||
| Q2 25 | $1.9B | $124.0M | ||
| Q1 25 | $1.1B | $67.6M | ||
| Q4 24 | $1.5B | $135.8M | ||
| Q3 24 | $2.4B | $-29.4M | ||
| Q2 24 | $1.4B | $98.6M | ||
| Q1 24 | $1.6B | $85.0M |
| Q4 25 | — | $122.9M | ||
| Q3 25 | — | $-58.3M | ||
| Q2 25 | — | $115.4M | ||
| Q1 25 | — | $58.7M | ||
| Q4 24 | — | $126.1M | ||
| Q3 24 | — | $-39.0M | ||
| Q2 24 | — | $89.6M | ||
| Q1 24 | — | $76.0M |
| Q4 25 | — | 39.9% | ||
| Q3 25 | — | -22.3% | ||
| Q2 25 | — | 46.6% | ||
| Q1 25 | — | 20.3% | ||
| Q4 24 | — | 43.1% | ||
| Q3 24 | — | -16.3% | ||
| Q2 24 | — | 39.4% | ||
| Q1 24 | — | 27.7% |
| Q4 25 | — | 2.5% | ||
| Q3 25 | — | 3.7% | ||
| Q2 25 | — | 3.5% | ||
| Q1 25 | — | 3.1% | ||
| Q4 24 | — | 3.3% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | 3.9% | ||
| Q1 24 | — | 3.3% |
| Q4 25 | — | 1.50× | ||
| Q3 25 | 3.66× | -2.99× | ||
| Q2 25 | 6.82× | 2.98× | ||
| Q1 25 | 13.43× | 0.94× | ||
| Q4 24 | 3.32× | 1.66× | ||
| Q3 24 | 8.89× | -0.71× | ||
| Q2 24 | 4.45× | 2.83× | ||
| Q1 24 | 6.42× | 1.25× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FNF
| Escrow Fees | $241.0M | 44% |
| Other Title Related Fees And Income | $182.0M | 33% |
| Service Link Excluding Title Premiums Escrow Fees And Subservicing Fees | $87.0M | 16% |
| Insurance Contracts Home Warranty | $31.0M | 6% |
LOPE
Segment breakdown not available.
